{"id":8225,"date":"2023-09-25T11:19:59","date_gmt":"2023-09-25T03:19:59","guid":{"rendered":"https:\/\/finfo.tw\/blog\/?p=8225"},"modified":"2024-01-08T02:41:47","modified_gmt":"2024-01-07T18:41:47","slug":"%e9%86%ab%e7%99%82%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e9%96%80%e8%a8%ba%e6%89%8b%e8%a1%93%e4%bf%9d%e9%9a%aa%e9%87%91%e7%b0%a1%e5%96%ae%e8%a7%a3%e6%9e%90","status":"publish","type":"post","link":"https:\/\/finfo.tw\/blog\/insurance-toolbox\/%e9%86%ab%e7%99%82%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e9%96%80%e8%a8%ba%e6%89%8b%e8%a1%93%e4%bf%9d%e9%9a%aa%e9%87%91%e7%b0%a1%e5%96%ae%e8%a7%a3%e6%9e%90","title":{"rendered":"\u91ab\u7642\u5be6\u652f\u5be6\u4ed8\u9580\u8a3a\u624b\u8853\u4fdd\u96aa\u91d1\u7c21\u55ae\u89e3\u6790"},"content":{"rendered":"\r\n<p><span style=\"font-weight: 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aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%96%80%E8%A8%BA%E6%89%8B%E8%A1%93%E4%BF%9D%E9%9A%AA%E9%87%91%E6%80%8E%E9%BA%BC%E8%A8%88%E7%AE%97%E7%90%86%E8%B3%A0%E9%87%91%E9%A1%8D%EF%BC%9F\"><\/span><strong>\u9580\u8a3a\u624b\u8853\u4fdd\u96aa\u91d1\u600e\u9ebc\u8a08\u7b97\u7406\u8ce0\u91d1\u984d\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">\u4e00\u822c\u4f86\u8aaa\uff0c\u4fdd\u96aa\u516c\u53f8\u6703<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 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400;\">\u91ab\u7642\u5be6\u652f\u5be6\u4ed8\u7684\u9580\u8a3a\u624b\u8853\u4fdd\u96aa\u91d1\u901a\u5e38\u662f\u57fa\u65bc\u5be6\u969b\u652f\u4ed8\u7684\u8cbb\u7528\uff0c\u800c\u4e0d\u662f\u56fa\u5b9a\u91d1\u984d\u3002\u9019\u610f\u5473\u8457\u4fdd\u96aa\u516c\u53f8\u6703\u6839\u64da\u4f60\u5be6\u969b\u82b1\u8cbb\u7684\u91d1\u9322\u4f86\u652f\u4ed8\u76f8\u61c9\u7684\u8ce0\u511f\u91d1\u984d\u3002\u9019\u6a23\u7684\u4fdd\u96aa\u91d1\u652f\u4ed8\u65b9\u5f0f\u901a\u5e38\u66f4\u5177\u9748\u6d3b\u6027\uff0c\u53ef\u4ee5\u56e0\u61c9\u4e0d\u540c\u7684\u60c5\u6cc1\u800c\u6709\u6240\u8abf\u6574\u3002<\/span><\/p>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%96%80%E8%A8%BA%E6%89%8B%E8%A1%93%E8%B7%9F%E4%BD%8F%E9%99%A2%E6%89%8B%E8%A1%93%E7%9A%84%E5%B7%AE%E5%88%A5%EF%BC%9F\"><\/span><strong>\u9580\u8a3a\u624b\u8853\u8ddf\u4f4f\u9662\u624b\u8853\u7684\u5dee\u5225\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">\u8207\u9580\u8a3a\u624b\u8853\u76f8\u6bd4\uff0c<a href=\"https:\/\/finfo.tw\/blog\/insurance-toolbox\/%e9%86%ab%e7%99%82%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%9a%84%e4%bd%8f%e9%99%a2%e6%89%8b%e8%a1%93%e8%b2%bb%e7%94%a8%e4%bf%9d%e9%9a%aa%e9%87%91%e8%a7%a3%e6%9e%90\" target=\"_blank\" rel=\"noopener\">\u4f4f\u9662\u624b\u8853<\/a>\u662f\u9700\u8981\u4f4f\u9662\u7684\u5927\u578b\u624b\u8853\uff0c\u901a\u5e38\u9700\u8981\u66f4\u9577\u7684\u5eb7\u5fa9\u6642\u9593\u3002\u7576\u4f60\u9700\u8981\u5728\u91ab\u9662\u5167\u4f4f\u9662\u63a5\u53d7\u6cbb\u7642\uff0c\u9019\u6a23\u7684\u60c5\u6cc1\u901a\u5e38\u4e5f\u4f34\u96a8\u8457\u66f4\u9ad8\u7684\u91ab\u7642\u8cbb\u7528\u3002<\/span><\/p>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">\u5728\u5065\u4fdd\u5236\u5ea6\u7684\u66f4\u65b0\u548c\u91ab\u7642\u6280\u8853\u7684\u9032\u6b65\u4e0b\uff0c\u4e0d\u5c11\u624b\u8853\u5f9e\u539f\u672c\u8981\u4f4f\u9662\u624d\u80fd\u958b\u5200\uff0c\u8b8a\u6210\u9580\u8a3a\u624b\u8853\u5c31\u53ef\u4ee5\u89e3\u6c7a\u3002\u800c\u9580\u8a3a\u624b\u8853\u56e0\u70ba\u4e0d\u9700\u8981\u9577\u6642\u9593\u7684\u4f4f\u9662\uff0c\u4e0d\u50c5\u53ef\u4ee5<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u6e1b\u5c11\u8cbb\u7528<\/mark><\/strong>\uff0c\u4e14\u76f8\u8f03\u4e4b\u4e0b<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u8eab\u9ad4\u5fa9\u539f\u6642\u9593\u7e2e\u77ed<\/mark><\/strong>\uff0c\u8b93\u4eba\u53ef\u4ee5\u66f4\u5feb\u5730\u56de\u6b78\u5230\u6b63\u5e38\u751f\u6d3b\u3002<\/span><\/p>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u6bd4\u8d77\u4f4f\u9662\u624b\u8853\uff0c\u9580\u8a3a\u624b\u8853\u8b8a\u6210\u66f4\u5e38\u898b\u7684\u9078\u9805\u3002<\/span><\/p>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%96%80%E8%A8%BA%E6%89%8B%E8%A1%93%E4%BF%9D%E9%9A%AA%E9%87%91%E7%9A%84%E6%89%8B%E8%A1%93%E7%AF%84%E5%9C%8D%EF%BC%9F\"><\/span>\u9580\u8a3a\u624b\u8853\u4fdd\u96aa\u91d1\u7684\u624b\u8853\u7bc4\u570d\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">\u624b\u8853\u5b9a\u7fa9\u6709\u5169\u7a2e\uff1a<\/span><\/p>\r\n<ol>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u96aa\u5546\u54c1\u689d\u6b3e\u4e0a\u8868\u660e\u624b\u8853\u5b9a\u7fa9\u662f\u6839\u64da\u5065\u4fdd\u652f\u4ed8\u6a19\u6e96\u7b2c 2 \u90e8\u7b2c 2 \u7ae0\u7b2c 7 \u7bc0\uff08\u5e38\u898b\u7c21\u7a31\u70ba\u300c<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u5065\u4fdd 2-2-7 \u624b\u8853<\/mark><\/strong>\u300d\uff09\u7684\u624b\u8853\u3002<\/span><span style=\"font-weight: 400;\"><br \/><\/span>\r\n<blockquote><span style=\"font-weight: 400;\">\u516b\u3001<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u300c\u624b\u8853\u300d<\/mark><\/strong>\uff1a\u4fc2\u6307\u7b26\u5408<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u885b\u751f\u798f\u5229\u90e8<\/mark><\/strong>\u6700\u65b0\u516c\u5e03\u4e4b\u5168\u6c11<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u5065<\/mark><\/strong>\u5eb7<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u4fdd<\/mark><\/strong>\u96aa\u91ab\u7642\u670d\u52d9\u7d66\u4ed8\u9805\u76ee\u53ca<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u652f\u4ed8\u6a19\u6e96\u7b2c\u4e8c\u90e8\u7b2c\u4e8c\u7ae0\u7b2c\u4e03\u7bc0\u5217\u8209\u4e4b\u624b\u8853<\/mark><\/strong>\uff0c<\/span><span style=\"font-weight: 400;\">\u4e0d\u5305\u62ec\u8a72\u652f\u4ed8\u6a19\u6e96\u5176\u4ed6\u90e8\u3001\u7ae0\u6216\u7bc0\u5167\u6240\u5217\u8209\u8005\u3002<br \/><\/span><\/blockquote>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n \u4e5f\u5c31\u662f\u8aaa\uff0c<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u5982\u679c\u4f60\u52d5\u7684\u624b\u8853\u5728\u5065\u4fdd 2-2-7 \u624b\u8853\u6240\u5217\u7684\u7bc4\u570d\u5167\uff0c\u4fdd\u96aa\u516c\u53f8\u4f9d\u7167\u689d\u6b3e\u898f\u5b9a\u5c31\u6703\u7406\u8ce0<\/mark><\/strong>\uff0c\u53cd\u4e4b\u5247\u4e0d\u6703\u7406\u8ce0\u3002 \r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n \uff08\u8209\u4f8b\u4fdd\u96aa\u5546\u54c1\uff1a<a href=\"https:\/\/finfo.tw\/products\/RM3-%E9%81%A0%E9%9B%84%E4%BA%BA%E5%A3%BD%E6%B0%B8%E5%BA%B7%E5%AF%8C%E9%86%AB%E7%99%82%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2023-06-01\" target=\"_blank\" rel=\"noopener\">\u9060\u96c4\u4eba\u58fd\u6c38\u5eb7\u5bcc\u91ab\u7642\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (RM3)<\/a>\uff09<\/li>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n\r\n<li style=\"font-weight: 400;\" aria-level=\"1\">\u4fdd\u96aa\u5546\u54c1<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u689d\u6b3e\u4e0a\u7684\u624b\u8853\u8868<\/mark><\/strong>\u3002\r\n<blockquote>\u3010\u4fdd\u96aa\u7bc4\u570d\uff1a\u9580\u8a3a\u624b\u8853\u91ab\u7642\u8cbb\u7528\u4fdd\u96aa\u91d1\u7684\u7d66\u4ed8(\u5be6\u652f\u5be6\u4ed8)\u3011\r\n<p>\u7b2c\u5341\u4e8c\u689d \u88ab\u4fdd\u96aa\u4eba\u65bc\u672c\u9644\u7d04\u6709\u6548\u671f\u9593\u5167\u56e0\u75be\u75c5\u6216\u50b7\u5bb3\uff0c\u800c\u4ee5\u5168\u6c11\u5065\u5eb7\u4fdd\u96aa\u4e4b\u4fdd\u96aa\u5c0d\u8c61\u8eab\u5206\u7d93\u91ab\u5e2b\u8a3a\u65b7\u5fc5\u9808\u65bc\u9580\u8a3a\u63a5\u53d7<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u9644\u8868\u4e8c\u300c\u624b\u8853\u540d\u7a31\u53ca\u8cbb\u7528\u8868\u300d\u6240\u5217\u624b\u8853<\/mark><\/strong>\u8a3a\u7642\uff0c\u4e14\u5df2\u63a5\u53d7\u624b\u8853\u8005\uff0c\u65bc\u624b\u8853\u7576\u65e5\u5167\u4e4b\u9580\u8a3a\u624b\u8853\u672c\u516c\u53f8\u5c31\u5168\u6c11\u5065\u5eb7\u4fdd\u96aa\u898f\u5b9a\u5176\u4fdd\u96aa\u5c0d\u8c61\u61c9\u81ea\u884c\u8ca0\u64d4\u53ca\u4e0d\u5c6c\u5168\u6c11\u5065\u5eb7\u4fdd\u96aa\u7d66\u4ed8\u7bc4\u570d\u4e4b\u7b2c\u4e09\u9805\u5404\u6b3e\u5be6\u969b\u652f\u51fa\u4e4b\u9580\u8a3a\u624b\u8853\u91ab\u7642\u8cbb\u7528\uff08\u4ee5\u4e0b\u7701\u7565\uff09<\/p>\r\n<\/blockquote>\r\n\r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n \u7576\u4f60\u52d5\u7684\u624b\u8853\u4fdd\u96aa\u516c\u53f8\u8981\u770b\u6709\u6c92\u6709\u5728\u9019\u5f35\u4fdd\u96aa\u5546\u54c1\u6240\u5b9a\u7fa9\u7684\u624b\u8853\u7bc4\u570d\u5167\u6642\uff0c\u770b\u7684\u6703\u662f\u4fdd\u96aa\u5546\u54c1\u689d\u6b3e\u4e0a\u4fdd\u96aa\u516c\u53f8\u81ea\u5df1\u7576\u6642\u5217\u51fa\u4f86\u7684\u624b\u8853\u8868\u3002\u540c\u6a23\u5730\uff0c<strong><mark class=\"has-inline-color has-vivid-red-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u53ea\u8981\u5728\u9019\u500b\u624b\u8853\u8868\u7684\u7bc4\u570d\u5167\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u7d66\u4e88\u7406\u8ce0<\/mark><\/strong>\u3002 \r\n\r\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\r\n\r\n \uff08\u8209\u4f8b\u4fdd\u96aa\u5546\u54c1\uff1a<a href=\"https:\/\/finfo.tw\/products\/HSN-%E5%AF%8C%E9%82%A6%E4%BA%BA%E5%A3%BD%E7%9C%9F%E5%BF%83%E5%AF%A6%E6%84%8F%E4%BD%8F%E9%99%A2%E9%86%AB%E7%99%82%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2022-12-02\" target=\"_blank\" rel=\"noopener\">\u5bcc\u90a6\u4eba\u58fd\u771f\u5fc3\u5be6\u610f\u4f4f\u9662\u91ab\u7642\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (HSN)<\/a>\uff09<\/li>\r\n<\/ol>\r\n<p><br \/>\u9084\u60f3\u77e5\u9053\u66f4\u591a\uff1f<\/p>\r\n\r\n\r\n\r\n<p>\ud83d\udc49 \u65b0\u624b\u60f3\u77e5\u9053\u6240\u6709\u4fdd\u96aa\u7a2e\u985e\u600e\u9ebc\u5206\u914d\uff1f\u770b<a href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e6%88%91%e6%87%89%e8%a9%b2%e8%b2%b7%e4%bb%80%e9%ba%bc%e4%bf%9d%e9%9a%aa%ef%bc%9f?finfo_blog=post_8176\" target=\"_blank\" rel=\"noreferrer noopener\">\u65b0\u624b\u4fdd\u96aa\u5b78\u7fd2\u6307\u5357\uff1a\u6211\u61c9\u8a72\u8cb7\u4ec0\u9ebc\u4fdd\u96aa\uff1f<\/a><br \/>\ud83d\udc49 \u64d4\u6182\u764c\u75c7\u3001\u814e\u8870\u7aed\u3001\u8077\u696d\u75c5\u22ef\u22ef\u7b49\u91cd\u5927\u50b7\u75c5\uff0c\u770b <a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%87%8d%e5%a4%a7%e5%82%b7%e7%97%85%e9%98%b2%e7%99%8c%e9%9a%aa%e6%89%8d%e6%98%af%e6%9c%80%e4%bd%b3%e7%b5%84%e5%90%88%ef%bc%81?finfo_blog=post_8176\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u9632\u764c\u96aa\u898f\u5283\uff1a\u91cd\u5927\u50b7\u75c5+\u9632\u764c\u96aa\u624d\u662f\u6700\u4f73\u7d44\u5408\uff01<\/a><br \/><strong>\ud83d\udc49 <\/strong>\u5be6\u652f\u5be6\u4ed8\u91cd\u9ede\u89e3\u6790\uff0c\u770b<a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e6%8e%8c%e6%8f%a14%e5%a4%a7%e9%87%8d%e9%bb%9e%ef%bc%8c%e8%b2%b7%e5%88%b0%e6%9c%80%e5%a5%bd%e7%9a%84%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e9%86%ab%e7%99%82%e9%9a%aa?finfo_blog=post_8176\" target=\"_blank\" rel=\"noreferrer noopener\">\u638c\u63e1 4 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noopener\">\u4fdd\u96aa\u5546\u54c1\u7e3d\u89bd<\/a><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u751f\u6d3b\u4e2d\uff0c\u82e5\u9047\u5230\u610f\u5916\u4e8b\u6545\u6216\u662f\u751f\u75c5\u72c0\u6cc1\uff0c\u6211\u5011\u90fd\u53ef\u80fd\u9700\u8981\u63a5\u53d7\u5404\u7a2e\u91ab\u7642\u6cbb\u7642\uff0c\u6709\u6642\u5019\u751a\u81f3\u9700\u8981\u9032\u884c\u624b\u8853\u3002\u5927\u591a\u6578\u4eba\u5c0d\u65bc\u8f03\u56b4 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