預定利率： 2.25%
單位：元/每元生存年金
保證期間
轉換年齡 男性 女性 男性 女性 男性 女性 男性 女性
10 34.725 35.891 34.738 35.898 34.768 35.911 34.812 35.930
11 34.492 35.682 34.508 35.689 34.540 35.703 34.588 35.723
12 34.254 35.468 34.273 35.476 34.309 35.491 34.360 35.512
13 34.012 35.250 34.034 35.259 34.073 35.275 34.127 35.297
14 33.766 35.028 33.791 35.038 33.833 35.055 33.891 35.078
15 33.519 34.802 33.547 34.813 33.591 34.830 33.652 34.855
16 33.273 34.573 33.302 34.584 33.348 34.602 33.411 34.627
17 33.027 34.339 33.056 34.351 33.104 34.370 33.169 34.396
18 32.780 34.101 32.810 34.113 32.858 34.133 32.925 34.160
19 32.529 33.859 32.559 33.871 32.608 33.891 32.676 33.919
20 32.271 33.611 32.302 33.624 32.352 33.644 32.422 33.674
21 32.005 33.358
32.037 33.371 32.089 33.392 32.161 33.423
22 31.733 33.099 31.765 33.112 31.819 33.134 31.894 33.166
23 31.454 32.834 31.488 32.848 31.544 32.871 31.623 32.905
24 31.172 32.564 31.206 32.578 31.264 32.602 31.346 32.637
25 30.884 32.287 30.920 32.302 30.979 32.327 31.066 32.365
26 30.591 32.005 30.627 32.021 30.689 32.047 30.780 32.087
27 30.291 31.717 30.328 31.733 30.393 31.761 30.489 31.803
28 29.984 31.423 30.023 31.440 30.091 31.469 30.193 31.514
29 29.671 31.123 29.711 31.141 29.783 31.172 29.893 31.220
30 29.351 30.817 29.393 30.835 29.469 30.868 29.587 30.920
31 29.025 30.503 29.070 30.523 29.150 30.558 29.276 30.614
32 28.693 30.184 28.740 30.204
28.825 30.242 28.961 30.303
33 28.355 29.857 28.404 29.879 28.496 29.920 28.641 29.986
34 28.010 29.525 28.062 29.548 28.161 29.592 28.317 29.663
35 27.658 29.186 27.714 29.210 27.821 29.258 27.989 29.336
36 27.301 28.839 27.360 28.866 27.476 28.917 27.656 29.002
37 26.937 28.486 27.001 28.515 27.126 28.571 27.320 28.663
38 26.567 28.126 26.637 28.157 26.771 28.218 26.980 28.318
39 26.191 27.760 26.267 27.793 26.412 27.860 26.637 27.969
40 25.810 27.387 25.893 27.423 26.048 27.496 26.291 27.614
41 25.423 27.006 25.513 27.046 25.681 27.126 25.942 27.255
42 25.030 26.618 25.128 26.662 25.309 26.749 25.591 26.890
43 24.633 26.223 24.738 26.271 24.934 26.366
25.237 26.521
44 24.232 25.821 24.346 25.875 24.557 25.978 24.881 26.147
45 23.828 25.414 23.951 25.472 24.178 25.585 24.525 25.771
46 23.422 25.001 23.553 25.065 23.796 25.187 24.168 25.392
47 23.010 24.583 23.151 24.651 23.412 24.785 23.811 25.010
48 22.594 24.157 22.745 24.232 23.025 24.378 23.452 24.625
49 22.171 23.725 22.334 23.806 22.634 23.966 23.092 24.238
50 21.743 23.286 21.919 23.375 22.241 23.550 22.733 23.850
51 21.312 22.841 21.501 22.937 21.846 23.131 22.375 23.461
52 20.876 22.389 21.080 22.495 21.450 22.708 22.019 23.073
53 20.438 21.931 20.656 22.046 21.054 22.282 21.665 22.684
54 19.996 21.466 20.230 21.593 20.657 21.853 21.315 22.298
55 19.549 20.995 19.800 21.136 20.259 21.423 20.968 21.914
56 19.100 20.517 19.370 20.674 19.863 20.992 20.628 21.534
57 18.650 20.034 18.938 20.208 19.469 20.561 20.293 21.158
58 18.194 19.547 18.504 19.740 19.077 20.131 19.965 20.789
59 17.735 19.056 18.068 19.270 18.686 19.703 19.646 20.427
60 17.272 18.562 17.631 18.799 18.300 19.278 19.336 20.074
61 16.805 18.065 17.194 18.328 17.918 18.857 19.036 19.732
62 16.336 17.566 16.757 17.858 17.541 18.442 18.748 19.401
63 15.865 17.065 16.322 17.389 17.172 18.034 18.474 19.082
64 15.393 16.562 15.889 16.922 16.812 17.633 18.214 18.778
65 14.921 16.060 15.460 16.458 16.461 17.241 17.970 18.490
66 14.448
15.558 15.036 15.999 16.121 16.861 17.742 18.218
67 13.977 15.057 14.618 15.546 15.795 16.492 17.533 17.964
68 13.508 14.558 14.207 15.099 15.482 16.136 17.341 17.728
69 13.042 14.062 13.804 14.660 15.184 15.796 17.168 17.512
70 12.579 13.570 13.411 14.230 14.903 15.471 17.014 17.316
71 12.122 13.082 13.029 13.810 14.640 15.164 16.879 17.139
72 11.670 12.600 12.660 13.403 14.396 14.875 16.762 16.983
73 11.225 12.125 12.305 13.008 14.171 14.606 16.662 16.847
74 10.788 11.657 11.965 12.628 13.967 14.357 16.578 16.729
75 10.361 11.198 11.642 12.264 13.783 14.129 16.510 16.630
76 9.944 10.749 11.336 11.916 13.619 13.922 16.455 16.547
77 9.538 10.310 11.049
11.587 13.476 13.737 16.412 16.479
78 9.144 9.883 10.782 11.277 13.352 13.573 16.379 16.425
79 8.764 9.469 10.536 10.987 13.247 13.430 16.354 16.382
80 8.399 9.069 10.310 10.717 13.159 13.307 16.336 16.348
註：本表假設轉換當時之預定利率為2.25%。
國泰人壽飛翔人生變額年金保險 (甲型)
年金現值因子例表
5年 10年 15年 20年
