{"id":787,"date":"2022-01-14T13:02:00","date_gmt":"2022-01-14T05:02:00","guid":{"rendered":"https:\/\/finfo.tw\/blog\/?p=787"},"modified":"2026-02-11T14:54:47","modified_gmt":"2026-02-11T06:54:47","slug":"%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f","title":{"rendered":"\u65b0\u624b\u4fdd\u96aa\u5b78\u7fd2\u6307\u5357\uff1a\u5982\u4f55\u6311\u9078CP\u503c\u9ad8\u7684\u4fdd\u96aa\u5546\u54c1\uff1f"},"content":{"rendered":"\n<p>\u5982\u679c\u4f60\u6c92\u770b\u904e<a href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/\u6211\u61c9\u8a72\u8cb7\u4ec0\u9ebc\u4fdd\u96aa\uff1f?finfo_blog=post_787\" target=\"_blank\" rel=\"noreferrer 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href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#2_%E4%B8%8D%E5%90%8C%E5%A4%B1%E8%83%BD%E7%AD%89%E7%B4%9A%E7%90%86%E8%B3%A0%E7%9A%84%E9%87%91%E9%A1%8D%E5%8F%AF%E8%83%BD%E4%B8%8D%E4%B8%80%E6%A8%A3\" >2. \u4e0d\u540c\u5931\u80fd\u7b49\u7d1a\u7406\u8ce0\u7684\u91d1\u984d\u53ef\u80fd\u4e0d\u4e00\u6a23<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#3_%E6%9C%89%E6%B2%92%E6%9C%89%E4%BF%9D%E8%AD%89%E7%B5%A6%E4%BB%98\" >3. \u6709\u6c92\u6709\u4fdd\u8b49\u7d66\u4ed8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#4_%E5%8F%AF%E4%B8%8D%E5%8F%AF%E4%BB%A5%E6%8F%90%E5%89%8D%E6%8F%90%E9%A0%98\" >4. \u53ef\u4e0d\u53ef\u4ee5\u63d0\u524d\u63d0\u9818<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#5_%E9%81%B8%E6%93%87%E4%B8%8D%E9%82%84%E6%9C%AC%E7%9A%84%E5%A4%B1%E8%83%BD%E6%89%B6%E5%8A%A9%E9%9A%AA\" >5. \u9078\u64c7\u4e0d\u9084\u672c\u7684\u5931\u80fd\u6276\u52a9\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#6_%E7%86%B1%E9%96%80%E4%BF%9D%E9%9A%AA%E5%95%86%E5%93%81\" >6. \u71b1\u9580\u4fdd\u96aa\u5546\u54c1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%EF%BC%86%E7%99%8C%E7%97%87%E9%9A%AA\" >\u91cd\u5927\u50b7\u75c5\u96aa\uff06\u764c\u75c7\u96aa<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#1_%E9%81%B8%E6%93%87%E4%B8%80%E6%AC%A1%E7%B5%A6%E4%BB%98%E5%9E%8B%E7%99%8C%E7%97%87%E9%9A%AA\" >1. \u9078\u64c7\u4e00\u6b21\u7d66\u4ed8\u578b\u764c\u75c7\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#2_%E7%86%B1%E9%96%80%E4%BF%9D%E9%9A%AA%E5%95%86%E5%93%81\" >2. \u71b1\u9580\u4fdd\u96aa\u5546\u54c1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA\" >\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#1_%E9%81%B8%E6%93%87%E6%A6%82%E6%8B%AC%E5%BC%8F%E7%9A%84%E6%A2%9D%E6%AC%BE\" >1. \u9078\u64c7\u6982\u62ec\u5f0f\u7684\u689d\u6b3e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#2_%E6%9C%89%E6%B2%92%E6%9C%89%E7%90%86%E8%B3%A0%E9%96%80%E8%A8%BA%E6%89%8B%E8%A1%93%E8%88%87%E9%96%80%E8%A8%BA%E6%89%8B%E8%A1%93%E9%9B%9C%E8%B2%BB\" >2. \u6709\u6c92\u6709\u7406\u8ce0\u9580\u8a3a\u624b\u8853\u8207\u9580\u8a3a\u624b\u8853\u96dc\u8cbb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#3_%E6%89%8B%E8%A1%93%E6%9C%89%E7%84%A1%E5%81%A5%E4%BF%9D_2-2-7_%E7%9A%84%E9%99%90%E5%88%B6\" >3. \u624b\u8853\u6709\u7121\u5065\u4fdd 2-2-7 \u7684\u9650\u5236<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#4_%E8%83%BD%E4%B8%8D%E8%83%BD%E5%89%AF%E6%9C%AC%E7%90%86%E8%B3%A0\" >4. \u80fd\u4e0d\u80fd\u526f\u672c\u7406\u8ce0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#5_%E7%86%B1%E9%96%80%E4%BF%9D%E9%9A%AA%E5%95%86%E5%93%81\" >5. \u71b1\u9580\u4fdd\u96aa\u5546\u54c1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#%E7%86%B1%E9%96%80%E4%BF%9D%E9%9A%AA%E6%8E%92%E8%A1%8C%E6%A6%9C\" >\u71b1\u9580\u4fdd\u96aa\u6392\u884c\u699c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%8c%91%e9%81%b8cp%e5%80%bc%e9%ab%98%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%95%86%e5%93%81%ef%bc%9f\/#%E4%BF%9D%E9%9A%AA%E5%95%86%E5%93%81%E4%BB%8B%E7%B4%B9\" >\u4fdd\u96aa\u5546\u54c1\u4ecb\u7d39<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%B8%E6%93%87%E7%90%86%E8%B3%A0%E9%A0%85%E7%9B%AE%E5%96%AE%E7%B4%94%E7%9A%84%E4%BF%9D%E9%9A%AA\"><\/span>\u9078\u64c7\u7406\u8ce0\u9805\u76ee\u55ae\u7d14\u7684\u4fdd\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4f60\u53ef\u80fd\u6709\u9047\u904e\u696d\u52d9\u63a8\u85a6\u90a3\u7a2e\u5305\u5c71\u5305\u6d77\u3001\u5927\u5230\u8eab\u6545\u5c0f\u5230\u64e6\u50b7\u901a\u901a\u8ce0\u7684\u4fdd\u96aa\uff0c\u770b\u8d77\u4f86\u5341\u5206\u8a98\u4eba\uff0c\u4f46\u4f60\u8981\u77e5\u9053\uff0c<strong>\u4efb\u4f55\u4fdd\u969c\u90fd\u6709\u6210\u672c\uff0c\u4e00\u5b9a\u6703\u53cd\u61c9\u5728\u4fdd\u8cbb\u4e0a<\/strong>\uff0c\u4e0d\u9700\u8981\u591a\u82b1\u9322\u8cb7\u4e0d\u9700\u8981\u7684\u4fdd\u969c\uff0c\u800c\u4e14\u6db5\u84cb\u90a3\u9ebc\u591a\u4fdd\u969c\u9805\u76ee\uff0c\u4e0d\u662f\u56e0\u70ba\u4fdd\u96aa\u516c\u53f8\u5f88\u8cbc\u5fc3\uff0c\u53ea\u662f\u8b93\u4f60\u6c92\u8fa6\u6cd5\u8ddf\u5176\u4ed6\u4fdd\u96aa\u6bd4\u50f9\u800c\u5df2\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\u6211\u5011\u61c9\u8a72\u6311\u9078\u7406\u8ce0\u9805\u76ee\u55ae\u7d14\u7684\u4fdd\u96aa\uff0c\u9632\u764c\u5c31\u53ea\u8ce0\u764c\u75c7\u3001\u58fd\u96aa\u5c31\u8ce0\u53ea\u8eab\u6545\uff0c\u9700\u8981\u4ec0\u9ebc\u4fdd\u969c\u5c31\u53ea\u8cb7\u4ec0\u9ebc\uff0c\u628a\u5404\u500b\u4fdd\u969c\u90fd\u62c6\u958b\u4f86\u8cb7\uff0c\u4f60\u624d\u80fd\u77e5\u9053\u6bcf\u500b\u4fdd\u969c\u82b1\u4e86\u591a\u5c11\u9322\uff0c\u5230\u5e95\u6709\u6c92\u6709\u8cb7\u8cb4\u3002\u81f3\u65bc\u90a3\u4e9b\u8907\u96dc\u5230\u9023\u4f60\u90fd\u770b\u4e0d\u61c2\u7684\u4fdd\u96aa\u5c31\u8df3\u904e\u5427\uff01<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%B8%E6%93%87%E4%B8%80%E5%B9%B4%E6%9C%9F%E8%88%87%E5%AE%9A%E6%9C%9F%E9%9A%AA\"><\/span>\u9078\u64c7\u4e00\u5e74\u671f\u8207\u5b9a\u671f\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u6311\u9078\u5546\u54c1\u6642\uff0c\u4f60\u6703\u770b\u5230\u6709\u4fdd\u969c\u4e00\u5e74\u671f\u3001\u5b9a\u671f\u3001\u7d42\u8eab\u7684\u4fdd\u96aa\u3002<strong>\u6211\u5011\u5fc5\u9808\u512a\u5148\u8003\u616e\u4e00\u5e74\u671f\u8207\u5b9a\u671f\u96aa<\/strong>\uff0c \u7d42\u8eab\u96aa\u6703\u628a\u4fdd\u969c\u9019\u8f29\u5b50\u6240\u9700\u7684\u4fdd\u8cbb\u96c6\u4e2d\u5728\u5341\u5e74\u5230\u4e09\u5341\u5e74\u7e73\u5b8c\uff0c\u4fdd\u8cbb\u81ea\u7136\u6703\u8b8a\u5f97\u8cb4\u9b06\u9b06\uff0c\u9032\u800c\u56b4\u91cd\u64e0\u58d3\u5230\u4f60\u7684\u9810\u7b97\u3002<\/p>\n\n\n\n<p>\u540c\u6a23\u7684\u9322\uff0c\u7d42\u8eab\u96aa\u8cb7\u7684\u662f\u300c\u9577\u671f\u9593\u7684\u4f4e\u4fdd\u969c\u300d\uff0c\u4e00\u5e74\u671f\u8207\u5b9a\u671f\u96aa\u5247\u662f\u300c\u77ed\u671f\u9593\u7684\u9ad8\u4fdd\u969c\u300d\u3002<\/p>\n\n\n\n<p>\u9084\u8a18\u5f97\u6211\u5011\u7684\u76ee\u6a19\u55ce\uff1f<strong>\u7528\u6700\u5c11\u7684\u9322\u8cb7\u5230\u6700\u9ad8\u7684\u4fdd\u969c<\/strong>\u3002\u6211\u5011\u9700\u8981\u7684\u662f\u9ad8\u4fdd\u969c\uff0c\u4e0d\u662f\u9577\u671f\u9593\uff0c 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class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ee5\u4e00\u5e74\u671f\u96aa\u5546\u54c1\u70ba\u4e3b\u5c31\u6703\u9047\u5230\u7e8c\u4fdd\u7684\u554f\u984c\u3002\u76ee\u524d\u4fdd\u96aa\u5e7e\u4e4e\u90fd\u6709\u81ea\u52d5\u7e8c\u4fdd\uff0c\u4e5f\u5c31\u662f\u9694\u5e74\u4e0d\u9700\u8981\u91cd\u65b0\u586b\u5beb\u8981\u4fdd\u66f8\u6295\u4fdd\uff0c\u7e73\u8cbb\u5f8c\u5c31\u6703\u7e7c\u7e8c\u4fdd\u4e0b\u53bb\u3002\u4e0d\u904e\u554a\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u6c92\u6709\u8aaa\u4f60\u4e00\u5b9a\u53ef\u4ee5\u4fdd\uff0c\u50cf\u662f\u4fdd\u96aa\u5546\u54c1\u505c\u8ce3\u4e86\u3001\u8eab\u9ad4\u72c0\u6cc1\u592a\u5dee\u6216\u662f\u7406\u8ce0\u592a\u591a\u6b21\uff0c\u4fdd\u96aa\u516c\u53f8\u90fd\u6709\u53ef\u80fd\u6703\u62d2\u7d55\u8b93\u4f60\u7e7c\u7e8c\u6295\u4fdd\u3002<\/p>\n\n\n\n<p>\u4fdd\u8b49\u7e8c\u4fdd\u5c31\u662f\u70ba\u4e86\u907f\u514d\u9019\u7a2e\u8a0e\u4eba\u53ad\u7684\u72c0\u6cc1\u767c\u751f\uff0c<strong>\u53ea\u8981\u4fdd\u96aa\u5546\u54c1\u6709\u4fdd\u8b49\u7e8c\u4fdd\uff0c\u5c31\u4ee3\u8868\u4e0d\u7ba1\u767c\u751f\u4ec0\u9ebc\u4e8b\uff0c\u4f60\u90fd\u53ef\u4ee5\u958b\u639b\u4e00\u8def\u7e8c\u4fdd\u4e0b\u53bb\uff5e<\/strong><\/p>\n\n\n\n<p>\ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/%e4%bf%9d%e9%9a%aa%e5%b7%a5%e5%85%b7%e7%ae%b1\/%e5%b0%91%e4%ba%86%e3%80%8c%e4%bf%9d%e8%ad%89%e7%ba%8c%e4%bf%9d%e3%80%8d%e6%a2%9d%e6%ac%be%ef%bc%8c%e4%bd%a0%e7%9a%84%e4%bf%9d%e9%9a%aa%e5%8f%af%e8%83%bd%e6%9c%83%e4%b8%ad%e6%96%b7%e5%96%94%ef%bc%81?finfo_blog=post_787\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c11\u4e86\u300c\u4fdd\u8b49\u7e8c\u4fdd\u300d\u689d\u6b3e\uff0c\u4f60\u7684\u4fdd\u96aa\u53ef\u80fd\u6703\u4e2d\u65b7\u5594\uff01<\/a><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u518d\u4f86\u6211\u5011\u6574\u7406\u4e86\u5931\u80fd\u3001\u9632\u764c\u8207\u91ab\u7642\u96aa\u6311\u9078\u7684\u91cd\u9ede\u9805\u76ee\uff0c\u800c\u58fd\u96aa\u8207\u610f\u5916\u96aa\u76f8\u5c0d\u55ae\u7d14\u5c31\u5148\u7565\u904e\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A4%B1%E8%83%BD%E9%9A%AA%EF%BC%86%E5%A4%B1%E8%83%BD%E6%89%B6%E5%8A%A9%E9%9A%AA\"><\/span>\u5931\u80fd\u96aa\uff06\u5931\u80fd\u6276\u52a9\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5931\u80fd\u96aa\u8207\u5931\u80fd\u6276\u52a9\u96aa\u6703<strong>\u4f9d\u7167\u5931\u80fd\u7b49\u7d1a\u8868\uff0c\u5f9e\u56b4\u91cd\u5230\u8f15\u5fae\u5340\u5206\u6210 1-11 \u7b49\u7d1a\u4f86\u7406\u8ce0<\/strong>\uff08\u4f8b\u5982\u690d\u7269\u4eba\u5c6c 1 \u7d1a\u5931\u80fd\u3001\u5de6\u624b\u98df\u6307\u7f3a\u5931\u70ba 11 \u7d1a\u5931\u80fd)\uff0c\u800c\u6bcf\u5f35\u4fdd\u96aa\u7406\u8ce0\u7684\u7d30\u7bc0\u6703\u6709\u4e9b\u8a31\u4e0d\u540c\uff0c\u6211\u5011\u5217\u51fa\u4e86\u6311\u9078\u6642\u9700\u8981\u6ce8\u610f\u7684\u91cd\u9ede\u9805\u76ee\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E6%B3%A8%E6%84%8F%E7%90%86%E8%B3%A0%E7%9A%84%E5%A4%B1%E8%83%BD%E7%AF%84%E5%9C%8D\"><\/span>1. \u6ce8\u610f\u7406\u8ce0\u7684\u5931\u80fd\u7bc4\u570d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5927\u591a\u6578\u7684\u5931\u80fd\u91d1\u90fd\u6703\u7406\u8ce0 1-11 \u7d1a\u5931\u80fd\u3001\u5931\u80fd\u6276\u52a9\u91d1\u6703\u7406\u8ce0 1-6 \u7d1a\uff0c\u4f46\u4e5f\u662f\u6709\u7406\u8ce0\u7bc4\u570d\u4e0d\u4e00\u6a23\u7684\u4fdd\u96aa\u5546\u54c1\uff0c\u56e0\u6b64\u6311\u9078\u6642\u8981\u7559\u610f\u5931\u80fd\u7b49\u7d1a\u7684\u7bc4\u570d\uff0c\u624d\u4e0d\u6703\u51fa\u4e8b\u5f8c\u7121\u6cd5\u7406\u8ce0\u54e6\uff01<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E4%B8%8D%E5%90%8C%E5%A4%B1%E8%83%BD%E7%AD%89%E7%B4%9A%E7%90%86%E8%B3%A0%E7%9A%84%E9%87%91%E9%A1%8D%E5%8F%AF%E8%83%BD%E4%B8%8D%E4%B8%80%E6%A8%A3\"><\/span>2. \u4e0d\u540c\u5931\u80fd\u7b49\u7d1a\u7406\u8ce0\u7684\u91d1\u984d\u53ef\u80fd\u4e0d\u4e00\u6a23<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8a31\u591a\u4fdd\u96aa\u6703\u4f9d\u7167\u5931\u80fd\u7b49\u7d1a\u7684\u56b4\u91cd\u7a0b\u5ea6\u5f9e\u6700\u56b4\u91cd\u7684 1 \u7d1a\u7406\u8ce0 100%\uff0c\u4e00\u8def\u964d\u5230 11 \u7d1a\u7684 5%\uff0c\u4f8b\u5982\u6295\u4fdd 100 \u842c\uff0c1 \u7d1a\u5931\u80fd\u6703\u7406\u8ce0 100 \u842c\u30016 \u7d1a\u7406\u8ce0 50 \u842c\u300111 \u7d1a\u53ea\u6703\u7406\u8ce0 5 \u842c\u3002\u9019\u4e5f\u5c31\u662f\u7db2\u8def\u4e0a\u5e38\u770b\u5230\u7684\u300c\u6309\u6bd4\u4f8b\u7406\u8ce0\u300d\u6216\u662f\u300c\u6253\u6298\u7406\u8ce0\u300d\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u64d4\u5fc3\u5931\u80fd\u7b49\u7d1a\u592a\u4f4e\uff0c\u5c0e\u81f4\u6253\u6298\u5f8c\u7684\u4fdd\u96aa\u91d1\u4e0d\u5920\u7528\uff0c\u5c31\u5efa\u8b70\u9078\u64c7\u4e0d\u6703\u6253\u6298\u7406\u8ce0\u7684\u4fdd\u96aa\u5546\u54c1\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E6%9C%89%E6%B2%92%E6%9C%89%E4%BF%9D%E8%AD%89%E7%B5%A6%E4%BB%98\"><\/span>3. \u6709\u6c92\u6709\u4fdd\u8b49\u7d66\u4ed8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6bcf\u6708\u6216\u6bcf\u5e74\u7406\u8ce0\u7684\u5931\u80fd\u6276\u52a9\u91d1\u90fd\u6709\u4e0a\u9650\uff0c\u6709\u4e9b\u6703\u4e00\u8def\u8ce0\u8ce0\u8ce0\u8ce0\u5230\u8eab\u6545\uff0c\u6709\u4e9b\u5247\u6703\u6709\u4fdd\u8b49\u7d66\u4ed8\u7684\u671f\u9593\uff0c\u4f8b\u5982\u4fdd\u8b49\u7406\u8ce0 180 \u500b\u6708\uff0c\u9818\u4e86 10 \u500b\u6708\u4fdd\u96aa\u91d1\u5f8c\u8eab\u6545\uff0c\u8eab\u6545\u5f8c\u4e5f\u53ef\u4ee5\u5c07\u5269\u4e0b 170 \u500b\u6708\u7684\u4fdd\u96aa\u91d1\u4e00\u6b21\u9818\u8d70\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%E5%8F%AF%E4%B8%8D%E5%8F%AF%E4%BB%A5%E6%8F%90%E5%89%8D%E6%8F%90%E9%A0%98\"><\/span>4. \u53ef\u4e0d\u53ef\u4ee5\u63d0\u524d\u63d0\u9818<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6709\u4fdd\u8b49\u7d66\u4ed8\u7684\u5931\u80fd\u6276\u52a9\u91d1\uff0c\u6709\u4e9b\u9084\u53ef\u4ee5\u8b93\u4f60\u7533\u8acb\u63d0\u524d\u63d0\u9818\uff0c\u4f8b\u5982\u4fdd\u8b49\u7406\u8ce0 180 \u500b\u6708\uff0c\u7576\u4e8b\u6545\u767c\u751f\u5f8c\u53ef\u4ee5\u7533\u8acb\u5c07 180 \u500b\u6708\u7684\u5931\u80fd\u6276\u52a9\u91d1\u4e00\u53e3\u6c23\u9818\u8d70\uff0c\u4e0d\u7528\u6bcf\u500b\u6708\u6162\u6162\u9818\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_%E9%81%B8%E6%93%87%E4%B8%8D%E9%82%84%E6%9C%AC%E7%9A%84%E5%A4%B1%E8%83%BD%E6%89%B6%E5%8A%A9%E9%9A%AA\"><\/span>5. \u9078\u64c7\u4e0d\u9084\u672c\u7684\u5931\u80fd\u6276\u52a9\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9019\u88e1\u7684\u9084\u672c\u662f\u6307\uff0c\u8eab\u6545\u5f8c\u6703\u5c07\u904e\u53bb\u6240\u7e73\u7684\u4fdd\u8cbb\u5168\u90e8\u9000\u9084\u7d66\u4f60\uff0c\u807d\u8d77\u4f86\u611f\u89ba\u4e0d\u932f\uff0c\u4f46\u5c31\u5982\u540c\u7b2c\u4e00\u6bb5\u6240\u8aaa\uff0c\u4efb\u4f55\u4fdd\u969c\u90fd\u6709\u4ee3\u50f9\uff0c<strong>\u9084\u672c\u6bd4\u4e0d\u9084\u672c\u7684\u8cb4\u4e00\u500d<\/strong>\uff0c\u6703\u56b4\u91cd\u64e0\u58d3\u5230\u4f60\u7684\u9810\u7b97\uff0c\u5be6\u5728\u4e0d\u5efa\u8b70\u9078\u8cfc\uff0c\u6211\u5011\u53ef\u662f\u9084\u6709\u5176\u4ed6\u4fdd\u969c\u8981\u9867\u7684\u634f\uff01<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_%E7%86%B1%E9%96%80%E4%BF%9D%E9%9A%AA%E5%95%86%E5%93%81\"><\/span>6. \u71b1\u9580\u4fdd\u96aa\u5546\u54c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud83d\udc49 <a href=\"https:\/\/finfo.tw\/compares\/%E4%B8%80%E5%B9%B4%E6%9C%9F%E5%A4%B1%E8%83%BD%E9%9A%AA\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u6700\u5f37\u4e00\u5e74\u671f\u5931\u80fd\u96aa\uff0f\u5931\u80fd\u6276\u52a9\u96aa\u6bd4\u8f03\u8868<\/a><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%EF%BC%86%E7%99%8C%E7%97%87%E9%9A%AA\"><\/span>\u91cd\u5927\u50b7\u75c5\u96aa\uff06\u764c\u75c7\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6211\u5011\u5efa\u8b70\u9078\u64c7<strong>\u91cd\u5927\u50b7\u75c5\u96aa<\/strong>\u8207<strong>\u4e00\u6b21\u7d66\u4ed8\u578b\u764c\u75c7\u96aa<\/strong>\u505a\u70ba\u9632\u764c\u4fdd\u969c\u3002<\/p>\n\n\n\n<p><strong>\u91cd\u5927\u50b7\u75c5\u96aa<\/strong>\u662f\u4f9d\u64da\u5065\u4fdd\u91cd\u5927\u50b7\u75c5\u5361\u7533\u8acb\u7406\u8ce0\u3002\u4fdd\u969c\u7bc4\u570d\u9ad8\u9054 400 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class=\"ez-toc-section\" id=\"1_%E9%81%B8%E6%93%87%E4%B8%80%E6%AC%A1%E7%B5%A6%E4%BB%98%E5%9E%8B%E7%99%8C%E7%97%87%E9%9A%AA\"><\/span>1. \u9078\u64c7\u4e00\u6b21\u7d66\u4ed8\u578b\u764c\u75c7\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7642\u7a0b\u578b\u764c\u75c7\u96aa\u5fc5\u9808\u8981\u7b26\u5408\u689d\u6b3e\u8f09\u660e\u7684\u6cbb\u7642\u9805\u76ee\u624d\u6703\u7406\u8ce0\uff0c\u4f46\u842c\u4e00\u4f60\u505a\u7684\u6cbb\u7642\u4e0d\u5728\u689d\u6b3e\u5167\u5462\uff1f\u764c\u75c7\u6cbb\u7642\u65b9\u5f0f\u4e0d\u65b7\u7684\u63a8\u9673\u51fa\u65b0\uff0c\u672a\u4f86\u5c07\u6703\u6709\u8d8a\u4f86\u8d8a\u591a\u7684\u65b0\u6280\u8853\u56e0\u70ba\u6c92\u6709\u5217\u5728\u689d\u6b3e\u4e2d\u800c\u7121\u6cd5\u7406\u8ce0\uff0c\u82e5\u7f79\u764c\u6642\u4fdd\u96aa\u4e0d\u7406\u8ce0\u73fe\u5728\u6210\u6548\u66f4\u597d\u7684\u65b0\u6cbb\u7642\uff0c\u4f60\u70ba\u4e86\u62ff\u7406\u8ce0\u91d1\u800c\u9078\u64c7\u4f7f\u7528\u820a\u5f0f\u6cbb\u7642\uff0c\u9084\u662f\u6478\u6478\u9f3b\u5b50\u81ea\u5df1\u4ed8\u9322\uff1f<\/p>\n\n\n\n<p>\u6240\u4ee5\u554a\uff0c<strong>\u7f79\u764c\u7acb\u5373\u62ff\u5230\u5927\u7b46\u7406\u8ce0\u91d1\u624d\u80fd\u81ea\u7531\u9078\u64c7\u6cbb\u7642\u7684\u65b9\u5f0f<\/strong>\uff0c\u4e0d\u5fc5\u88ab\u4fdd\u96aa\u689d\u6b3e\u6240\u9650\u5236\u4f4f\uff0c\u56e0\u6b64\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u4e00\u6b21\u7d66\u4ed8\u578b\u764c\u75c7\u96aa\u624d\u662f\u512a\u5148\u7684\u9078\u64c7\u3002<\/p>\n\n\n\n<p>\ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%98%B2%E7%99%8C%E9%9A%AA%E6%89%8D%E6%98%AF%E6%9C%80%E4%BD%B3%E7%B5%84%E5%90%88%EF%BC%81?finfo_blog=post_787\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u9632\u764c\u96aa\u898f\u5283\uff1a\u91cd\u5927\u50b7\u75c5+\u9632\u764c\u96aa\u624d\u662f\u6700\u4f73\u7d44\u5408\uff01<\/a><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E7%86%B1%E9%96%80%E4%BF%9D%E9%9A%AA%E5%95%86%E5%93%81\"><\/span>2. \u71b1\u9580\u4fdd\u96aa\u5546\u54c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">\u91cd\u5927\u50b7\u75c5\u96aa<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a 2025 target=\"_blank\" rel=\"noreferrer noopener\">\u51f1\u57fa\u4eba\u58fd\u91ab\u5361\u5065\u5eb7\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (MAJIEA)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/finfo.tw\/products\/XDE-%E5%85%A8%E7%90%83%E4%BA%BA%E5%A3%BD%E9%86%AB%E5%8D%A1%E8%AE%9A%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E4%B8%80%E5%B9%B4%E6%9C%9F%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2023-02-09\" target=\"_blank\" rel=\"noreferrer noopener\">\u5168\u7403\u4eba\u58fd\u91ab\u5361\u8b9a\u91cd\u5927\u50b7\u75c5\u4e00\u5e74\u671f\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (XDE)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/finfo.tw\/products\/CIR4NYCI0402-%E5%8F%B0%E7%81%A3%E4%BA%BA%E5%A3%BD%E9%87%91%E5%8D%A1%E5%AE%89%E5%BF%83%E4%B8%80%E5%B9%B4%E5%AE%9A%E6%9C%9F%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2023-02-09\" target=\"_blank\" rel=\"noreferrer noopener\">\u53f0\u7063\u4eba\u58fd\u5361\u5b89\u5fc3\u4e00\u5e74\u671f\u5b9a\u671f\u91cd\u5927\u50b7\u75c5\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04&nbsp;(NYCI0402)<\/a><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u4e00\u6b21\u7d66\u4ed8\u578b\u764c\u75c7\u96aa<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a 2025 target=\"_blank\" rel=\"noreferrer noopener\">\u51f1\u57fa\u4eba\u58fd\u597d\u6d3b\u529b\u4e00\u5e74\u671f\u9632\u764c\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (MAJIXA)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/finfo.tw\/products\/FCA-%E5%AE%8F%E6%B3%B0%E4%BA%BA%E5%A3%BD%E7%9C%9F%E5%81%A5%E5%BA%B7%E4%B8%80%E5%B9%B4%E6%9C%9F%E7%99%8C%E7%97%87%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2023-02-09\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b8f\u6cf0\u4eba\u58fd\u771f\u5065\u5eb7\u4e00\u5e74\u671f\u764c\u75c7\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04&nbsp;(FCA)<\/a><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u7642\u7a0b\u578b\u764c\u75c7\u96aa<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/finfo.tw\/products\/XCD-%E9%81%A0%E9%9B%84%E4%BA%BA%E5%A3%BD%E4%B8%80%E5%B9%B4%E5%AE%9A%E6%9C%9F%E7%99%8C%E7%97%87%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2022-12-02\" target=\"_blank\" rel=\"noreferrer noopener\">\u9060\u96c4\u4eba\u58fd\u4e00\u5e74\u5b9a\u671f\u764c\u75c7\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04&nbsp;(XCD)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/finfo.tw\/products\/FCB-%E5%AE%8F%E6%B3%B0%E4%BA%BA%E5%A3%BD%E5%A5%BD%E5%81%A5%E5%BA%B7%E4%B8%80%E5%B9%B4%E6%9C%9F%E7%99%8C%E7%97%87%E9%86%AB%E7%99%82%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2023-02-09\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b8f\u6cf0\u4eba\u58fd\u597d\u5065\u5eb7\u4e00\u5e74\u671f\u764c\u75c7\u91ab\u7642\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04&nbsp;(FCB)<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA\"><\/span>\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5efa\u8b70\u4f7f\u7528<strong>\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa<\/strong>\u4f86\u505a\u70ba\u91ab\u7642\u8cbb\u7528\u88dc\u511f\u7684\u5de5\u5177\u3002<\/p>\n\n\n\n<p>\u5be6\u652f\u5be6\u4ed8\u6703\u4f9d\u64da\u5be6\u969b\u91ab\u7642\u8cbb\u7528\uff0c\u5728\u984d\u5ea6\u4e0a\u9650\u5167\u82b1\u591a\u5c11\u8ce0\u591a\u5c11\uff0c\u5927\u81f4\u4e0a\u53ef\u4ee5\u5340\u5206\u70ba\u75c5\u623f\u8cbb\u3001\u624b\u8853\u8cbb\u4ee5\u53ca\u91ab\u7642\u96dc\u8cbb\u3002<\/p>\n\n\n\n<p>\u96a8\u8457\u91ab\u7642\u9032\u6b65\u8207\u5065\u4fdd DRGs \u5236\u5ea6\u5be6\u65bd\u5f8c\uff0c\u4f4f\u9662\u5929\u6578\u4e0b\u964d\uff0c\u81ea\u8cbb\u9805\u76ee\u8b8a\u591a\uff0c\u63a1\u7528\u6548\u679c\u8f03\u597d\u7684\u6cbb\u7642\u6216\u91ab\u6750\u5fc5\u7136\u8981\u4ed8\u51fa\u76f8\u5c0d\u7684\u8cbb\u7528\uff0c\u6839\u64da 106 \u5e74\u5065\u4fdd\u7d71\u8a08\u4f4f\u9662\u91ab\u7642\u82b1\u8cbb\u88e1\uff0c\u96dc\u8cbb\uff08\u85e5\u8cbb\u3001\u6750\u6599\u8cbb\u7b49\uff09\u5c31\u5df2\u4f54\u8d85\u904e 60%\uff0c\u76f8\u8f03\u65bc\u65e5\u984d\u578b\u91ab\u7642\uff0c\u5be6\u652f\u5be6\u4ed8\u66f4\u80fd\u6709\u6548\u7684\u586b\u88dc\u640d\u5931\uff0c\u662f\u8f49\u79fb\u9ad8\u984d\u91ab\u7642\u8cbb\u7528\u7684\u597d\u5de5\u5177\u3002<\/p>\n\n\n\n<p> \ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e9%80%b2%e4%be%86%ef%bc%8c%e7%b5%82%e8%ba%ab%e9%86%ab%e7%99%82%e8%b5%b0%e9%96%8b?finfo_blog=post_787\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u91ab\u7642\u96aa\u898f\u5283\uff1a\u5be6\u652f\u5be6\u4ed8\u9032\u4f86\uff0c\u7d42\u8eab\u91ab\u7642\u8d70\u958b<\/a><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E9%81%B8%E6%93%87%E6%A6%82%E6%8B%AC%E5%BC%8F%E7%9A%84%E6%A2%9D%E6%AC%BE\"><\/span>1. \u9078\u64c7\u6982\u62ec\u5f0f\u7684\u689d\u6b3e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4f4f\u9662\u91ab\u7642\u8cbb\u7528\uff08\u96dc\u8cbb\uff09\u7684\u689d\u6b3e\u5beb\u6cd5\u53ef\u4ee5\u5206\u70ba\u300c\u6982\u62ec\u5f0f\u300d\u8207\u300c\u5217\u8209\u5f0f\u300d\uff0c\u5efa\u8b70\u9078\u64c7\u6982\u62ec\u5f0f\u689d\u6b3e\u7684\u5be6\u652f\u5be6\u4ed8\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6982\u62ec\u5f0f\uff1a\u689d\u6b3e\u4e0a\u6703\u5beb\u5230\u300c\u8d85\u904e\u5168\u6c11\u5065\u5eb7\u4fdd\u96aa\u7d66\u4ed8\u4e4b\u4f4f\u9662\u91ab\u7642\u8cbb\u7528\u300d\uff0c\u6db5\u84cb\u7bc4\u570d\u8f03\u5ee3\uff0c\u7406\u8ce0\u4e0a\u6bd4\u8f03\u6c92\u6709\u722d\u8b70\u3002<\/li>\n\n\n\n<li>\u5217\u8209\u5f0f\uff1a\u689d\u6b3e\u6c92\u6709\u5beb\u5230\u300c\u8d85\u904e\u5168\u6c11\u5065\u5eb7\u4fdd\u96aa\u7d66\u4ed8\u4e4b\u4f4f\u9662\u91ab\u7642\u8cbb\u7528\u300d\uff0c\u800c\u662f\u5c07\u6703\u7406\u8ce0\u9805\u76ee\u5168\u90e8\u5217\u51fa\uff0c<strong>\u6709\u5217\u7684\u6709\u8ce0\u3001\u6c92\u5217\u7684\u4e0d\u6703\u8ce0<\/strong>\uff0c\u4fdd\u969c\u7bc4\u570d\u8f03\u72f9\u9698\u3002<\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E6%9C%89%E6%B2%92%E6%9C%89%E7%90%86%E8%B3%A0%E9%96%80%E8%A8%BA%E6%89%8B%E8%A1%93%E8%88%87%E9%96%80%E8%A8%BA%E6%89%8B%E8%A1%93%E9%9B%9C%E8%B2%BB\"><\/span>2. \u6709\u6c92\u6709\u7406\u8ce0\u9580\u8a3a\u624b\u8853\u8207\u9580\u8a3a\u624b\u8853\u96dc\u8cbb<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8981\u6ce8\u610f\u6709\u4e9b\u5be6\u652f\u5be6\u4ed8\u4e0d\u6703\u7406\u8ce0\u9580\u8a3a\u624b\u8853\u8cbb\u6216\u662f\u9580\u8a3a\u624b\u8853\u5176\u4ed6\u91ab\u7642\u8cbb\u7528\uff0c\u5982\u679c\u4f60\u6703\u64d4\u5fc3\u9580\u8a3a\u624b\u8853\u7684\u8cbb\u7528\u7121\u6cd5\u627f\u64d4\uff0c\u5c31\u8981\u6ce8\u610f\u4f60\u6240\u6311\u9078\u7684\u5be6\u652f\u5be6\u4ed8\u6703\u4e0d\u6703\u7406\u8ce0\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E6%89%8B%E8%A1%93%E6%9C%89%E7%84%A1%E5%81%A5%E4%BF%9D_2-2-7_%E7%9A%84%E9%99%90%E5%88%B6\"><\/span>3. \u624b\u8853\u6709\u7121\u5065\u4fdd 2-2-7 \u7684\u9650\u5236<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6709\u4e9b\u5be6\u652f\u5be6\u4ed8\u7406\u8ce0\u7684\u624b\u8853\u9805\u76ee\uff0c\u6703\u9650\u5236\u5728\u5065\u4fdd 2-2-7 \u6240\u5217\u7684\u624b\u8853\u6e05\u55ae\u5167\uff0c\u5982\u679c\u4f60\u52d5\u7684\u624b\u8853\u4e0d\u5728\u6e05\u55ae\u5167\u5c31\u4e0d\u6703\u8ce0\uff0c\u56e0\u6b64\u5982\u679c\u5728\u610f\u7684\u8a71\uff0c\u5c31\u5efa\u8b70\u907f\u958b\u6709\u6b64\u9650\u5236\u7684\u5546\u54c1\u3002\u81f3\u65bc\u5176\u4ed6\u5be6\u652f\u5be6\u4ed8\u5c31\u6c92\u6709\u5b9a\u7fa9\u624b\u8853\u7bc4\u570d\uff0c\u96d6\u7136\u7406\u8ce0\u4e0a\u53ef\u80fd\u6703\u6709\u722d\u8b70\uff0c\u4f46\u4e5f\u8868\u793a\u4e0d\u6703\u88ab 2-2-7 \u4fb7\u9650\u4f4f\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%E8%83%BD%E4%B8%8D%E8%83%BD%E5%89%AF%E6%9C%AC%E7%90%86%E8%B3%A0\"><\/span>4. \u80fd\u4e0d\u80fd\u526f\u672c\u7406\u8ce0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6211\u5011\u5728\u7533\u8acb\u5be6\u652f\u5be6\u4ed8\u7684\u7406\u8ce0\u6703\u9700\u8981\u300c\u91ab\u7642\u8cbb\u7528\u6536\u64da\u300d\uff0c\u4f46\u91ab\u9662\u53ea\u6703\u63d0\u4f9b\u4e00\u4efd\u6b63\u672c\u3002\u7136\u800c\u6709\u4e9b\u5be6\u652f\u5be6\u4ed8\u662f\u53ef\u4ee5\u7528\u526f\u672c\u6536\u64da\u4f86\u7533\u8acb\u7406\u8ce0\uff0c\u800c\u300c\u526f\u672c\u300d\u662f\u6307\u6536\u64da\u7684\u5f71\u672c\u52a0\u84cb\u91ab\u9662\u300c\u8207\u6b63\u672c\u76f8\u7b26\u300d\u7684\u7ae0\u3002\u9019\u6a23\u5c31\u53ef\u4ee5\u5229\u7528\u5be6\u652f\u5be6\u4ed8\u526f\u672c\u7406\u8ce0\u7684\u7279\u6027\u63d0\u9ad8\u4fdd\u969c\uff0c\u9054\u5230\u300c\u4e00\u8ce0\u518d\u8ce0\u300d\u7684\u6548\u679c\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u6253\u7b97\u4f60\u642d\u914d\u96d9\u5be6\u652f\u5be6\u4ed8\uff0c\u8981\u8a18\u5f97\u81f3\u5c11\u8981\u6709\u4e00\u5f35\u662f\u526f\u672c\u7406\u8ce0\u54e6\uff01<\/p>\n\n\n\n<p>\ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/%E4%BF%9D%E9%9A%AA%E5%B7%A5%E5%85%B7%E7%AE%B1\/%E8%AE%93%E4%BD%A0%E4%B8%80%E8%B3%A0%E5%86%8D%E8%B3%A0%E7%9A%84%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E5%A4%A7%E7%B5%95%E6%8B%9B%E3%80%8C%E5%89%AF%E6%9C%AC%E7%90%86%E8%B3%A0%E3%80%8D?finfo_blog=post_787\" target=\"_blank\" rel=\"noreferrer noopener\">\u8b93\u4f60\u4e00\u8ce0\u518d\u8ce0\u7684\u5be6\u652f\u5be6\u4ed8\u5927\u7d55\u62db\u300c\u526f\u672c\u7406\u8ce0\u300d<\/a><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_%E7%86%B1%E9%96%80%E4%BF%9D%E9%9A%AA%E5%95%86%E5%93%81\"><\/span>5. \u71b1\u9580\u4fdd\u96aa\u5546\u54c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/finfo.tw\/products\/HSN-%E5%AF%8C%E9%82%A6%E4%BA%BA%E5%A3%BD%E7%9C%9F%E5%BF%83%E5%AF%A6%E6%84%8F%E4%BD%8F%E9%99%A2%E9%86%AB%E7%99%82%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2022-12-02\" target=\"_blank\" rel=\"noreferrer noopener\">\u5bcc\u90a6\u4eba\u58fd\u771f\u5fc3\u5be6\u610f\u4f4f\u9662\u91ab\u7642\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (HSN)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/finfo.tw\/products\/HX-%E5%8F%B0%E6%96%B0%E4%BA%BA%E5%A3%BD%E4%BD%8F%E9%99%A2%E9%86%AB%E7%99%82%E8%B2%BB%E7%94%A8%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2023-02-09\">\u53f0\u65b0\u4eba\u58fd\u4f4f\u9662\u91ab\u7642\u8cbb\u7528\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (HX)<\/a><\/li>\n\n\n\n<li><a 2025>\u51f1\u57fa\u4eba\u58fd\u597d\u5eb7\u6cf0\u4f4f\u9662\u91ab\u7642\u9650\u984d\u7d66\u4ed8\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (MAJISA)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/finfo.tw\/products\/1Q-%E8%87%BA%E9%8A%80%E4%BA%BA%E5%A3%BD%E9%87%91%E5%AE%89%E5%BF%83%E4%BD%8F%E9%99%A2%E9%86%AB%E7%99%82%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2020-07-01\">\u81fa\u9280\u4eba\u58fd\u91d1\u5b89\u5fc3\u4f4f\u9662\u91ab\u7642\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (1Q)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/finfo.tw\/products\/HMR1-%E5%AE%89%E8%81%AF%E4%BA%BA%E5%A3%BD%E4%B8%80%E5%B9%B4%E5%AE%9A%E6%9C%9F%E4%BD%8F%E9%99%A2%E9%86%AB%E7%99%82%E8%B2%BB%E7%94%A8%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2023-02-09\">\u5b89\u806f\u4eba\u58fd\u4e00\u5e74\u5b9a\u671f\u4f4f\u9662\u91ab\u7642\u8cbb\u7528\u4fdd\u96aa\u9644\u7d04 (HMR1)<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" 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