Name: 全球人壽新卓越變額萬能壽險
Brand: 全球人壽

1 31

全球人壽新卓越變額萬能壽險

全球人壽新卓越變額萬能壽險全球人壽新卓越變額萬能壽險

全球人壽新卓越變額萬能壽險

契約條款

契約條款契約條款

契約條款

09402524510

94 8 22

(95) ( ) 041901

95 4 19

(95) ( ) 121502

95 12 15

(96) ( ) 041002

96 4 10

(96) ( ) 091905

96 9 19

(96) ( ) 102202

96 10 22

(96) ( ) 123102

96 12 31

(97) ( ) 030702

97 3 7

(97) ( ) 042802

97 4 28

96.12.28 09602505761

97 5 31

(97) ( ) 062002

97 6 20

97.06.24 09702503741

97 8 25

(97) ( ) 092203

97 9 22

2 31

http://

www.aegon.com.tw

3 31

http://www.aegon.com.tw

3

http://www.aegon.com.tw

3

4 31

5 31

6 31

7 31

8 31

D

( )

9 31

10 31

http://

www.aegon.com.tw

11 31

12 31

:

13 31

被保險人到達年齡所對應之「保險金最低比率」，其數值如下表。

被保險人之到達年齡

40 歲（含）以下

41 歲至 70 歲 71 歲（含）以上

最低比率 130% 115% 101%

14 31

全球人壽新卓越變額萬能壽險保險公司收取之相關費用表

全球人壽新卓越變額萬能壽險保險公司收取之相關費用表全球人壽新卓越變額萬能壽險保險公司收取之相關費用表

全球人壽新卓越變額萬能壽險保險公司收取之相關費用表

60%

5%

0.085

1%

2

60%

3

15%

4

10%

5

5%

6

0%

15 31

全球人壽新卓越變額萬能壽險保險公司收取之相關費用表

全球人壽新卓越變額萬能壽險保險公司收取之相關費用表全球人壽新卓越變額萬能壽險保險公司收取之相關費用表

全球人壽新卓越變額萬能壽險保險公司收取之相關費用表

0.1%

1.0%

1

6%

2

5%

3

4%

4

3%

5

2%

6

1%

7

0%

16 31

全球人壽新卓越變額萬能壽險投資機構收取之相關費用表

全球人壽新卓越變額萬能壽險投資機構收取之相關費用表全球人壽新卓越變額萬能壽險投資機構收取之相關費用表

全球人壽新卓越變額萬能壽險投資機構收取之相關費用表

( )

- A

6.25%

- A

6.25%

- A

6.25%

- A2

6.25%

- A2

6.25%

- A2

6.25%

- A2

6.25%

- A

6.25%

- A

6.25%

- A

6.25%

- A

6.25%

- A2

6.25%

- A

6.25%

2010

5.25%

2020

5.25%

0.00%

5.00%

2.00%

A

5.75%

-

A (Ydis)

6.50%

A

5.75%

-

A (acc)

6.50%

-

A (Ydis)

6.50%

17 31

( )

-

A (Mdis)

6.50%

-

A (Mdis)

6.50%

-

A (Mdis)

6.50%

-

A (Qdis)

6.50%

-

A2 USD

6.25%

- 20

A USD

6.25%

1.50%

2.00%

1.50%

2.00%

1.50%

L

0.00%

L

0.00%

L

0.00%

L

0.00%

( )

6.00%

( )

6.00%

( ) B

6.00%

( )

4.00%

( )

6.00%

( )

6.00%

( ) B

6.00%

( ) -

( )

6.00%

( ) -

( )

6.00%

( )

6.00%

( )

4.00%

( )

4.00%

A

5.00%

3.00%

5.00%

6.00%

2015

2.00%

2020

2.00%

18 31

( )

2030

2.00%

5.00%

-

5.00%

2.00%

2000

2.00%

1.60%

1.50%

JF

2.00%

JF

1.50%

JF

2.00%

JF

2.00%

α

2.00%

35

2.00%

( ) A

( )

5.00%

JF ( )

A ( )

8.50%

JF

( ) A ( )

8.50%

( ) A ( )

5.00%

JF

2.00%

( A ( )

5.00%

2.00%

JF

2.00%

JF

5.00%

JF

5.00%

JF

5.00%

JF

5.00%

JF

5.00%

JF ( )

5.00%

JF

5.00%

JF

3.00%

JF

5.00%

JF

5.00%

JF

5.00%

ING

0.00%

ING

1.50%

ING

2.00%

1.50%

19 31

( )

1.50%

(AA)

5.00%

-

( )

6.00%

C

3.00%

C

3.00%

C

3.00%

C

3.00%

C

3.00%

C

3.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

A2

5.00%

-

6.00%

5.00%

-

A1 -

4.1667%

-

A1 -

4.1667%

-

A1 -

4.1667%

-

A1 -

4.1667%

-

A1 -

4.1667%

-

A1 -

4.1667%

-

A1 -

4.1667%

-

A1 -

4.1667%

-

A1 -

4.1667%

-

A1 -

4.1667%

MFS A1(

)

6.00%

20 31

( )

1.40%

( )

2.00%

500 ( iShares S

P

500 Index Fund )

1.00%

100

(PowerShares

QQQ Nasdaq 100)

1.00%

100

( iShares

S&P Global 100 Index Fund )

1.00%

50

1.00%

100

1.00%

350

( iShares

S&P Europe 350 Index Fund )

1.00%

( )

( iShares MSCI Pacific ex-

Japan Index

Fund )

1.00%

MSCI

( iShares MSCI

Japan Index Fund )

1.00%

MSCI

(iShares

MSCI Emerging Markets Index Fund)

1.00%

1-3

( iShares Lehman 1-

3 Year Treasury

Bond Fund )

1.00%

7-10

( iShares Lehman 7-

10 Year Treasury

Bond Fund )

1.00%

(iShares iBoxx $ Investment Grade

Corporate Bond Fund)

1.00%

50

iShares DJ

EURO Stoxx 50 (DE)

1.00%

(iShares Dow

Jones U.S. Basic Materials Sector

Index Fund)

1.00%

2000

(iShares Russell

2000 Index Fund)

1.00%

(POWERSHARES GLOB

AL WATER

PORTFOLIO)

1.00%

(DIAMONDS

Trust Series I)

1.00%

DAX

iShares DAX (DE)

1.00%

100

Short

QQQ ProShares

1.00%

Short

Dow30 ProShares

1.00%

500

Short

S&P500 ProShares

1.00%

MSCI

Short MSCI Emerging Markets

ProShares

1.00%

21 31

( )

Exchange Traded Funds, ETFs

1%

3%

( ) A ( )

JF ( ) A ( ) JF ( ) A ( )

( ) A ( )

( ) A ( ) JF JF JF JF

JF JF ( ) JF JF

JF JF JF

22 31

- A

A

L

2030

2020

JF

α

35

( ) A

( )

( ) A ( )

( )

JF ( )

A ( )

JF

( ) A ( )

JF

( A ( )

( )

JF

JF ( )

JF

23 31

JF

JF JF

(AA)

( )

C

-

ING

A2

( )

A2

( )

A2

( )

A2

( )

A2

( )

A2

( )

A2

( )

A2

( )

A2

( )

A2

( )

A2

( )

A2

( )

A

-

A (acc)

-

A (Ydis)

24 31

-

A (Ydis)

( )

-

A1 -

-

A1

-

A1

-

A1

-

A1 -

-

A1 -

- 20

A USD

( )

- A2

L

B

-

JF

A2

( )

-

( )

-

A (Mdis)

-

A (Mdis)

-

A (Mdis)

-

A (Qdis)

( )

( ) B

25 31

( ) -

( )

( ) -

( )

-

A2 USD

-

A1

-

A1

-

A1 -

-

A1

-

C

MFS A1( )

MFS

A

2015

2020

A2

( )

A2

( )

- A

2010

( )

JF JF

C

L

ING

JF

26 31

JF

2000

ING

JF

500 ( iShares S

P

500 Index Fund )

Barclays

Global Investors

100

(PowerShares

QQQ Nasdaq 100)

PowerShares Capital Management

LLC

100

( iShares

S&P Global 100 Index Fund )

Barclays

Global Investors

50

100

350

( iShares

S&P Europe 350 Index Fund )

Barclays

Global Investors

( )

( iShares MSCI Pacific ex-

Japan Index

Fund )

Barclays

Global Investors

MSCI

( iShares MSCI

Japan Index Fund )

Barclays

Global Investors

MSCI

(iShares

MSCI Emerging Markets Index Fund)

Barclays

Global Investors

50

iShares DJ

EURO Stoxx 50 (DE)

Barclays

Global Investors

(iShares Dow

Jones U.S. Basic Materials Sector In

dex

Fund)

Barclays

Global Investors

2000

(iShares Russell

2000 Index Fund)

Barclays

Global Investors

( 1)

(POWERSHARES GLOBAL WATER

PORTFOLIO)

PowerShares Capital Management

LLC

27 31

(DIAM

ONDS Trust

Series I)

(State Street

Bank Global Advisor)

DAX

iShares DAX (DE)

Barclays

Global Investors

100

Short

QQQ ProShares

ProShares Advisors LLC

Short

Dow30 ProShares

ProShares Advisors LLC

500

Short

S&P500 ProShares

ProShares Advisors LLC

MSCI

Short MSCI Emerging Markets

ProShares

ProShares Advisors LLC

1-3

( iShares

Lehman 1-3 Year Treasury Bond Fund )

Barclays

Global Investors

7-10

( iShares Lehman 7-

10 Year Treasury

Bond Fund )

Barclays

Global Investors

(iShares

iBoxx $ Investment Grade Corporate

Bond Fund)

Barclay

s

Global Investors

( 2)

1 Exchange Traded Funds, ETFs

2

0

(1)

(2)

CR(t)

CR(t) = Max { Y(t -) + [(MV(t -)-AV(t -))/AV(t -)]/D(t -) ch(t) , 0 }

CR(t) : t

Y(t -) : Average Yield to Maturity

MV(t -):

AV(t -):

D(t -):

ch(t):

(3)

365

3

S&P A Mortgage-backed security, MBS

28 31

1 6%

2 5%

3 4%

4 3%

5 2%

6 1%

7 0%

Adj =

)(twithdrawal×

, MV>AV

=

[

]

{

}

)(0, twithdrawalMax ×+

,

AV

MVAV −

=

MV AV

Adj

AV

MV

withdrawal(t)

t

1.

2.

(1)

(2)

29 31

(

)

1.

2.

3.

4.

5.

( )

/ /

T+1 T+1

T T+1

T

( )

1.

2.

30 31

( )

0 92.2500

78.4800

50 69.3990

49.2660

1 21.1500

17.8200

51 74.0610

53.0010

2 13.6800

11.0700

52 79.3530

57.1140

3 9.0900

6.7500

53 85.4370

61.6680

4 6.4800

4.4100

54 92.4120

66.5370

5 5.3100

3.2400

55 100.3320

71.5410

6 4.9500

2.8800

56 109.2510

76.4910

7 4.8600

2.7900

57 119.2500

81.2160

8 4.8600

2.7000

58 130.3650

85.6890

9 4.6800

2.6100

59 142.6590

90.5760

10 4.4100

2.6100

60 156.1770

96.6870

11 4.2300

2.7000

61 170.9640

104.8500

12 4.4100

2.8800

62 187.0560

115.8840

13 5.0400

3.1500

63 204.5340

130.2750

14 6.8310

3.7980

64 223.5690

147.2580

15 9.2610

4.5720

65 244.3500

165.7170

16 12.5460

5.5080

66 267.0750

184.5630

17 17.0100

6.6420

67 291.9420

202.6890

18 18.3060

7.0740

68 319.1580

219.3930

19 19.1070

7.3620

69 348.9660

235.5300

20 19.4760

7.5420

70 381.6000

252.3690

21 19.4940

7.6410

71 417.3300

271.1790

22 19.2330

7.6950

72 456.3900

293.2110

23 18.7650

7.7400

73 499.0410

319.5180

24 18.1710

7.8300

74 545.6430

350.2710

25 17.5320

8.0100

75 596.5470

385.4520

26 16.9380

8.3340

76 652.1220

425.0070

27 16.4700

8.8380

77 712.7190

468.9090

28 16.1910

9.5670

78 778.7250

517.2120

29 16.1370

10.4310

79 850.6080

570.3840

30 16.3170

11.3310

80 928.8540

628.9650

31 16.7580

12.1770

81 1013.9400

693.5220

32 17.4690

12.8520

82 1106.3610

764.6040

33 18.4590

13.3110

83 1206.6030

842.7870

34 19.7100

13.6440

84 1315.2150

928.7640

35 21.1860

13.9590

85 1432.7550

1023.2460

36 22.8510

14.3910

86 1559.7990

1126.9350

37 24.6780

15.0750

87 1696.8870

1240.5600

38 26.6490

16.1010

88 1844.5680

1364.8410

39 28.8180

17.4960

89 2003.2920

1500.5430

40 31.2480

19.2420

90 2173.5090

1648.4580

41 34.0110

21.3390

91 2355.6420

1809.3690

42 37.1610

23.7690

92 2550.1230

1984.0590

43 40.7430

26.5230

93 2757.2760

2173.2030

44 44.6580

29.5200

94 2976.8670

2377.0530

45 48.7800

32.6970

95 3208.5450

2595.7350

46 52.9740

35.9730

96 3451.9500

2829.3840

47 57.1140

39.2580

97 3706.7400

3078.1440

48 61.1190

42.5070

98 3972.5730

3342.1590

49 65.1510

45.8100

99 4249.1700

3621.6270

31 31

(1)

(2)

(3)

(舊版)全球人壽新卓越變額萬能壽險

網站提醒

商品所屬公司

其他投資型保險

免費註冊，享受完整功能

(舊版)全球人壽新卓越變額萬能壽險

網站提醒

商品所屬公司

其他投資型保險