這是主約保險
這張保險可以單獨購買，也可以搭配其他附約保險一起購買。
這是定期險
通常繳費期間等於保障期間，假設選擇20年期，代表繳費20年保障20年，每年保費都不會變，20年到了就沒有保障；有些會保障到固定年齡，如繳費10年保障到65歲。
這張保險還沒做好 :(
保險商品真的太多了......再給我們一點時間。
如果急著想了解這張商品，問問網站其他會員，
可以得到即時的建議哦！
1 34
09602092460
96 8 2
(96) ( ) 102209
96 10 22
: 96.12.28 09602505761
: 97 5 31
全球人壽全心投資連結型保險
全球人壽全心投資連結型保險全球人壽全心投資連結型保險
全球人壽全心投資連結型保險
:
契約條款
契約條款契約條款
契約條款
0800-000-662
20
5
2 34
6 10
( )
( )
3 34
http://www.aegon.com.tw
http://www.aegon.com.tw
20
4 34
5 34
6 34
7 34
8 34
5
http://www.aegon.com.tw
9 34
:
10 34
:
11 34
12 34
一
一一
一、
、、
、
%
1.
7 %
2.
7 %
1.
2.
1.
2.
3.
1.
2.
二
二二
二、
、、
、
%
1.5%
0.2%
13 34
( )
/
6 7 8 9 10
14 906 1,065 1,219 1,369 1,515
15 966 1,125 1,279 1,429 1,574
16 1,010 1,167 1,322 1,471 1,617
17 1,033 1,190 1,344 1,494 1,639
18 1,036 1,193 1,347 1,497 1,643
19 1,037 1,194 1,348 1,498 1,645
20 1,037 1,194 1,348 1,499 1,648
21 1,036 1,193 1,349 1,502 1,653
22 1,035 1,194 1,351 1,507 1,662
23 1,036 1,196 1,356 1,516 1,676
24 1,039 1,202 1,366 1,531 1,697
25 1,046 1,213 1,382 1,553 1,726
26 1,057 1,229 1,405 1,582 1,764
27 1,073 1,253 1,436 1,622 1,814
28 1,097 1,284 1,476 1,672 1,874
29 1,128 1,324 1,526 1,733 1,945
30 1,166 1,373 1,585 1,803 2,027
31 1,213 1,431 1,654 1,885 2,121
32 1,268 1,498 1,733 1,976 2,224
33 1,330 1,572 1,820 2,076 2,340
34 1,398 1,652 1,916 2,187 2,467
35 1,471 1,741 2,019 2,308 2,605
36 1,552 1,837 2,133 2,438 2,755
37 1,638 1,941 2,255 2,580 2,917
38 1,732 2,054 2,387 2,733 3,093
39 1,834 2,176 2,532 2,900 3,282
40 1,945 2,310 2,688 3,080 3,488
41 2,065 2,454 2,857 3,276 3,711
42 2,197 2,611 3,041 3,487 3,952
43 2,339 2,780 3,239 3,717 4,213
44 2,492 2,964 3,454 3,964 4,496
45 2,657 3,161 3,686 4,233 4,804
46 2,836 3,376 3,939 4,525 5,139
47 3,031 3,609 4,213 4,844 5,504
48 3,241 3,863 4,512 5,192 5,904
49 3,472 4,140 4,839 5,573 6,341
50 3,724 4,444 5,199 5,990 6,820
51 4,001 4,779 5,594 6,449 7,347
52 4,306 5,146 6,028 6,953 7,923
53 4,643 5,551 6,504 7,505 8,553
54 5,014 5,997 7,028 8,110 9,243
55 5,421 6,486 7,602 8,771 9,994
56 5,869 7,022 8,229 9,492 10,811
14 34
( )
/
6 7 8 9 10
57 6,361 7,608 8,912 10,276 11,700
58 6,897 8,245 9,656 11,128 12,663
59 7,480 8,940 10,464 12,053 13,707
60 8,116 9,694 11,339 13,053 14,834
61 8,807 10,512 12,289 14,136 16,050
62 9,557 11,400 13,316 15,304 17,362
63 10,371 12,362 14,427 16,566 18,775
64 11,254 13,403 15,628 17,927 20,292
65 12,213 14,530 16,925 19,389 21,919
66 13,252 15,750 18,321 20,961 23,662
67 14,376 17,065 19,824 22,647 25,524
68 15,592 18,482 21,438 24,451 27,507
69 16,906 20,007 23,168 26,375 29,614
70 18,321 21,645 25,017 28,424 31,844
71 19,844 23,400 26,990 30,597 34,199
72 21,480 25,274 29,087 32,895 36,674
73 23,231 27,274 31,311 35,317 39,265
74 25,105 29,399 33,661 37,860 41,967
75 27,103 31,652 36,135 40,518 44,769
76 29,229 34,032 38,729 43,284 47,659
77 31,482 36,536 41,439 46,147 50,624
78 33,863 39,163 44,253 49,094 53,647
79 36,370 41,902 47,164 52,111 56,707
80 38,999 44,748 50,156 55,179 59,782
81 41,744 47,690 53,213 58,275 62,847
82 44,597 50,712 56,316 61,378 65,877
83 47,547 53,797 59,443 64,460 68,842
84 50,579 56,928 62,569 67,496 71,717
85 53,678 60,078 65,667 70,456 74,474
15 34
( )
/
6 7 8 9 10
14 637 742 846 946 1,044
15 655 760 864 964 1,061
16 669 775 877 977 1,074
17 680 785 887 986 1,083
18 687 791 893 992 1,089
19 690 794 895 994 1,092
20 690 793 895 995 1,095
21 688 792 895 997 1,099
22 686 791 896 1,000 1,105
23 685 792 899 1,007 1,115
24 687 797 907 1,017 1,129
25 693 805 919 1,033 1,148
26 702 818 935 1,053 1,172
27 716 835 956 1,078 1,201
28 733 856 982 1,108 1,235
29 753 881 1,010 1,141 1,273
30 776 908 1,042 1,177 1,314
31 801 938 1,077 1,217 1,359
32 827 969 1,114 1,260 1,407
33 855 1,003 1,152 1,304 1,460
34 885 1,039 1,195 1,354 1,516
35 917 1,078 1,240 1,407 1,578
36 952 1,120 1,291 1,466 1,647
37 990 1,166 1,346 1,532 1,724
38 1,031 1,216 1,407 1,605 1,810
39 1,078 1,273 1,476 1,686 1,906
40 1,130 1,338 1,555 1,779 2,015
41 1,189 1,411 1,642 1,884 2,136
42 1,257 1,494 1,742 2,001 2,269
43 1,333 1,588 1,853 2,129 2,415
44 1,420 1,691 1,975 2,268 2,570
45 1,514 1,805 2,106 2,417 2,738
46 1,619 1,928 2,247 2,576 2,915
47 1,730 2,058 2,395 2,744 3,108
48 1,847 2,193 2,552 2,925 3,316
49 1,967 2,336 2,719 3,120 3,546
50 2,093 2,487 2,900 3,337 3,802
51 2,227 2,651 3,101 3,578 4,087
52 2,375 2,836 3,327 3,850 4,406
53 2,542 3,047 3,584 4,156 4,763
54 2,737 3,289 3,877 4,502 5,162
55 2,963 3,568 4,209 4,888 5,604
56 3,224 3,884 4,582 5,319 6,096
57 3,519 4,237 4,995 5,794 6,637
16 34
( )
/
6 7 8 9 10
58 3,845 4,625 5,448 6,316 7,233
59 4,201 5,047 5,942 6,885 7,882
60 4,585 5,505 6,478 7,506 8,591
61 4,999 6,001 7,060 8,181 9,364
62 5,448 6,540 7,696 8,918 10,207
63 5,937 7,131 8,391 9,723 11,130
64 6,476 7,780 9,156 10,608 12,139
65 7,072 8,495 9,998 11,580 13,246
66 7,732 9,286 10,925 12,647 14,457
67 8,461 10,157 11,943 13,818 15,782
68 9,265 11,116 13,060 15,098 17,227
69 10,151 12,169 14,284 16,495 18,798
70 11,122 13,322 15,619 18,014 20,501
71 12,187 14,580 17,073 19,662 22,342
72 13,351 15,952 18,652 21,446 24,326
73 14,621 17,443 20,363 23,372 26,458
74 16,007 19,064 22,214 25,445 28,742
75 17,514 20,820 24,210 27,669 31,178
76 19,151 22,717 26,357 30,048 33,767
77 20,924 24,762 28,656 32,580 36,505
78 22,839 26,960 31,113 35,265 39,388
79 24,904 29,314 33,723 38,100 42,404
80 27,123 31,823 36,489 41,076 45,542
81 29,499 34,492 39,401 44,181 48,784
82 32,033 37,312 42,452 47,402 52,109
83 34,723 40,279 45,629 50,718 55,493
84 37,569 43,384 48,916 54,107 58,905
85 40,561 46,613 52,291 57,540 62,312
17 34
---- (Structured Notes)
BNP Paribas Bank
1.
2. 4 52 2- 6
3. 02-2716-1167
Citibank N.A.
1.
2. 3 115 2 1,115 2 2,117-1 ,117 2
3. 02-2715-5931
ING Bank NV
1.
2. 1 2 6
3. 02-2734-7600
Societe Generale
1.
2. 3 109 7
3. 02-2715-5050
JP Morgan Chase Bank N.A.
1.
2. 5 108 8
3. 02-2725-9800
Morgan Stanley Dean Witter & Co.
1.
2. 2 207 22
3. 02-2730-2888
ABN AMRO Bank
1.
2. 7 12, 16-18 89
3. 02-8722-5000
Merrill Lynch & Co., Inc.
1.
2. 2 207 18
3. 02-2376-3666
Deutsche Bank
1.
2. 4 296 6,10,12,13
3. 02-2192-4666
CALYON
1.
2. 167 16
3. 02-2717-5252
( ) UBS AG
1.
2. 7 5,13,22,23
3. 02-8722-7888
( ) HSBC
1.
2.
1 333 13,14
18 34
3.
02-8722-6999
( ) Credit Suisse International
1.
2. 3 109 5
3. 02-2715-6388
( ) Australia and New Zealand Banking Group Limited
1.
2. 1 333 12 1208
3. 02-2757-7299
( ) KBC Bank N.V.
1.
2. 99 15
3. 02-2712-9133
--
S&P 500 Index ( 500 )
1. 500
2. 1941~1943 10
DJ Eurostoxx 50 Index ( 50 )
1. 50
2. 1991 12 31 1000
Nikkei 225 Index 225
1. 225
2. 1949 5 16
KOSPI KOSPI
1.
2. 1980 1 4 100
Nasdaq 100 Index 100
1. NASDAQ
2. 1985 1 125
Dow Jones Industrial Average
1. 30
2. NYSE 15~20%
Nasdaq Composite Index
1. 5,400 Nasdaq
2. 1971 2 5 100
The Hang Seng Index
1.
2. 1964 7 31 100
CAC-40 Index 40
1. 40 Paris Bourse
19 34
2.
1987 12 31 1,000
FTSE 100 Index 100
1. 100
2. 1984 1 3 1,000
Topix Index
1. First Section
2. 1968 1 4 100
( ) Philadelphia Semiconductor Index ( )
1. 16
2. 1993 12 1 ( 100)
( ) NASDAQ Biotech Index ( )
1.
2. 1993 11 1 ( 200)
( ) DJ Global Titan Index ( )
50 DJ Global Titan Index 2003 12 31 27%
20 34
( )
×
∏
=
−
−
×
−
+
T
1k
k
1k
1kk
)}PR
S
SS
, %0 ( Max {1
T
k k
S
k
k
S
0
PR
k
k
20
PR
Bailout
5
PR
limit
21 34
(
)
1. 10,000
2. 6
3. PR
Bailout
50%
4. PR
limit
61%
(k)
1 2 3 4 5 6
( )
52% 53% 61% 61% 55% 49%
1469.25 1320.28 1148.08 879.82 1111.92 1211.92
1320.28 1148.08 879.82 1111.92 1211.92 1,248.29
k
-10.14% -13.04% -23.37% 26.38% 8.99% 3.00%
k
0.00% 0.00% 0.00% 16.09% 4.94% 1.47%
0.93 0.94 0.96 1.13 1.20 1.24
1. k
= ( - ) /
= ( 1320.28 – 1469.25)/1469.25 = -10.14%
2. k =Max ( 0 , k )
= Max ( 0 , -10.14% 52% ) = 0%
3.
10,000 (1+0%) (1+0%) (1+0%) (1+16.09%) (1+4.94%) (1+1.47%) = 12,361.57
4. 5 6 49% PR
Bailout
50%
5 10,000 1.20 12,000
10,000 12,000 5
10,000 10,000
5. 3 4,800 4,800
3 10,000 0.96 = 9,600 10,000
1 4,800/9,600 5,000
6. 3 65% 61% 65%
61% 3
22 34
( )
×
∏
=
−
−
−
+
T
1k
1k
1kk
k
)]}
S
SS
,Cap ( Min , %0 [ Max1 {
T
k k
S
k
k
S
0
Cap
k
k
20
Cap
Bailout
5
Cap
limit
23 34
(
)
1. 10,000
2. 6
3. Cap
Bailout
13.50%
4. Cap
limit
20%
(k)
1 2 3 4 5 6
( )
15% 16% 19% 20% 15% 13%
1469.25 1320.28 1148.08 879.82 1111.92 1211.92
1320.28 1148.08 879.82 1111.92 1211.92 1,248.29
k
-10.14% -13.04% -23.37% 26.38% 8.99% 3.00%
k
0.00% 0.00% 0.00% 19.77% 8.99% 3.00%
0.93 0.94 0.96 1.16 1.29 1.34
1. k
= ( - ) /
= ( 1320.28 – 1469.25)/1469.25 = -10.14%
2. k
=Max [0, Min ( , k )]
= Max [0 , Min(15% , -10.14%) ] = 0%
3.
10,000 (1+0%) (1+0%) (1+0%) (1+19.77%) (1+ 8.99 %) (1+ 3.00 %) =13,445.34
4. 5 6 13%
Cap
Bailout
13.50% 5 10,000 1.29
12,900 10,000 12,900 5
10,000 10,000
5. 3 4,800 4,800
3 10,000 0.96 = 9,600 10,000
1 4,800/9,600 5,000
6. 4 22% 20%
22% 20% 4
24 34
×
T
T
) R1 ( +
T
R
T
Moody’s Investors Service Aa3 Standard & Poor’s Corp. AA-
( ) US Treasury Bond U.S. Agency Obligations
( ) Corporate Bond Standard & Poor’s Corp. A Moody’s Investors Service
A2 Fitch Ratings Ltd. A
( ) Mortgage-backed security, MBS (Federal National
Mortgage Association) (Federal Home Loan Mortgage Corporation)
(Government National Mortgage Association)
( ) Bank Deposits, Savings
25 34
(
)
1. 10,000
2. 6
3. 4%
(k)
1 2 3 4 5 6
0.97 1.02 1.08 1.14 1.20 1.27
1.
10,000 (1+4%)
6
=12,653.19
2. 3 4,250 4,250
3 10,000 1.08=10,800
10,000 1 4,250/10,800 6,064.81
26 34
k t
(1 - mva(k)% ) mva(k)%
mva(k)% = 1 – ( (1+a
0
%)^(t/12) / (1+a
k
% + mf
k
%)^(t/12) ), mva(k)% >= 0
a
0
% :
a
k
% : k
mf
k
%: k
1.5%
27 34
( )
1. 1,000
1 70
2 0
3 0
2. 5 %
3 6 %
3 4 %
1,000
mf
k
% a
k
% mva(k)%
k
t
0 5.0% 0.5% 4.5% 1,000
3 36 36 6.0% 0.5% 5.5% 4.2% 958
3 36 36 4.0% 0.5% 3.5% 0.0% 1,000
1 70
mf
k
% a
k
% mva(k)%
k
t
1 12 5.3% 0.5% 4.8% 70
3 36 36 6.0% 0.5% 5.5% 3.4% 68
3 36 36 4.0% 0.5% 3.5% 0.0% 70
1. k (1 mva(k)% )
mva(k)%
mva(k)% = 1 – ( (1+a
0
%)^(t/12) / (1+a
k
% + mf
k
%)^(t/12) ), mva(k)% >= 0
mva(36)% = 1 – ( (1+4.5%)^(36/12) / (1+5.5% + 0.5 %)^(36/12) )= 4.2%
1,000 3
=1,000 (1 mva(36)%) = 1,000 (1 4.2%) = 958
2.
= 958 + 68 +0+0 =1,026
= 1,000 + 70 +0 +0 =1,070
28 34
× ( 1 +i% )
n
,
i%
n ( )
k t
(1 mva(k)% )
mva(k)%
mva(k)% = 1 – ((1+a
0
%)^(t/12) / (1+a
k
% + mf
k
%)^(t/12), mva(k)% >= 0
a
0
% :
a
k
% : k
mf
k
%: k
1.5%
29 34
( )
1. 1,000
2. 4.5%
3. 5 %
3 6 %
3 4 %
mf
k
% a
k
% mva(k)%
k
t
0 5.0% 0.5% 4.5% 1,000
3 36 36 6.0% 0.5% 5.5% 4.2% 1,093
3 36 36 4.0% 0.5% 3.5% 0.0% 1,141
k (1
mva(k)% ) mva(k)%
mva(k)% = 1 – ( (1+a
0
%)^(t/12) / (1+a
k
% + mf
k
%)^(t/12) ), mva(k)% >= 0
mva(36)% = 1 – ( (1+4.5%)^(36/12) / (1+5.5% + 0.5 %)^(36/12) )=4.2%
3 = 1,000 ( 1 +4.5% )
3
(1 4.2% ) =1,093
mva(36)% = 1 – ( (1+4.5%)^(36/12) / (1+3.5% + 0.5 %)^(36/12) ) = -1.4 %
mva(k)% >= 0 mva(36)% = 0.0%
3 = 1,000 ( 1 +4.5% )
3
(1 0.0% ) =1,141
30 34
[ ] Max {0%
}
[ ]
Max {0% Min [ , ] }
31 34
( )
1,000
50%
k
S&P500 index
( )
0 1,000
1 12 20% 1,100 100
2 24 -10% 1,100 0
3 36 5% 1,128 28
4 48 10% 1,184 56
5 60 5% 1,213 30
6 72 25% 1,365 152
1. ( S&P500 index 0%) 0
1,000
1,000
2.
7.0%
k
S&P500 index
( )
0 1,000
1 12 20% 1,070 70
2 24 -10% 1,070 0
3 36 5% 1,124 54
4 48 10% 1,202 79
5 60 5% 1,262 60
6 72 25% 1,351 88
1. ( S&P500 index 0%) 0
1,000
1,000
2.
1 =1,000 Max {0% 20% 50%} =100 …
6 =1,213 Max {0% 25% 50%} =152
1 =1,000 Max {0% Min [7.0%,20%] } =70 …
6 =1,262 Max {0% Min [7.0%,25%]} =88
32 34
(1) [1 - 1/(1+a%)]
a%
1.5%
(2)
(3)
(4)
Black-Scholes
Bloomberg
33 34
( )
1. 1,000
1 70
2. a% 4.5%
+ 1
1,070
(1)
46
( + 1
)× [1
- 1/(1+a%)]=1,070× [1 - 1/(1+4.5%)]= 46
(2)
-1
1 1
(3)
2
1
(4)
2
1
2 2
( 2 )
49
34 34
全球人壽全心投資連結型保險
三、保險成本 保險成本表(男性)
單位：元 / 每十萬保額
年期
年齡
6 7 8 9 10
14 906 1,065 1,219 1,369 1,515
15 966 1,125 1,279 1,429 1,574
16 1,010 1,167 1,322 1,471 1,617
17 1,033 1,190 1,344 1,494 1,639
18 1,036 1,193 1,347 1,497 1,643
19 1,037 1,194 1,348 1,498 1,645
20 1,037 1,194 1,348 1,499 1,648
21 1,036 1,193 1,349 1,502 1,653
22 1,035 1,194 1,351 1,507 1,662
23 1,036 1,196 1,356 1,516 1,676
24 1,039 1,202 1,366 1,531 1,697
25 1,046 1,213 1,382 1,553 1,726
26 1,057 1,229 1,405 1,582 1,764
27 1,073 1,253 1,436 1,622 1,814
28 1,097 1,284 1,476 1,672 1,874
29 1,128 1,324 1,526 1,733 1,945
30 1,166 1,373 1,585 1,803 2,027
31 1,213 1,431 1,654 1,885 2,121
32 1,268 1,498 1,733 1,976 2,224
33 1,330 1,572 1,820 2,076 2,340
34 1,398 1,652 1,916 2,187 2,467
35 1,471 1,741 2,019 2,308 2,605
36 1,552 1,837 2,133 2,438 2,755
37 1,638 1,941 2,255 2,580 2,917
38 1,732 2,054 2,387 2,733 3,093
39 1,834 2,176 2,532 2,900 3,282
40 1,945 2,310 2,688 3,080 3,488
41 2,065 2,454 2,857 3,276 3,711
42 2,197 2,611 3,041 3,487 3,952
43 2,339 2,780 3,239 3,717 4,213
44 2,492 2,964 3,454 3,964 4,496
45 2,657 3,161 3,686 4,233 4,804
46 2,836 3,376 3,939 4,525 5,139
47 3,031 3,609 4,213 4,844 5,504
48 3,241 3,863 4,512 5,192 5,904
49 3,472 4,140 4,839 5,573 6,341
50 3,724 4,444 5,199 5,990 6,820
51 4,001 4,779 5,594 6,449 7,347
52 4,306 5,146 6,028 6,953 7,923
53 4,643 5,551 6,504 7,505 8,553
54 5,014 5,997 7,028 8,110 9,243
55 5,421 6,486 7,602 8,771 9,994
56 5,869 7,022 8,229 9,492 10,811
第 1 頁，共 4 頁
保險成本表(男性)
單位：元 / 每十萬保額
年期
年齡
6 7 8 9 10
57 6,361 7,608 8,912 10,276 11,700
58 6,897 8,245 9,656 11,128 12,663
59 7,480 8,940 10,464 12,053 13,707
60 8,116 9,694 11,339 13,053 14,834
61 8,807 10,512 12,289 14,136 16,050
62 9,557 11,400 13,316 15,304 17,362
63 10,371 12,362 14,427 16,566 18,775
64 11,254 13,403 15,628 17,927 20,292
65 12,213 14,530 16,925 19,389 21,919
66 13,252 15,750 18,321 20,961 23,662
67 14,376 17,065 19,824 22,647 25,524
68 15,592 18,482 21,438 24,451 27,507
69 16,906 20,007 23,168 26,375 29,614
70 18,321 21,645 25,017 28,424 31,844
71 19,844 23,400 26,990 30,597 34,199
72 21,480 25,274 29,087 32,895 36,674
73 23,231 27,274 31,311 35,317 39,265
74 25,105 29,399 33,661 37,860 41,967
75 27,103 31,652 36,135 40,518 44,769
76 29,229 34,032 38,729 43,284 47,659
77 31,482 36,536 41,439 46,147 50,624
78 33,863 39,163 44,253 49,094 53,647
79 36,370 41,902 47,164 52,111 56,707
80 38,999 44,748 50,156 55,179 59,782
81 41,744 47,690 53,213 58,275 62,847
82 44,597 50,712 56,316 61,378 65,877
83 47,547 53,797 59,443 64,460 68,842
84 50,579 56,928 62,569 67,496 71,717
85 53,678 60,078 65,667 70,456 74,474
第 2 頁，共 4 頁
保險成本表(女性)
單位：元 / 每十萬保額
年期
年齡
6 7 8 9 10
14 637 742 846 946 1,044
15 655 760 864 964 1,061
16 669 775 877 977 1,074
17 680 785 887 986 1,083
18 687 791 893 992 1,089
19 690 794 895 994 1,092
20 690 793 895 995 1,095
21 688 792 895 997 1,099
22 686 791 896 1,000 1,105
23 685 792 899 1,007 1,115
24 687 797 907 1,017 1,129
25 693 805 919 1,033 1,148
26 702 818 935 1,053 1,172
27 716 835 956 1,078 1,201
28 733 856 982 1,108 1,235
29 753 881 1,010 1,141 1,273
30 776 908 1,042 1,177 1,314
31 801 938 1,077 1,217 1,359
32 827 969 1,114 1,260 1,407
33 855 1,003 1,152 1,304 1,460
34 885 1,039 1,195 1,354 1,516
35 917 1,078 1,240 1,407 1,578
36 952 1,120 1,291 1,466 1,647
37 990 1,166 1,346 1,532 1,724
38 1,031 1,216 1,407 1,605 1,810
39 1,078 1,273 1,476 1,686 1,906
40 1,130 1,338 1,555 1,779 2,015
41 1,189 1,411 1,642 1,884 2,136
42 1,257 1,494 1,742 2,001 2,269
43 1,333 1,588 1,853 2,129 2,415
44 1,420 1,691 1,975 2,268 2,570
45 1,514 1,805 2,106 2,417 2,738
46 1,619 1,928 2,247 2,576 2,915
47 1,730 2,058 2,395 2,744 3,108
48 1,847 2,193 2,552 2,925 3,316
49 1,967 2,336 2,719 3,120 3,546
50 2,093 2,487 2,900 3,337 3,802
51 2,227 2,651 3,101 3,578 4,087
52 2,375 2,836 3,327 3,850 4,406
53 2,542 3,047 3,584 4,156 4,763
54 2,737 3,289 3,877 4,502 5,162
55 2,963 3,568 4,209 4,888 5,604
56 3,224 3,884 4,582 5,319 6,096
57 3,519 4,237 4,995 5,794 6,637
第 3 頁，共 4 頁
保險成本表(女性)
單位：元 / 每十萬保額
年期
年齡
6 7 8 9 10
58 3,845 4,625 5,448 6,316 7,233
59 4,201 5,047 5,942 6,885 7,882
60 4,585 5,505 6,478 7,506 8,591
61 4,999 6,001 7,060 8,181 9,364
62 5,448 6,540 7,696 8,918 10,207
63 5,937 7,131 8,391 9,723 11,130
64 6,476 7,780 9,156 10,608 12,139
65 7,072 8,495 9,998 11,580 13,246
66 7,732 9,286 10,925 12,647 14,457
67 8,461 10,157 11,943 13,818 15,782
68 9,265 11,116 13,060 15,098 17,227
69 10,151 12,169 14,284 16,495 18,798
70 11,122 13,322 15,619 18,014 20,501
71 12,187 14,580 17,073 19,662 22,342
72 13,351 15,952 18,652 21,446 24,326
73 14,621 17,443 20,363 23,372 26,458
74 16,007 19,064 22,214 25,445 28,742
75 17,514 20,820 24,210 27,669 31,178
76 19,151 22,717 26,357 30,048 33,767
77 20,924 24,762 28,656 32,580 36,505
78 22,839 26,960 31,113 35,265 39,388
79 24,904 29,314 33,723 38,100 42,404
80 27,123 31,823 36,489 41,076 45,542
81 29,499 34,492 39,401 44,181 48,784
82 32,033 37,312 42,452 47,402 52,109
83 34,723 40,279 45,629 50,718 55,493
84 37,569 43,384 48,916 54,107 58,905
85 40,561 46,613 52,291 57,540 62,312
第 4 頁，共 4 頁
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