{"id":5477,"date":"2023-07-13T17:00:53","date_gmt":"2023-07-13T09:00:53","guid":{"rendered":"https:\/\/finfo.tw\/blog\/?p=5477"},"modified":"2025-07-03T13:11:08","modified_gmt":"2025-07-03T05:11:08","slug":"%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9","status":"publish","type":"post","link":"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9","title":{"rendered":"2026 \u65c5\u5e73\u96aa\u8207\u65c5\u904a\u4e0d\u4fbf\u96aa\u63a8\u85a6\u4ecb\u7d39"},"content":{"rendered":"\n<p>\u5237\u5361\u5c31\u9001\u65c5\u904a\u96aa\u3001\u8ddf\u5718\u5c31\u6709\u4fdd\u96aa\u2026\u2026\u90fd\u662f\u6211\u5011\u5e38\u807d\u5230\u7684\u300c\u65c5\u904a\u96aa\u300d\u3002\u90fd\u53eb \u300c \u65c5\u904a\u96aa \u300d\uff0c\u4f46\u662f\u6709\u5f88\u5927\u7684\u5dee\u7570\uff01\u4e3b\u8981\u5dee\u5225\u7576\u7136\u9084\u662f\u5728\u4fdd\u969c\u5167\u5bb9\u3002\u4e0d\u904e\u6211\u5011\u53ef\u4ee5\u5f9e\u6700\u7c21\u55ae\u7684\u5730\u65b9\u53bb\u5206\u8fa8\u5404\u500b\u65c5\u904a\u96aa\uff0c\u4e5f\u5c31\u662f\u9019\u4e9b\u65c5\u904a\u4fdd\u96aa\u7684\u8cfc\u8cb7\u65b9\u5f0f\uff0c\u5206\u5225\u6709\uff1a\u81ea\u5df1\u5237\u4fe1\u7528\u5361\u5f8c\u9644\u8d08\u7684\u65c5\u904a\u96aa\u3001\u7531\u65c5\u884c\u793e\u70ba\u65c5\u5ba2\u8cfc\u8cb7\u7684\u65c5\u904a\u96aa\u4ee5\u53ca\u81ea\u884c\u8cfc\u8cb7\u7684\u65c5\u904a\u96aa\u3002\u540c\u6642\u4e5f\u8ddf\u5927\u5bb6\u8aaa\u660e\u9019\u4e9b\u65c5\u904a\u96aa\u7684\u5dee\u7570\uff0c\u9084\u6709\u65c5\u904a\u96aa\u7a76\u7adf\u8981\u6ce8\u610f\u54ea\u4e9b\u91cd\u9ede\uff1f<\/p>\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_1 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" 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href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#%E8%87%AA%E5%B7%B1%E5%88%B7%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%BE%8C%E9%99%84%E8%B4%88%E7%9A%84%E6%97%85%E9%81%8A%E9%9A%AA_%E2%80%93_%E9%A3%9B%E5%AE%89%E9%9A%AA\" >\u81ea\u5df1\u5237\u4fe1\u7528\u5361\u5f8c\u9644\u8d08\u7684\u65c5\u904a\u96aa &#8211; \u98db\u5b89\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#%E7%94%B1%E6%97%85%E8%A1%8C%E7%A4%BE%E7%82%BA%E6%97%85%E5%AE%A2%E8%B3%BC%E8%B2%B7%E7%9A%84%E6%97%85%E9%81%8A%E9%9A%AA_%E2%80%93_%E6%97%85%E8%A1%8C%E6%A5%AD%E8%B2%AC%E4%BB%BB%E4%BF%9D%E9%9A%AA\" >\u7531\u65c5\u884c\u793e\u70ba\u65c5\u5ba2\u8cfc\u8cb7\u7684\u65c5\u904a\u96aa &#8211; \u65c5\u884c\u696d\u8cac\u4efb\u4fdd\u96aa<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#1_%E4%BF%9D%E9%9A%9C%E9%87%91%E9%A1%8D%E8%88%87%E5%85%A7%E5%AE%B9\" >1. \u4fdd\u969c\u91d1\u984d\u8207\u5167\u5bb9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#2_%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%AB%8B%E6%B1%82%E6%AC%8A\" >2. \u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6b0a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#3_%E8%A1%8C%E7%A8%8B%E8%A6%8F%E5%8A%83\" >3. \u884c\u7a0b\u898f\u5283<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#%E6%8A%95%E4%BF%9D%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\" >\u6295\u4fdd\u6ce8\u610f\u4e8b\u9805<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#1_%E6%84%8F%E5%A4%96%E8%BA%AB%E6%95%85%E4%BF%9D%E9%9A%AA%E9%87%91%E8%A2%AB%E4%BF%9D%E9%9A%AA%E4%BA%BA%E6%9C%AA%E6%BB%BF_15_%E6%AD%B2%E4%B8%8D%E7%B5%A6%E4%BB%98\" >1. \u610f\u5916\u8eab\u6545\u4fdd\u96aa\u91d1\u88ab\u4fdd\u96aa\u4eba\u672a\u6eff 15 \u6b72\u4e0d\u7d66\u4ed8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#2_%E6%84%8F%E5%A4%96%E5%82%B7%E5%AE%B3%E9%86%AB%E7%99%82%E9%A1%8D%E5%BA%A6%E4%B8%8A%E9%99%90%E6%9C%83%E5%8F%97%E5%88%B0%E6%84%8F%E5%A4%96%E8%BA%AB%E6%95%85%E5%8F%8A%E5%A4%B1%E8%83%BD%E7%9A%84%E9%A1%8D%E5%BA%A6%E4%B8%8A%E9%99%90%E5%BD%B1%E9%9F%BF\" >2. \u610f\u5916\u50b7\u5bb3\u91ab\u7642\u984d\u5ea6\u4e0a\u9650\u6703\u53d7\u5230\u610f\u5916\u8eab\u6545\u53ca\u5931\u80fd\u7684\u984d\u5ea6\u4e0a\u9650\u5f71\u97ff<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#3_%E7%AC%AC%E4%B8%89%E4%BA%BA%E8%B2%AC%E4%BB%BB%E9%9A%AA_%E5%80%8B%E4%BA%BA%E8%B2%AC%E4%BB%BB%E9%9A%AA%E9%80%9A%E5%B8%B8%E5%90%AB%E6%9C%89%E8%87%AA%E8%B2%A0%E9%A1%8D\" >3. \u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa \/ \u500b\u4eba\u8cac\u4efb\u96aa\u901a\u5e38\u542b\u6709\u81ea\u8ca0\u984d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/finfo.tw\/blog\/insurance-travel\/%e6%97%85%e5%b9%b3%e9%9a%aa%e8%88%87%e6%97%85%e9%81%8a%e4%b8%8d%e4%be%bf%e9%9a%aa%e6%8e%a8%e8%96%a6%e4%bb%8b%e7%b4%b9\/#4_%E7%90%86%E8%B3%A0%E6%96%87%E4%BB%B6\" >4. \u7406\u8ce0\u6587\u4ef6<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u53ef\u4ee5\u5148\u4f86\u770b\u770b<a href=\"https:\/\/finfo.tw\/prod_cates\/travel-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u570b\u5167\u5916\u65c5\u904a\u4fdd\u96aa\u63a8\u85a6\u7e3d\u6574\u7406\uff08\u65c5\u5e73\u96aa\/\u65c5\u904a\u4e0d\u4fbf\u96aa\uff09<\/a>\uff0c\u6574\u7406\u4e86\u5404\u5bb6\u4fdd\u96aa\u516c\u53f8\u7684\u65c5\u904a\u96aa\u5167\u5bb9\uff0c\u770b\u5b8c\u5f8c\u518d\u4f86\u770b\u6211\u5011\u7684\u4ecb\u7d39\u6703\u66f4\u6e05\u695a\u5594\ud83d\ude4c<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%87%AA%E8%A1%8C%E8%B3%BC%E8%B2%B7%E7%9A%84%E6%97%85%E9%81%8A%E9%9A%AA_%E2%80%93_%E6%97%85%E9%81%8A%E5%B9%B3%E5%AE%89%E9%9A%AA%E3%80%81%E6%97%85%E9%81%8A%E4%B8%8D%E4%BE%BF%E9%9A%AA\"><\/span>\u81ea\u884c\u8cfc\u8cb7\u7684\u65c5\u904a\u96aa &#8211; \u65c5\u904a\u5e73\u5b89\u96aa\u3001\u65c5\u904a\u4e0d\u4fbf\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7372\u5f97\u65c5\u904a\u96aa\u7684\u65b9\u6cd5\u6709 3 \u7a2e\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u7531\u65c5\u884c\u793e\u70ba\u65c5\u5ba2\u8cfc\u8cb7\u7684<\/li>\n\n\n\n<li>\u81ea\u5df1\u5237\u4fe1\u7528\u5361\u5f8c\u9644\u8d08\u7684<\/li>\n\n\n\n<li>\u81ea\u5df1\u5728\u6a5f\u5834\u81e8\u6ac3\u8cfc\u8cb7\u6216\u7db2\u8def\u4e0a\u6295\u4fdd\u7684<\/li>\n<\/ol>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u9019 3 \u7a2e\u4e0d\u540c\u8cfc\u8cb7\u901a\u8def\u7372\u5f97\u7684\u65c5\u904a\u96aa\uff0c\u4fdd\u969c\u7bc4\u570d\u6709\u4e0d\u5c0f\u7684\u5dee\u7570\uff0c\u9019\u908a\u6211\u5011\u5148\u8b1b\u81ea\u5df1\u5411\u4fdd\u96aa\u516c\u53f8\u8cfc\u8cb7\u7684\u65c5\u904a\u96aa\u3002<\/p>\n\n\n\n<p>\u65c5\u904a\u96aa\u53ef\u4ee5\u5206\u6210\u5169\u5927\u96aa\u7a2e\uff0c\u4e00\u7a2e\u662f\u300c\u65c5\u904a\u5e73\u5b89\u96aa\u300d\uff0c\u66f4\u591a\u4eba\u7a31\u4e4b\u70ba\u300c\u65c5\u5e73\u96aa\u300d\uff0c\u4e3b\u8981\u4fdd\u969c\u7684\u662f\u4eba\u8eab\u5b89\u5168\uff0c\u4f8b\u5982\u51fa\u904a\u6642\u9047\u5230\u610f\u5916\u5c0e\u81f4\u6b7b\u4ea1\u3001\u5931\u80fd\uff08\u5982\u624b\u8173\u7f3a\u5931\u3001\u773c\u775b\u5931\u660e\uff09\u6216\u662f\u53d7\u50b7\uff0c\u90fd\u5c6c\u65bc\u65c5\u5e73\u96aa\u7684\u7406\u8ce0\u7bc4\u570d\u3002\u53e6\u4e00\u7a2e\u662f\u300c\u65c5\u904a\u4e0d\u4fbf\u96aa\u300d\uff0c\u4f8b\u5982\u56e0\u73ed\u6a5f\u5ef6\u8aa4\u3001\u884c\u674e\u907a\u5931\u6216\u662f\u5176\u4ed6\u539f\u56e0\u9020\u6210\u7684\u8ca1\u7269\u640d\u5931\uff0c\u5c31\u53ef\u4ee5\u9760\u52a0\u4fdd\u65c5\u904a\u4e0d\u4fbf\u96aa\u8f49\u5ac1\u98a8\u96aa\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E9%9A%9C%E4%BA%BA%E8%BA%AB%E5%AE%89%E5%85%A8_%E2%80%93_%E6%97%85%E9%81%8A%E5%B9%B3%E5%AE%89%E9%9A%AA\"><\/span>\u4fdd\u969c\u4eba\u8eab\u5b89\u5168 &#8211; \u65c5\u904a\u5e73\u5b89\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4fdd\u969c\u9805\u76ee\uff1a\u610f\u5916\u8eab\u6545\u8207\u5931\u80fd\uff1b\u5efa\u8b70\u6295\u4fdd\u984d\u5ea6\uff1a\uff08\u4e0d\u8ad6\u570b\u5167\u5916\uff09500 \u842c\u4ee5\u4e0a<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u6709\u7a2e\u8aaa\u6cd5\u662f\u5927\u5bb6\u53ef\u4ee5\u7528\u81ea\u5df1\u7684\u5e74\u6536\u5165\u7684 10-20 \u500d\u4f86\u8a08\u7b97\u81ea\u5df1\u7684\u4fdd\u984d\uff0c\u4e0d\u904e\uff0c\u5728\u52d5\u624b\u8853\u8ddf\u8acb\u770b\u8b77\u7684\u6642\u5019\uff0c\u624b\u8853\u8cbb\u3001\u75c5\u623f\u8cbb\u3001\u770b\u8b77\u8cbb\u9019\u4e9b\u8cbb\u7528\u5b9a\u50f9\u591a\u5c11\u5c31\u662f\u591a\u5c11\uff0c\u5c0d\u65b9\u53ef\u6c92\u6709\u5728\u770b\u4f60\u5e74\u6536\u5165\u591a\u5be1\uff0c\u90a3\u6211\u5011\u4f55\u4e0d\u6539\u6210\u5f9e\u9019\u4e9b\u53ef\u80fd\u6703\u9700\u8981\u652f\u51fa\u7684\u9805\u76ee\uff0c\u53bb\u4f30\u7b97\u53ef\u627f\u64d4\u9019\u4e9b\u98a8\u96aa\u7684\u6295\u4fdd\u984d\u5ea6\u3002<\/p>\n\n\n\n<p>\u90a3\u6211\u5011\u70ba\u4ec0\u9ebc\u6703\u5efa\u8b70\u6295\u4fdd\u7684\u984d\u5ea6\u5728 500 \u842c\u4ee5\u4e0a\uff1f<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u4ee5<strong><span class=\"has-inline-color has-vivid-red-color\">\u8eab\u6545\u72c0\u6cc1<\/span><\/strong>\u800c\u8a00\uff0c\u5982\u679c\u662f<strong><span class=\"has-inline-color has-vivid-red-color\">\u6709\u5bb6\u5ead<\/span><\/strong>\u7684\u4eba\uff0c\u7279\u5225\u662f\u4f60<strong><span class=\"has-inline-color has-vivid-red-color\">\u9084\u662f\u9019\u500b\u5bb6\u5ead\u88e1\u4e3b\u8981\u7684\u7d93\u6fdf\u4f86\u6e90<\/span><\/strong>\u6642\uff0c\u82e5\u610f\u5916\u5c0e\u81f4\u81ea\u5df1\u4e0d\u5e78\u6b7b\u4ea1\uff0c\u5bb6\u4eba\u5011\u6b63\u6c89\u6d78\u5728\u5931\u53bb\u4f60\u7684\u60b2\u75db\u4e2d\uff0c\u537b\u9084\u6709\u8fce\u9762\u800c\u4f86\u7684<strong><span class=\"has-inline-color has-vivid-red-color\">\u623f\u8cb8\u3001\u5e33\u55ae\u3001\u5b69\u7ae5\u8cbb\u7528\u3001\u5bb6\u88e1\u7684\u751f\u6d3b\u958b\u652f<\/span><\/strong>\u8981\u9762\u5c0d\uff0c\u4f60\u7684\u96e2\u958b\u53ef\u80fd\u8b93\u4e00\u500b\u5bb6\u5c31\u6b64\u5d29\u6f70\u3002\u5728\u5bb6\u88e1\u5931\u53bb\u7d93\u6fdf\u4f86\u6e90\u7684\u7576\u4e0b\uff0c\u80fd\u6709\u4e00\u7b46\u5927\u7b46\u7684\u6b3e\u9805\u4e0b\u4f86\uff0c\u5c31\u80fd\u8b93\u7559\u4e0b\u4f86\u7684\u4eba\u66ab\u6642\u4e0d\u7528\u64d4\u5fc3\u672a\u4f86\u7684\u751f\u6d3b\uff0c\u80fd\u5920\u597d\u597d\u5730\u5148\u53bb\u8655\u7406\u5f8c\u4e8b\u3002\u81f3\u65bc 500 \u842c\u4ee5\u4e0a\uff0c\u7a76\u7adf\u8981\u4fdd\u5230\u591a\u9ad8\u7684\u4fdd\u984d\u624d\u5920\uff1f\u770b\u6bcf\u500b\u4eba\u5404\u81ea\u7684\u72c0\u6cc1\uff0c\u53ef\u4ee5\u5c31\u76ee\u524d\u751f\u6d3b\u6240\u8981\u8ca0\u64d4\u7684\u623f\u8cb8\u3001\u5e33\u55ae\u3001\u751f\u6d3b\u8cbb\u7528\u53bb\u4f30\u7b97\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u5df2\u7d93\u6709\u5bb6\u5ead\u7684\u4eba\uff0c\u751a\u81f3\u9084\u6709\u5c0f\u5b69\u7684\u8a71\uff0c\u5efa\u8b70\u4e0d\u7ba1\u662f\u570b\u5167\u5916\u7684\u65c5\u904a\uff0c\u90fd\u53ef\u4ee5\u4fdd\u65c5\u5e73\u96aa\u3002\u65c5\u5e73\u96aa\u4fdd\u8cbb\u771f\u7684\u76f8\u7576\u4fbf\u5b9c\uff0c\u5e73\u5747\u4f86\u8aaa\uff0c3 \u5929\u7684\u570b\u5167\u65c5\u904a\u4fdd\u8cbb 200 \u5143\u90fd\u4e0d\u5230*\uff0c\u5982\u679c\u767c\u751f\u610f\u5916\u800c\u6b7b\u4ea1\uff0c\u5bb6\u4e2d\u9084\u80fd\u6709\u5e7e\u767e\u842c\u7684\u610f\u5916\u8eab\u6545\u7406\u8ce0\u91d1\u4f86\u66ab\u7de9\u7d93\u6fdf\u56f0\u5883\u3002<\/p>\n\n\n\n<p>* \u5be6\u969b\u4fdd\u8cbb\u8acb\u4f9d\u5404\u4fdd\u96aa\u516c\u53f8\u6700\u7d42\u8a08\u7b97\u7d50\u679c\u70ba\u6e96\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u4ee5<strong><span class=\"has-inline-color has-vivid-red-color\">\u5931\u80fd\u72c0\u6cc1<\/span><\/strong>\u4f86\u8aaa\uff0c\u4efb\u4f55\u4eba\u56e0\u610f\u5916\u5c0e\u81f4\u7f3a\u624b\u7f3a\u8173\u7684\u72c0\u6cc1\u90fd\u9700\u8981\u5927\u7b46\u4fdd\u96aa\u91d1\u4f86\u652f\u6301\u81ea\u5df1\u7684\u751f\u6d3b\u8ddf\u91ab\u7642\u8cbb\u7528\u3002\u8a66\u60f3\u5982\u679c\u771f\u7684\u767c\u751f\u9019\u7a2e\u4e8b\uff0c\u5c07\u6703\u9762\u81e8\u54ea\u4e9b\u554f\u984c\uff1f<\/p>\n\n\n\n<p>\u9996\u5148\uff0c\u6703\u5148<strong><span class=\"has-inline-color has-vivid-red-color\">\u591a\u51fa\u4e00\u7b46\u91ab\u7642\u652f\u51fa<\/span><\/strong>\uff0c\u800c\u6cbb\u7642\u5f8c\u7684\u4f60\u53ef\u80fd\u9084\u9700\u8981\u53e6\u8acb\u770b\u8b77\uff0c\u4e5f\u6703\u662f\u4e00\u7b46\u652f\u51fa\u3002\u518d\u4f86\u662f<strong><span class=\"has-inline-color has-vivid-red-color\">\u4e00\u822c\u751f\u6d3b\u958b\u92b7<\/span><\/strong>\uff0c\u5c31\u7b97\u6c92\u4e86\u5de5\u4f5c\uff0c\u9664\u4e86\u525b\u525b\u8b1b\u5230\u7684\u91ab\u7642\u8cbb\u7528\uff0c\u9084\u6709\u751f\u6d3b\u7528\u54c1\u3001\u5403\u98ef\u53ca\u7761\u89ba\u7684\u5730\u65b9\u2026\u2026\u7b49\u7b49\uff0c\u5982\u679c\u4f60\u6c92\u6709\u4fdd\u96aa\uff0c\u9019\u4e9b\u90fd\u8981\u9760\u4f60\u81ea\u5df1\u7684\u5b58\u6b3e\u53bb\u7dad\u6301\u3002\u63a5\u4e0b\u4f86\u53ef\u80fd\u4e5f\u6c92\u8fa6\u6cd5\u4e0a\u73ed\uff0c\u5728<strong><span class=\"has-inline-color has-vivid-red-color\">\u6c92\u6709\u6536\u5165<\/span><\/strong>\u7684\u60c5\u6cc1\u4e0b\uff0c\u4f60\u80fd\u6301\u7e8c\u9019\u6a23\u7684\u751f\u6d3b\u591a\u4e45\uff1f\u56e0\u6b64\uff0c\u6709\u4e00\u7b46\u9ad8\u984d\u7684\u7406\u8ce0\u91d1\uff0c\u4e0d\u53ea\u80fd\u5920\u81ea\u5df1\u89e3\u6c7a\u7a81\u5982\u5176\u4f86\u7684\u5927\u7b46\u652f\u51fa\uff0c\u4e5f\u80fd\u5920\u907f\u514d\u8b93\u81ea\u5df1\u6210\u70ba\u5bb6\u4e2d\u7684\u8ca0\u64d4\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u5c07\u5931\u80fd\u4fdd\u96aa\u91d1\u984d\u5ea6\u62c9\u9ad8\u5230 500 \u842c\u9084\u6709\u4e00\u500b\u8003\u91cf\uff1a\u5931\u80fd\u4fdd\u96aa\u91d1\u6700\u7d42\u7684\u7406\u8ce0\u91d1\u984d\u6703\u662f<strong><span class=\"has-inline-color has-vivid-red-color\">\u5931\u80fd\u4fdd\u96aa\u91d1\u4fdd\u984d x \u5931\u80fd\u7b49\u7d1a\u8868<\/span><\/strong>\uff0c\u4e5f\u5c31\u662f\u8aaa\uff0c\u5931\u80fd\u4fdd\u96aa\u91d1\u6700\u5f8c\u7684\u91d1\u984d\u6703\u6839\u64da\u5931\u80fd\u7a0b\u5ea6\u800c\u6709\u6240\u8abf\u6574\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u4ee5\u4e0d\u540c\u7a0b\u5ea6\u7684\u5931\u660e\u70ba\u4f8b\uff0c\u4f86\u8aaa\u660e\u4fdd\u984d\u4e58\u4e0a\u5931\u80fd\u7b49\u7d1a\u8868\u5f8c\u7684\u5f71\u97ff\u3002\u5047\u8a2d\u6295\u4fdd\u4fdd\u984d\u70ba 500 \u842c\uff0c\u56e0\u70ba\u51fa\u8eca\u798d\u9020\u6210\u96d9\u76ee\u5931\u660e\uff0c\u96d9\u76ee\u5931\u660e\u7684\u5931\u80fd\u7b49\u7d1a\u662f 1\uff0c\u7d66\u4ed8\u6bd4\u4f8b\u70ba 100%\uff0c\u90a3\u7528\u9019\u500b\u72c0\u6cc1\u7533\u8acb\u5931\u80fd\u4fdd\u96aa\u91d1\uff0c\u7406\u8ad6\u4e0a\u6703\u662f 500 \u842c x 100% = 500 \u842c\u7684\u7406\u8ce0\u91d1\u3002\u5982\u679c\u51fa\u8eca\u798d\u53ea\u9020\u6210\u4e00\u96bb\u773c\u775b\u5931\u660e\uff0c\u5931\u80fd\u7b49\u7d1a\u5728\u5931\u80fd\u7b49\u7d1a\u8868\u4e0a\u70ba 7\uff0c\u7b2c 7 \u7d1a\u5931\u80fd\u7b49\u7d1a\u7684\u7d66\u4ed8\u6bd4\u4f8b\u70ba 40%\uff0c\u6545\u7406\u8ce0\u91d1\u6703\u8b8a\u6210 500 \u842c x 40% = 200 \u842c\u3002<\/p>\n\n\n\n<p>\u5931\u80fd\u7b49\u7d1a\u8868\u4e0a\u9084\u6709\u66f4\u4f4e\u7684\u7d66\u4ed8\u6bd4\u4f8b\uff0c\u4f46\u610f\u5916\u50b7\u5bb3\u6240\u5e36\u4f86\u7684\u5f8c\u7e8c\u5f71\u97ff\uff0c\u672a\u5fc5\u7b49\u540c\u65bc\u5931\u80fd\u7b49\u7d1a\u8868\u4e0a\u7684\u7b49\u7d1a\u5b89\u6392\uff0c\u6240\u4ee5\u5c07\u5931\u80fd\u4fdd\u96aa\u91d1\u7684\u4fdd\u984d\u63d0\u9ad8\u5230\u81f3\u5c11 500 \u842c\uff0c\u662f\u9632\u6b62\u518d\u4e58\u4e0a\u5931\u80fd\u7b49\u7d1a\u5f8c\u7684\u7406\u8ce0\u91d1\u984d\u6703\u8b8a\u5f97\u904e\u4f4e\u800c\u4e0d\u6577\u4f7f\u7528\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4fdd\u969c\u9805\u76ee\uff1a\u610f\u5916\u50b7\u5bb3\u91ab\u7642\uff08\u5be6\u652f\u5be6\u4ed8\uff09\uff1b\u5efa\u8b70\u6295\u4fdd\u984d\u5ea6\uff1a\uff08\u570b\u5167\uff0910-30 \u842c\uff08\u570b\u5916\uff0950-100 \u842c<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5728\u53f0\u7063\uff0c\u570b\u4eba\u64c1\u6709\u7684\u5065\u4fdd\u5206\u6524\u4e86\u8a31\u591a\u91ab\u7642\u8cbb\u7528\uff0c\u56e0\u6b64\uff0c\u4e00\u822c\u5728\u898f\u5283\u53f0\u7063\u7684\u91ab\u7642\u96aa\u6642\uff0c\u901a\u5e38\u662f 10 \u5230 30 \u842c\u3002\u4f46\u5728\u570b\u5916\uff0c<strong><span class=\"has-inline-color has-vivid-red-color\">\u6c92\u6709\u4ed6\u570b\u5065\u4fdd\u7684\u60c5\u6cc1\u4e0b\uff0c\u91ab\u7642\u8cbb\u7528\u6703\u662f\u975e\u5e38\u9ad8\u7684<\/span><\/strong>\uff0c\u56e0\u6b64\uff0c\u5efa\u8b70\u6295\u4fdd 50 \u5230 100 \u842c\u7684\u4fdd\u984d\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4fdd\u969c\u9805\u76ee\uff1a\u6d77\u5916\u7a81\u767c\u75be\u75c5\u53ca\u71d2\u71d9\u50b7\uff1b\u5efa\u8b70\u984d\u5ea6\uff1a\uff08\u570b\u5916\uff0950-100 \u842c<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u4e0a\u8ff0\u8b1b\u7684\u90fd\u662f\u56e0\u70ba\u300c\u610f\u5916\u300d\u800c\u9020\u6210\u4eba\u54e1\u50b7\u4ea1\u6240\u9700\u7684\u8cbb\u7528\uff0c\u4f46\u6211\u5011\u5230\u4e86\u570b\u5916\uff0c\u4e5f\u6709\u53ef\u80fd\u56e0\u70ba\u300c\u751f\u75c5\u300d\u9700\u8981\u91ab\u7642\u8cc7\u6e90\uff0c\u5e38\u898b\u72c0\u6cc1\u662f\u56e0\u70ba<strong><span class=\"has-inline-color has-vivid-red-color\">\u6c34\u571f\u4e0d\u670d<\/span><\/strong>\u800c\u9032\u6025\u8a3a\uff0c\u5728\u570b\u5916\u5c31\u91ab\u7684\u91ab\u7642\u8cbb\u7528\uff0c\u6703\u56e0\u70ba\u6c92\u6709\u5065\u4fdd\u8b8a\u5f97\u76f8\u7576\u6602\u8cb4\uff0c\u5982\u679c\u6709\u6d77\u5916\u7a81\u767c\u75be\u75c5\u4fdd\u96aa\uff0c\u7406\u8ce0\u9805\u76ee\u901a\u5e38<strong><span class=\"has-inline-color has-vivid-red-color\">\u6025\u8a3a\u3001\u9580\u8a3a\u3001\u4f4f\u9662<\/span><\/strong>\u90fd\u6709\u5305\u542b\uff0c\u9806\u5229\u7406\u8ce0\u5c31\u80fd\u6e1b\u8f15\u570b\u5916\u7684\u91ab\u7642\u8ca0\u64d4\uff0c\u5728\u570b\u5916\u751f\u75c5\u4e5f\u53ef\u4ee5\u5b89\u5fc3\u5c31\u91ab\u3002<\/p>\n\n\n\n<p>* \u4ee5\u4e0a\u5efa\u8b70\u6295\u4fdd\u984d\u5ea6\u5927\u5bb6\u53ef\u4ee5\u81ea\u884c\u659f\u914c\uff0c\u4e5f\u8acb\u4f9d\u5404\u4fdd\u96aa\u516c\u53f8\u898f\u5b9a\u642d\u914d\u5404\u96aa\u7a2e\u4fdd\u984d\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u73fe\u5728\uff0c\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u90fd\u6709\u63d0\u4f9b<strong><span class=\"has-inline-color has-vivid-red-color\">\u7dda\u4e0a\u8a66\u7b97\u670d\u52d9<\/span><\/strong>\uff0c\u52fe\u9078\u9084\u8981\u54ea\u4e9b\u9644\u52a0\u689d\u6b3e\uff0c\u4fdd\u969c\u9805\u76ee\u53ca\u4fdd\u969c\u984d\u5ea6\u90fd\u53ef\u4ee5\u81ea\u884c\u8abf\u6574\uff0c\u9ede\u4e00\u9ede\u5c31\u53ef\u4ee5\u7b97\u51fa\u500b\u4eba\u6240\u9700\u4fdd\u8cbb\uff0c\u8ca8\u6bd4\u4e09\u5bb6\u8f15\u8f15\u9b06\u9b06\u3002<\/p>\n\n\n\n<p>\ud83d\udd0e\u76f4\u63a5\u9032\u5165\u7dda\u4e0a\u8a66\u7b97\u7db2\u7ad9\ud83d\udd0e<a href=\"https:\/\/finfo.tw\/blog\/link\/fubon\/travel\/assortment\" target=\"_blank\" rel=\"noreferrer noopener\">\u5bcc\u90a6\u7522\u96aa<\/a>\u3001<a href=\"https:\/\/www.msig-mingtai.com.tw\/ec\/foreign-travel.html?ActivityType=6666&amp;utm_source=finfo&amp;utm_medium=blog&amp;utm_campaign=post_5477\" target=\"_blank\" rel=\"noreferrer noopener\">\u660e\u53f0\u7522\u96aa<\/a>\u3001<a href=\"https:\/\/b2c.tmnewa.com.tw\/portal\/insurance\/travel\/index? utm_source=finfo&amp;utm_medium=finfo_blog&amp;utm_campaign=travel_insurance_promo\" target=\"_blank\" rel=\"noreferrer noopener\">\u65b0\u5b89\u6771\u4eac\u6d77\u4e0a\u7522\u96aa<\/a>\u3001<a href=\"http:\/\/ec.tfmi.com.tw\/TravelGrp\/TravelGrp01.aspx? utm_source=finfo&amp;utm_medium=finfo_blog&amp;utm_campaign=travel_insurance_promo\" target=\"_blank\" rel=\"noreferrer noopener\">\u81fa\u7063\u7522\u96aa<\/a>\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E9%9A%9C%E8%B2%A1%E7%89%A9%E6%90%8D%E5%AE%B3_%E2%80%93_%E6%97%85%E9%81%8A%E4%B8%8D%E4%BE%BF%E9%9A%AA\"><\/span>\u4fdd\u969c\u8ca1\u7269\u640d\u5bb3 &#8211; \u65c5\u904a\u4e0d\u4fbf\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u65c5\u904a\u4e0d\u4fbf\u96aa\u53ef\u9078\u8cfc\u4fdd\u969c\u9805\u76ee\uff0c\u4e0d\u540c\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u7684\u4fdd\u969c\u9805\u76ee\u8ddf\u4fdd\u969c\u5167\u5bb9\u53ef\u80fd\u6709\u4e9b\u5fae\u5dee\u7570\u3002<\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<table class=\"tg\">\n<thead>\n  <tr>\n    <th class=\"tg-y7d9\"><span style=\"font-weight:bold;font-style:normal;text-decoration:none;color:#000\">\u4fdd\u969c\u9805\u76ee<\/span><\/th>\n    <th class=\"tg-y7d9\"><span style=\"font-weight:bold;font-style:normal;text-decoration:none;color:#000\">\u4fdd\u969c\u5167\u5bb9<\/span><\/th>\n  <\/tr>\n<\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u65c5\u884c\u6025\u96e3\u6551\u52a9<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">1. \u89aa\u53cb\u524d\u5f80\u63a2\u8996\u6216\u8655\u7406\u5584\u5f8c\u6240\u9700\u4e4b\u8cbb\u7528<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">2. \u91ab\u7642\u8f49\u9001\u8cbb\u7528<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">3. \u641c\u7d22\u6551\u52a9\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:000;background-color:transparent\">\u7b2c\u4e09\u4eba\/\u500b\u4eba\u8cac\u4efb\u96aa<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u56e0\u500b\u4eba\u884c\u70ba\u9020\u6210\u610f\u5916\u4e8b\u6545\uff0c\u5c0e\u81f4\u7b2c\u4e09\u4eba\u53d7\u50b7\u3001\u6b7b\u4ea1\u6216\u8ca1\u7269\u640d\u5931\u6240\u9700\u7684\u8ce0\u511f\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u73ed\u6a5f\u5ef6\u8aa4<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u9810\u8a08\u642d\u4e58\u7684\u5b9a\u671f\u822a\u73ed\u5ef6\u8aa4 4 \u6216 6 \u5c0f\u6642\u9020\u6210\u7684\u640d\u5931\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u65c5\u7a0b\u66f4\u6539<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u56e0\u9810\u5b9a\u884c\u7a0b\u66f4\u6539\u800c\u589e\u52a0\u7684\u4ea4\u901a\u6216\u4f4f\u5bbf\u8cbb\u7528<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">* \u6240\u589e\u52a0\u7684\u4ea4\u901a\u6216\u4f4f\u5bbf\u8cbb\u7528\uff0c\u61c9\u8207\u539f\u9810\u5b9a\u4ea4\u901a\u53ca\u4f4f\u5bbf\u540c\u7b49\u7d1a\u7684\u8cbb\u7528\u70ba\u9650<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">* \u61c9\u6263\u9664\u65c5\u884c\u3001\u4f4f\u5bbf\u696d\u8005\u7684\u9000\u6b3e\u6216\u5176\u4ed6\u7b49\u503c\u8ce0\u511f\u3002<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u65c5\u904a\u6587\u4ef6\u91cd\u7f6e<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u65c5\u7a0b\u8981\u4f7f\u7528\u7684\u6587\u4ef6\u88ab\u5f37\u76dc\u3001\u6436\u596a\u3001\u7aca\u76dc\u6216\u907a\u5931\u7684\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u98df\u54c1\u4e2d\u6bd2<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u7d93\u5408\u683c\u91ab\u5e2b\u8a3a\u65b7\u70ba\u98df\u54c1\u4e2d\u6bd2\u4e26\u51fa\u793a\u8a3a\u65b7\u66f8\u8005\u7684\u88dc\u511f\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4ea4\u901a\u8cbb\u7528\u88dc\u511f<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">1. \u642d\u4e58\u7684\u516c\u5171\u4ea4\u901a\u5de5\u5177\u56e0\u767c\u751f\u4ea4\u901a\u4e8b\u6545\u800c\u505c\u99db<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">2. \u99d5\u99db\u6216\u4e58\u5750\u7684\u6c7d\u8eca\u56e0\u767c\u751f\u6a5f\u68b0\u6545\u969c\u6216\u4ea4\u901a\u4e8b\u6545\u81f4\u7121\u6cd5\u7e7c\u7e8c\u884c\u99db\u4e14\u7d93\u9053\u8def\u6551\u63f4\u670d\u52d9\u62d6\u540a<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">3. \u9a0e\u4e58\u7684\u81ea\u884c\u8eca\u56e0\u906d\u53d7\u5f37\u76dc\u3001\u6436\u596a\u53ca\u7aca\u76dc\u4e8b\u6545\u81f4\u7121\u6cd5\u7e7c\u7e8c\u884c\u99db<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u884c\u674e\u907a\u5931<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u65c5\u7a0b\u884c\u674e\u907a\u5931\u7684\u88dc\u511f\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u884c\u52d5\u96fb\u8a71\u88ab\u7aca\u640d\u5931<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u56e0\u906d\u53d7\u5f37\u76dc\u3001\u6436\u596a\u53ca\u7aca\u76dc\u4e8b\u6545\u81f4\u884c\u52d5\u96fb\u8a71\u6ec5\u5931\u7684\u88dc\u511f\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4fe1\u7528\u5361\u76dc\u7528\u640d\u5931<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6240\u6301\u6709\u4e4b\u4fe1\u7528\u5361\u907a\u5931\u6216\u906d\u53d7\u7aca\u76dc\u3001\u6436\u596a\u800c\u5411\u8a72\u4fe1\u7528\u5361\u4e4b\u767c\u884c\u6a5f\u69cb\u639b\u5931\u6216\u6b62\u4ed8\u524d 36 \u500b<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u5c0f\u6642\u5167\uff0c\u56e0\u672a\u7d93\u6388\u6b0a\u800c\u906d\u76dc\u5237\u4e4b\u640d\u5931\uff0c\u5305\u62ec\u4fe1\u7528\u5361\u639b\u5931\u6b62\u4ed8\u53ca\u7533\u8acb\u91cd\u7f6e\u4e4b\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u73fe\u91d1\u88ab\u7aca\u640d\u5931<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u96a8\u8eab\u651c\u5e36\u6216\u7559\u5728\u65c5\u9928\u623f\u9593\u5167\u7684\u73fe\u91d1\u906d\u5230\u7aca\u76dc\u3001\u5f37\u76dc\u8207\u6436\u596a\u7684\u640d\u5931\u8ce0\u511f<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u52ab\u6a5f<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u906d\u9047\u52ab\u6a5f\u6642\uff0c\u5f9e\u906d\u9047\u52ab\u6a5f\u90a3\u5929\u8d77\uff0c\u76f4\u5230\u812b\u96e2\u52ab\u6a5f\u72c0\u6cc1\u7684\u65e5\u5b50\u70ba\u6b62\uff0c\u6703\u4ee5\u4fdd\u984d\u4e58\u4e0a\u52ab\u6a5f\u5929\u6578\u7d66\u4e88\u4fdd\u96aa\u91d1<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u5c45\u5bb6\u706b\u707d\u81e8\u6642\u4f4f\u5bbf\u88dc\u511f<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4f4f\u8655\u56e0\u767c\u751f\u706b\u707d\u3001\u9583\u96fb\u96f7\u64ca\u3001\u7206\u70b8\u6240\u81f4\u6bc0\u640d\u6216\u6ec5\u5931\u6642\u7684\u88dc\u511f\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u5c45\u5bb6\u7aca\u76dc\u640d\u5931\u88dc\u511f<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4fdd\u96aa\u6a19\u7684\u7269\u56e0\u767c\u751f\u7aca\u76dc\u4e8b\u6545\u6240\u81f4\u6bc0\u640d\u6216\u6ec5\u5931\u6642\u7684\u88dc\u511f\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u79df\u8eca\u4e8b\u6545\u88dc\u511f<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u99d5\u99db\u6216\u4e58\u5750\u540c\u884c\u65c5\u904a\u8005\u99d5\u99db\u79df\u7528\u6c7d\uff08\u6a5f\uff09\u8eca\u6642\u767c\u751f\u6c7d\u8eca\u4ea4\u901a\u4e8b\u6545\u7684\u88dc\u511f\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6c7d\u8eca\u99d5\u99db\u4eba\u99d5\u99db\u4ed6\u4eba\u6c7d\u8eca<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u8eca\u5c0d\u8eca\u78b0\u649e\u8eca\u9ad4\u640d\u5931\u8cac\u4efb\u4fdd\u96aa<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u56e0\u99d5\u99db\u4ed6\u4eba\u6c7d\u8eca\u8207\u8eca\u8f1b\u767c\u751f\u78b0\u649e\u3001\u64e6\u649e\u6240\u9020\u6210\u7684\u6bc0\u640d\u6ec5\u5931\u7684\u8ce0\u511f\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6c7d\u8eca\u99d5\u99db\u4eba\u7b2c\u4e09\u4eba\u50b7\u5bb3\u8cac\u4efb\u4fdd\u96aa<\/span><\/td>\n    <td class=\"tg-0pky\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u5c0e\u81f4\u99d5\u99db\u3001\u4e58\u5ba2\u5916\u7684\u7b2c\u4e09\u4eba\u8eab\u9ad4\u53d7\u50b7\u6216\u6b7b\u4ea1\u7684\u8ce0\u511f\u8cbb\u7528<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-c3ow\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6c7d\u8eca\u99d5\u99db\u4eba\u7b2c\u4e09\u4eba\u8ca1\u640d\u8cac\u4efb\u4fdd\u96aa<\/span><\/td>\n    <td class=\"tg-0pky\">\u5c0e\u81f4\u99d5\u99db\u3001\u4e58\u5ba2\u5916\u7684\u7b2c\u4e09\u4eba\u8ca1\u7269\u53d7\u5230\u640d\u5bb3\u7684\u8ce0\u511f\u8cbb\u7528<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-q1q4\" colspan=\"2\"><span style=\"font-weight:bold\">FINFO<\/span><\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u773c\u4e0b\u56e0\u70ba\u75ab\u60c5\u95dc\u4fc2\uff0c\u570b\u5167\u65c5\u904a\u76db\u884c\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u63a8\u51fa\u76f8\u61c9\u7684\u65c5\u904a\u96aa\u642d\u914d\u3002\u666e\u904d<strong><span class=\"has-inline-color has-vivid-red-color\">\u5e38\u898b\u7684\u570b\u65c5\u7d44\u5408<\/span><\/strong>\u70ba\uff1a<strong><span class=\"has-inline-color has-vivid-red-color\">\u610f\u5916\u8eab\u6545\u53ca\u5931\u80fd\u3001\u610f\u5916\u50b7\u5bb3\u91ab\u7642\uff08\u5be6\u652f\u5be6\u4ed8\uff09\u3001\u7b2c\u4e09\u4eba\/\u500b\u4eba\u8cac\u4efb\u96aa\u3001\u98df\u54c1\u4e2d\u6bd2\u3001\u884c\u52d5\u88dd\u7f6e\u88ab\u7aca\u640d\u5931<\/span><\/strong>\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u73fe\u5728\u4e5f\u6709\u5f88\u591a<strong><span class=\"has-inline-color has-vivid-red-color\">\u79df\u8eca<\/span><\/strong>\u65b9\u6848\uff0c\u5728\u524d\u9762\u7684\u7d44\u5408\u4e0a\u53c8\u52a0\u5165\u8eca\u78b0\u8eca<strong><span class=\"has-inline-color has-vivid-red-color\">\u8eca\u9ad4\u96aa<\/span><\/strong>\u3001<strong><span class=\"has-inline-color has-vivid-red-color\">\u7b2c\u4e09\u4eba\u50b7\u5bb3<\/span><\/strong>\u8cac\u4efb\u4fdd\u96aa\u3001<strong><span class=\"has-inline-color has-vivid-red-color\">\u7b2c\u4e09\u4eba\u8ca1\u640d<\/span><\/strong>\u8cac\u4efb\u4fdd\u96aa\uff0c\u8003\u91cf\u66f4\u5168\u9762\u7684\u4eba\uff0c\u9084\u53ef\u4ee5\u52a0\u4fdd<strong><span class=\"has-inline-color has-vivid-red-color\">\u4e58\u5ba2\u50b7\u4ea1<\/span><\/strong>\u8cac\u4efb\u4fdd\u96aa\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u5982\u679c\u8981\u53bb<strong><span class=\"has-inline-color has-vivid-red-color\">\u96e2\u5cf6<\/span><\/strong>\u65c5\u904a\uff0c\u4f8b\u5982\u6f8e\u6e56\u3001\u91d1\u9580\u7b49\u5730\u5340\uff0c\u6642\u5e38\u56e0\u70ba\u5929\u6c23\u4e0d\u4f73\u800c\u5ef6\u5f8c\u6216\u53d6\u6d88\u73ed\u6a5f\uff0c\u70ba\u4ee5\u9632\u9019\u985e\u4e8b\u6545\u5c0e\u81f4\u8cbb\u7528\u589e\u52a0\uff0c\u53ef\u52a0\u4fdd\u5982<strong><span class=\"has-inline-color has-vivid-red-color\">\u73ed\u6a5f\u5ef6\u8aa4\u3001\u73ed\u6a5f\u53d6\u6d88\u6216\u65c5\u7a0b\u66f4\u6539<\/span><\/strong>\u2026\u2026\u7b49\u9805\u76ee\uff0c\u7576\u56e0\u642d\u4e58\u7684\u4ea4\u901a\u5de5\u5177\u800c\u4e0d\u5f97\u4e0d\u5728\u7576\u5730\u591a\u7559\u4e00\u5929\uff0c\u591a\u51fa\u4f86\u7684\u4ea4\u901a\u8cbb\u53ca\u4f4f\u5bbf\u8cbb\u5c31\u53ef\u4ee5\u7531\u4fdd\u96aa\u516c\u53f8\u8ce0\u511f\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u5982\u679c\u9019\u8d9f\u65c5\u7a0b\u6211\u5011\u5e36\u4e86<strong><span class=\"has-inline-color has-vivid-red-color\">\u5c0f\u5b69\u6216\u662f\u5bf5\u7269<\/span><\/strong>\u51fa\u9580\uff0c\u9014\u4e2d\u5c0f\u5b69\u53ef\u80fd\u7834\u58de\u4e86\u5e97\u5bb6\u7684\u8a2d\u65bd\u6216\u7269\u54c1\uff0c\u72d7\u72d7\u4e0d\u5c0f\u5fc3\u54ac\u50b7\u5176\u4ed6\u4eba\u2026\u2026\u7b49\u7684\u60c5\u6cc1\u767c\u751f\uff0c\u6211\u5011\u5982\u679c\u64d4\u5fc3\u9019\u4e9b\u72c0\u6cc1\u6703\u767c\u751f\uff0c\u53ef\u4ee5\u52a0\u4fdd<strong><span class=\"has-inline-color has-vivid-red-color\">\u7b2c\u4e09\u4eba<strong><span class=\"has-inline-color has-vivid-red-color\">\/\u500b\u4eba<\/span><\/strong>\u8cac\u4efb\u96aa<\/span><\/strong>\uff0c\u7576\u4e0d\u5c0f\u5fc3\u9020\u6210\u5176\u4ed6\u4eba\u53d7\u50b7\u3001\u6b7b\u4ea1\u6216\u8005\u662f\u8ca1\u7269\u4e0a\u7684\u640d\u5931\u800c\u8981\u8ce0\u511f\u4ed6\u4eba\u6642\uff0c\u53ef\u4ee5\u900f\u904e\u8cfc\u8cb7\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\uff0c\u8f49\u800c\u8b93\u4fdd\u96aa\u516c\u53f8\u5e6b\u5fd9\u7d66\u4ed8\u9019\u4e9b\u610f\u6599\u4ee5\u5916\u7684\u8ce0\u511f\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u5982\u679c\u4f60\u662f<strong><span class=\"has-inline-color has-vivid-red-color\">\u81ea\u7531\u696d\u3001\u5275\u4f5c\u8005\u6216\u662f\u4efb\u4f55\u53ef\u4ee5\u9060\u7aef\u8fa6\u516c\u7684\u5de5\u4f5c\u8005<\/span><\/strong>\uff0c\u4f60\u53ef\u80fd\u6703\u7fd2\u6163\u9023\u65c5\u884c\u6642\u90fd\u8981\u5e36\u8457\u81ea\u5df1\u7684\u7b46\u96fb\uff0c\u5047\u5982\u4f60\u64d4\u5fc3\u81ea\u5df1\u7684\u751f\u8ca1\u5de5\u5177\u5728\u4f4f\u8655\u88ab\u5077\uff0c\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u6709\u76f8\u95dc\u7684\u9644\u52a0\u689d\u6b3e\u53ef\u4ee5\u52a0\u4fdd\uff0c\u4f8b\u5982<strong><span class=\"has-inline-color has-vivid-red-color\">\u5c45\u5bb6\u7aca\u76dc\u640d\u5931\u88dc\u511f\u4fdd\u96aa<\/span><\/strong>\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u65c5\u904a\u4e0d\u4fbf\u96aa\u7684\u90e8\u5206\uff0c\u5927\u5bb6\u90fd\u53ef\u4ee5\u6839\u64da\u81ea\u8eab\u72c0\u6cc1\u53bb\u9078\u64c7\u9069\u5408\u81ea\u5df1\u7684\u4fdd\u969c\uff0c\u6216\u662f\u6211\u5011\u4e5f\u53ef\u4ee5\u5f9e\u81ea\u5df1\u77e5\u9053\u7684\u4fdd\u96aa\u516c\u53f8\u958b\u59cb\u770b\u8d77\uff0c\u5f9e\u4e2d\u5c0b\u627e\u81ea\u5df1\u6709\u8208\u8da3\u7684\u9644\u52a0\u9805\u76ee\u3002<\/p>\n\n\n\n<p>\ud83d\udc49 \u770b<a href=\"https:\/\/finfo.tw\/prod_cates\/travel-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"> 2026 \u6700\u5f37\u570b\u5167\u5916\u65c5\u904a\u4fdd\u96aa\u63a8\u85a6\u7e3d\u6574\u7406\uff08\u65c5\u5e73\u96aa\/\u65c5\u904a\u4e0d\u4fbf\u96aa\uff09<\/a>\u5c31\u80fd\u5920\u5feb\u901f\u4e00\u89bd\u5404\u5bb6\u4fdd\u96aa\u516c\u53f8\u7684\u65c5\u904a\u96aa\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%87%AA%E5%B7%B1%E5%88%B7%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%BE%8C%E9%99%84%E8%B4%88%E7%9A%84%E6%97%85%E9%81%8A%E9%9A%AA_%E2%80%93_%E9%A3%9B%E5%AE%89%E9%9A%AA\"><\/span>\u81ea\u5df1\u5237\u4fe1\u7528\u5361\u5f8c\u9644\u8d08\u7684\u65c5\u904a\u96aa &#8211; \u98db\u5b89\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u65c5\u904a\u6642\u5982\u679c\u4f7f\u7528\u4fe1\u7528\u5361\u5237\u65c5\u884c\u5718\u5718\u8cbb\u6216\u662f\u6a5f\u7968\uff0c\u5c31\u53ef\u4ee5\u5f97\u5230\u9644\u8d08\u7684\u65c5\u5e73\u96aa\u7684\u4fdd\u969c\u3002\u4fe1\u7528\u5361\u6240\u8d08\u9001\u7684\u65c5\u5e73\u96aa\uff0c\u6211\u5011\u4e5f\u53eb\u4f5c\u300c\u98db\u5b89\u96aa\u300d\uff0c\u5b83\u8ddf\u65c5\u5e73\u96aa\u7684\u5dee\u5225\u5c31\u5728\u65bc\u4fdd\u969c\u7684\u6642\u9593\u9577\u5ea6\uff1a<strong><span class=\"has-inline-color has-vivid-red-color\">\u98db\u5b89\u96aa\u53ea\u4fdd\u969c\u642d\u4e58\u642d\u4e58\u4ea4\u901a\u5de5\u5177\u671f\u9593<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u5047\u5982\u4f60\u662f\u5750\u98db\u6a5f\u51fa\u904a\uff0c\u90a3\u98db\u5b89\u96aa\u5c31\u53ea\u6709\u5728\u642d\u98db\u6a5f\u6642\u767c\u751f\u7684\u610f\u5916\u4e8b\u6545\u624d\u6703\u8ce0\u511f\uff0c\u82e5\u65c5\u5ba2\u767c\u751f\u610f\u5916\u662f\u5728\u5176\u9918\u6642\u9593\u9ede\uff0c\u5c31\u4e0d\u5728\u98db\u5b89\u96aa\u7684\u4fdd\u969c\u7bc4\u570d\u5167\u3002\u800c\u5411\u4fdd\u96aa\u516c\u53f8\u81ea\u884c\u6295\u4fdd\u7684\u65c5\u904a\u96aa\uff0c\u6295\u4fdd\u7684\u4fdd\u969c\u6642\u9593\u53ef\u4ee5\u81ea\u884c\u8abf\u6574\uff0c\u4f60\u8cb7\u5e7e\u5929\u5c31\u662f\u4fdd\u969c\u5e7e\u5929\uff0c\u5f9e\u51fa\u9580\u5230\u8fd4\u5bb6\u90fd\u6709\u4fdd\u969c\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%94%B1%E6%97%85%E8%A1%8C%E7%A4%BE%E7%82%BA%E6%97%85%E5%AE%A2%E8%B3%BC%E8%B2%B7%E7%9A%84%E6%97%85%E9%81%8A%E9%9A%AA_%E2%80%93_%E6%97%85%E8%A1%8C%E6%A5%AD%E8%B2%AC%E4%BB%BB%E4%BF%9D%E9%9A%AA\"><\/span>\u7531\u65c5\u884c\u793e\u70ba\u65c5\u5ba2\u8cfc\u8cb7\u7684\u65c5\u904a\u96aa &#8211; \u65c5\u884c\u696d\u8cac\u4efb\u4fdd\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u300c\u65c5\u884c\u696d\u8cac\u4efb\u4fdd\u96aa\u300d\uff0c\u4e5f\u53ef\u4ee5\u7c21\u7a31\u70ba\u300c\u65c5\u8cac\u96aa\u300d\u3002\u5982\u679c\u4f60\u662f\u8ddf\u5718\u51fa\u904a\uff0c\u7531\u65bc\u6cd5\u5f8b\u898f\u5b9a\uff0c\u65c5\u884c\u793e\u4e00\u5b9a\u6703\u5e6b\u65c5\u5ba2\u6295\u4fdd\u65c5\u8cac\u96aa\u3002\u65e2\u7136\u5982\u6b64\uff0c\u90a3\u6211\u5011\u8ddf\u65c5\u884c\u793e\u51fa\u53bb\u73a9\u6642\u662f\u4e0d\u662f\u5c31\u4e0d\u7528\u81ea\u5df1\u6295\u4fdd\u65c5\u904a\u96aa\uff1f<\/p>\n\n\n\n<p>\u9084\u662f\u5efa\u8b70\u8981\u518d\u81ea\u884c\u6295\u4fdd\u65c5\u904a\u96aa\uff0c\u4ee5\u4e0b 3 \u9ede\u539f\u56e0\u544a\u8a34\u4f60\u70ba\u4ec0\u9ebc\uff1f<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E4%BF%9D%E9%9A%9C%E9%87%91%E9%A1%8D%E8%88%87%E5%85%A7%E5%AE%B9\"><\/span>1. \u4fdd\u969c\u91d1\u984d\u8207\u5167\u5bb9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u65c5\u884c\u793e\u4f9d\u6cd5\u5f8b\u898f\u5b9a\u8981\u66ff\u65c5\u5ba2\u6295\u4fdd\u81f3\u5c11\u610f\u5916\u8eab\u6545 200 \u842c\u3001\u610f\u5916\u4e8b\u6545\u50b7\u5bb3\u91ab\u7642 20 \u842c\u4ee5\u53ca\u5176\u4ed6\u5982\u5bb6\u5c6c\u8655\u7406\u5584\u7528\u8cbb\u7528\u53ca\u65c5\u904a\u6587\u4ef6\u907a\u5931\u7684\u4fdd\u969c\u3002\u6839\u64da\u4e0d\u540c\u7684\u884c\u7a0b\u898f\u5283\uff0c\u65c5\u884c\u793e\u6709\u53ef\u80fd\u518d\u5e6b\u65c5\u5ba2\u898f\u5283\u66f4\u9ad8\u7684\u6295\u4fdd\u91d1\u984d\u3002\u4f46\u82e5\u771f\u7684\u53ea\u6709\u610f\u5916\u8eab\u6545 200 \u842c\u3001\u610f\u5916\u4e8b\u6545\u50b7\u5bb3\u91ab\u7642 20 \u842c\uff0c\u5be6\u969b\u4e0a\u662f\u4e0d\u592a\u5920\u7528\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u4e0d\u592a\u5920\u7528\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u53ef\u4ee5\u5f9e\u5169\u500b\u65b9\u9762\u53bb\u601d\u8003\uff1a\u4e00\u65b9\u9762\u662f\u610f\u5916\u8eab\u6545\u53ca\u50b7\u5bb3\u91ab\u7642\u7684<strong><span class=\"has-inline-color has-vivid-red-color\">\u7406\u8ce0\u91d1\u984d\u984d\u5ea6\u4e0d\u5920\u9ad8<\/span><\/strong>\u3002\u5982\u679c\u662f\u610f\u5916\u8eab\u6545\uff0c\u5c24\u5176\u7576\u81ea\u5df1\u662f\u5bb6\u4e2d\u7684\u4e3b\u8981\u7d93\u6fdf\u4f86\u6e90\u6642\uff0c200 \u842c\u53ef\u80fd\u4e0d\u5920\u5bb6\u4e2d\u8655\u7406\u5f8c\u4e8b\u4ee5\u53ca\u4e4b\u5f8c\u7684\u751f\u6d3b\u958b\u92b7\uff1b\u5982\u679c\u5728\u6d77\u5916\u53d7\u50b7\uff0c\u570b\u5916\u91ab\u7642\u8cbb\u53ef\u4e0d\u50cf\u5728\u53f0\u7063\u6709\u5065\u4fdd\u9019\u9ebc\u4fbf\u5b9c\uff0c\u4e00\u6b21\u610f\u5916\u9032\u91ab\u9662\u6cbb\u7642\u53ef\u80fd\u5c31\u9700\u8981\u8d85\u904e 20 \u842c\u7684\u91ab\u7642\u8cbb\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u53e6\u4e00\u65b9\u9762\u662f<strong><span class=\"has-inline-color has-vivid-red-color\">\u7406\u8ce0\u7bc4\u570d\u4e0d\u5920\u5ee3<\/span><\/strong>\uff0c\u6211\u5011\u53ef\u80fd\u9047\u4e0a\u7684\u4e8b\u6545\uff0c\u9664\u4e86\u610f\u5916\u5c0e\u81f4\u7684\u6b7b\u4ea1\u8ddf\u53d7\u50b7\u5916\uff0c\u4e5f\u53ef\u80fd\u56e0\u751f\u75c5\u81f4\u6b7b\u6216\u53d7\u50b7\uff0c\u9084\u6709\u53ef\u80fd\u9047\u4e0a\u56e0\u73ed\u6a5f\u5ef6\u8aa4\u3001\u884c\u674e\u907a\u5931\u6216\u662f\u4e0d\u5c0f\u5fc3\u640d\u5bb3\u7b2c\u4e09\u4eba\u4eba\u8eab\u8ca1\u7269\u800c\u5f62\u6210\u7684\u984d\u5916\u640d\u5931\u3002\u5982\u679c\u53ea\u6709\u65c5\u8cac\u96aa\uff0c\u5176\u4ed6\u72c0\u6cc1\u5f80\u5f80\u662f\u7121\u6cd5\u61c9\u4ed8\u7684\u3002\u5982\u679c\u81ea\u884c\u6295\u4fdd\u65c5\u904a\u96aa\uff0c\u901a\u5e38\u9084\u6709\u6d77\u5916\u7a81\u767c\u75be\u75c5\u3001\u6d77\u5916\u6025\u96e3\u6551\u52a9\u3001\u4e0d\u4fbf\u96aa\u2026\u2026\u7b49\u4fdd\u969c\u7bc4\u570d\u53ef\u9078\uff0c\u984d\u5ea6\u4e5f\u53ef\u4ee5\u81ea\u884c\u8abf\u6574\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%AB%8B%E6%B1%82%E6%AC%8A\"><\/span>2. \u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6b0a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u65c5\u5ba2\u767c\u751f\u610f\u5916\u4e8b\u6545\u800c\u6b7b\u4ea1\u6642\uff0c<strong><span class=\"has-inline-color has-vivid-red-color\">\u80fd\u5920\u5411\u65c5\u884c\u793e\u63d0\u51fa\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u7684\u53ea\u6709\u65c5\u5ba2\u7684\u7236\u6bcd\u3001\u5b50\u5973\u4ee5\u53ca\u914d\u5076\uff0c\u9019\u4e0d\u5305\u542b\u5144\u5f1f\u59ca\u59b9<\/span><\/strong>\u3002\u4f46\u5982\u679c\u662f\u81ea\u884c\u6295\u4fdd\u7684\u65c5\u5e73\u96aa\uff0c\u5c31\u53ef\u4ee5\u81ea\u5df1\u6307\u5b9a\u610f\u5916\u8eab\u6545\u7684\u53d7\u76ca\u4eba\u6216\u662f\u6cd5\u5b9a\u7e7c\u627f\u4eba\u63d0\u51fa\u640d\u5bb3\u8ce0\u511f\uff0c\u5118\u7ba1\u65c5\u5ba2\u4eca\u5929\u7121\u7236\u7121\u6bcd\uff0c\u4e5f\u6c92\u6709\u5c0f\u5b69\uff0c\u53c8\u6c92\u6709\u914d\u5076\uff0c\u9084\u6709\u5176\u4ed6\u4eba\u6709\u6a5f\u6703\u80fd\u4ee3\u66ff\u8eab\u6545\u7576\u4e8b\u4eba\u8acb\u6c42\u640d\u5bb3\u8ce0\u511f\uff0c\u4e0d\u6703\u8b93\u81ea\u5df1\u7684\u610f\u5916\u8eab\u6545\u4fdd\u96aa\u91d1\u539f\u5730\u6d88\u5931\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E8%A1%8C%E7%A8%8B%E8%A6%8F%E5%8A%83\"><\/span>3. \u884c\u7a0b\u898f\u5283<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u65c5\u884c\u793e\u6709\u5404\u5f0f\u5404\u6a23\u7684\u884c\u7a0b\uff0c\u751a\u81f3\u53ef\u4ee5\u53ea\u8cb7\u300c\u6a5f + \u9152\u300d\u3002\u5982\u679c\u662f\u9019\u985e\u884c\u7a0b\uff0c\u5176\u5be6\u662f\u4e0d\u5728\u6cd5\u898f\u898f\u5b9a\u7684\u65c5\u8cac\u96aa\u4fdd\u969c\u7bc4\u570d\u5167\u7684\uff0c\u56e0\u70ba\u65c5\u884c\u793e\u4e0d\u7528\u5c0d\u65c5\u5ba2\u81ea\u884c\u5b89\u6392\u7684\u884c\u7a0b\u627f\u64d4\u6cd5\u5f8b\u8cac\u4efb\u3002\u56e0\u6b64\uff0c\u7576\u8cfc\u8cb7\u7684\u65c5\u7a0b\u55ae\u7d14<strong><span class=\"has-inline-color has-vivid-red-color\">\u53ea\u6709\u6a5f\u52a0\u9152<\/span><\/strong>\uff0c\u6216\u662f\u8cb7\u7684\u662f<strong><span class=\"has-inline-color has-vivid-red-color\">\u81ea\u7531\u884c<\/span><\/strong>\u7684\u65b9\u6848\uff0c\u5c31\u7b97\u662f\u5f9e\u65c5\u884c\u793e\u9019\u908a\u8cfc\u8cb7\u7684\u884c\u7a0b\uff0c\u4e5f<strong><span class=\"has-inline-color has-vivid-red-color\">\u4e0d\u6703\u5305\u542b\u65c5\u884c\u696d\u7684\u65c5\u8cac\u96aa<\/span><\/strong>\u5594\uff01<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E4%BF%9D%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\"><\/span>\u6295\u4fdd\u6ce8\u610f\u4e8b\u9805<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E6%84%8F%E5%A4%96%E8%BA%AB%E6%95%85%E4%BF%9D%E9%9A%AA%E9%87%91%E8%A2%AB%E4%BF%9D%E9%9A%AA%E4%BA%BA%E6%9C%AA%E6%BB%BF_15_%E6%AD%B2%E4%B8%8D%E7%B5%A6%E4%BB%98\"><\/span>1. \u610f\u5916\u8eab\u6545\u4fdd\u96aa\u91d1\u88ab\u4fdd\u96aa\u4eba\u672a\u6eff 15 \u6b72\u4e0d\u7d66\u4ed8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u5404\u4f4d\u7238\u5abd\u8981\u5e6b\u5c0f\u5b69\u5b50\u6295\u4fdd\uff0c\u5c0f\u5b69\u5b50\u7684\u4fdd\u969c\u9805\u76ee\u666e\u904d\u662f\u6c92\u6709\u8eab\u6545\u4fdd\u96aa\u91d1\u7684\uff0c\u6295\u4fdd\u5e74\u9f61\u672a\u6eff15\u6b72\uff0c\u53ea\u6703\u7d66\u4ed8\u300c\u55aa\u846c\u8cbb\u7528\u4fdd\u96aa\u91d1\u300d\uff0c\u4e14\u56e0\u6cd5\u5f8b\u898f\u5b9a\uff0c\u9650\u5236\u4fdd\u984d\u6700\u9ad8\u70ba 61.5 \u842c\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" 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style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\u66f4\u591a\u4fdd\u96aa\u77e5\u8b58\u6587\u7ae0<\/strong><\/p>\n\n\n\n<p>\ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e6%84%8f%e5%a4%96%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e6%88%90%e4%ba%ba%e5%85%92%e7%ab%a5%e6%84%8f%e5%a4%96%e9%9a%aa%e6%8e%a8%e8%96%a6%e7%b8%bd%e6%95%b4%e7%90%86?finfo_blog=post_5477\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u610f\u5916\u96aa\u898f\u5283\uff0c\u6700\u5f37\u6210\u4eba&amp;\u5152\u7ae5\u610f\u5916\u96aa\u63a8\u85a6\u7e3d\u6574\u7406<\/a><br>\ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e9%80%b2%e4%be%86%ef%bc%8c%e7%b5%82%e8%ba%ab%e9%86%ab%e7%99%82%e8%b5%b0%e9%96%8b?finfo_blog=post_5477\" target=\"_blank\" rel=\"noreferrer noopener\">2026 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