{"id":3785,"date":"2021-10-14T14:16:00","date_gmt":"2021-10-14T06:16:00","guid":{"rendered":"https:\/\/finfo.tw\/blog\/?p=3785"},"modified":"2026-02-11T14:53:42","modified_gmt":"2026-02-11T06:53:42","slug":"%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82","status":"publish","type":"post","link":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82","title":{"rendered":"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2"},"content":{"rendered":"\n<p>\u524d\u9663\u5b50\uff0c\u81fa\u7063\u7522\u7269\u51fa\u4e86\u4e00\u5f35 500 \u5143\u5c31\u80fd\u8cfc\u8cb7\u7684\u9632\u75ab\u4fdd\u55ae\uff0c\u53ea\u8981\u6536\u5230\u653f\u5e9c\u901a\u77e5\u7684\u9694\u901a\u77e5\u66f8\u5c31\u53ef\u4ee5\u7406\u8ce0 10 \u842c\u5143\uff0c\u56e0\u70ba\u7406\u8ce0\u689d\u4ef6\u76f8\u5c0d\u5bec\u9b06\u9020\u6210\u5927\u5bb6\u4e00\u7aa9\u8702\u6392\u968a\u8cb7\u4fdd\u55ae\uff1b\u7136\u800c\uff0c\u96a8\u8457\u5546\u54c1\u6539\u7248\u3001\u8fd1\u65e5\u75ab\u60c5\u55ae\u65e5\u7834\u842c\u7684\u72c0\u6cc1\u4e0b\uff0c\u4fdd\u96aa\u516c\u53f8\u9084\u6709\u54ea\u4e9b\u9632\u75ab\u76f8\u95dc\u7684\u5546\u54c1\u80fd\u8cfc\u8cb7\u5462\uff1f\u8b93 Finfo \u5e6b\u4f60\u505a\u500b\u7e3d\u6574\u7406\uff0c\u4e00\u6b21\u8490\u96c6\u5e02\u9762\u4e0a\u8a62\u554f\u5ea6\u6700\u9ad8\u7684\u9632\u75ab\u4fdd\u55ae\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u9304<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a08225e47071\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #444444;color:#444444\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #444444;color:#444444\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a08225e47071\" checked aria-label=\"\u986f\u793a\/\u96b1\u85cf\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#%E9%98%B2%E7%96%AB%E4%BF%9D%E5%96%AE%E6%80%8E%E9%BA%BC%E6%8C%91%EF%BC%9F%E6%8E%8C%E6%8F%A1%E4%B8%89%E5%A4%A7%E9%97%9C%E9%8D%B5%E5%AD%97%E5%B9%AB%E4%BD%A0%E5%BF%AB%E9%80%9F%E7%AF%A9%E9%81%B8%E5%95%86%E5%93%81\" >\u9632\u75ab\u4fdd\u55ae\u600e\u9ebc\u6311\uff1f\u638c\u63e1\u4e09\u5927\u95dc\u9375\u5b57\u5e6b\u4f60\u5feb\u901f\u7be9\u9078\u5546\u54c1<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#%E4%BF%9D%E9%9A%9C%E6%84%88%E5%96%AE%E7%B4%94%E6%84%88%E5%A5%BD%EF%BC%8C%E7%9B%A1%E9%87%8F%E9%9B%86%E4%B8%AD%E5%9C%A8%E7%89%B9%E5%AE%9A%E7%90%86%E8%B3%A0%E9%A0%85%E7%9B%AE\" >\u4fdd\u969c\u6108\u55ae\u7d14\u6108\u597d\uff0c\u76e1\u91cf\u96c6\u4e2d\u5728\u7279\u5b9a\u7406\u8ce0\u9805\u76ee<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#%E6%93%94%E5%BF%83%E7%96%AB%E8%8B%97%E5%89%AF%E4%BD%9C%E7%94%A8%EF%BC%9F%E4%BD%8F%E9%99%A2%E6%97%A5%E9%A1%8D%E7%82%BA%E4%B8%BB%E8%A6%81%E7%9A%84%E7%90%86%E8%B3%A0%E9%A0%85%E7%9B%AE\" >\u64d4\u5fc3\u75ab\u82d7\u526f\u4f5c\u7528\uff1f\u4f4f\u9662\u65e5\u984d\u70ba\u4e3b\u8981\u7684\u7406\u8ce0\u9805\u76ee<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#%E5%95%86%E5%93%81%E4%BB%8B%E7%B4%B9\" >\u5546\u54c1\u4ecb\u7d39<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#1_%E5%8D%97%E5%B1%B1%E7%94%A2%E7%89%A9\" >1. \u5357\u5c71\u7522\u7269<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#2_%E5%8D%97%E5%B1%B1%E4%BA%BA%E5%A3%BD\" >2. \u5357\u5c71\u4eba\u58fd<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#%E9%98%B2%E7%96%AB%E4%BF%9D%E5%96%AE%E7%9C%9F%E7%9A%84%E6%9C%89%E9%80%99%E9%BA%BC%E5%A5%BD%E5%97%8E%EF%BC%9F%E8%AB%8B%E5%85%88%E6%83%B3%E4%B8%80%E4%B8%8B%E9%80%99%E4%B8%89%E5%80%8B%E6%83%85%E5%A2%83\" >\u9632\u75ab\u4fdd\u55ae\u771f\u7684\u6709\u9019\u9ebc\u597d\u55ce\uff1f\u8acb\u5148\u60f3\u4e00\u4e0b\u9019\u4e09\u500b\u60c5\u5883<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#%E7%8B%80%E6%B3%81%E4%B8%80%EF%BC%9A%E4%BD%A0%E7%9C%9F%E6%98%AF%E7%9C%9F%E7%9A%84%E9%9C%80%E8%A6%81%EF%BC%9F%E9%82%84%E6%98%AF%E5%A4%A7%E5%AE%B6%E6%90%B6%E8%B3%BC%E4%BD%A0%E5%B0%B1%E8%B7%9F%E8%91%97%E8%B2%B7%EF%BC%9F\" >\u72c0\u6cc1\u4e00\uff1a\u4f60\u771f\u662f\u771f\u7684\u9700\u8981\uff1f\u9084\u662f\u5927\u5bb6\u6436\u8cfc\u4f60\u5c31\u8ddf\u8457\u8cb7\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#%E7%8B%80%E6%B3%81%E4%BA%8C%EF%BC%9A%E6%B3%A8%E6%84%8F%EF%BC%81%E4%BF%9D%E9%9A%9C%E9%9A%94%E5%B9%B4%E4%B8%8D%E4%B8%80%E5%AE%9A%E5%8F%AF%E4%BB%A5%E5%BB%B6%E7%BA%8C\" >\u72c0\u6cc1\u4e8c\uff1a\u6ce8\u610f\uff01\u4fdd\u969c\u9694\u5e74\u4e0d\u4e00\u5b9a\u53ef\u4ee5\u5ef6\u7e8c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#%E9%98%B2%E7%96%AB%E4%BF%9D%E5%96%AE%E5%8F%AA%E7%90%86%E8%B3%A0%E7%89%B9%E5%AE%9A%E7%8B%80%E6%B3%81%EF%BC%8C%E6%A2%9D%E4%BB%B6%E5%8F%88%E4%B8%8D%E4%B8%80%E5%AE%9A%E5%AE%B9%E6%98%93%E9%81%94%E5%88%B0\" >\u9632\u75ab\u4fdd\u55ae\u53ea\u7406\u8ce0\u7279\u5b9a\u72c0\u6cc1\uff0c\u689d\u4ef6\u53c8\u4e0d\u4e00\u5b9a\u5bb9\u6613\u9054\u5230<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\/#%E3%80%8C%E5%9F%BA%E6%9C%AC%E9%9A%AA%E7%A8%AE%E3%80%8D%E4%BF%9D%E9%9A%9C%E8%B6%B3%E5%A4%A0%E6%89%8D%E6%98%AF%E6%9C%80%E9%87%8D%E8%A6%81%E7%9A%84%E4%BA%8B%EF%BC%8C%E9%86%AB%E7%99%82%E9%9A%AA%E5%84%AA%E5%85%88%E6%8C%91%E9%86%AB%E7%99%82%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98\" >\u300c\u57fa\u672c\u96aa\u7a2e\u300d\u4fdd\u969c\u8db3\u5920\u624d\u662f\u6700\u91cd\u8981\u7684\u4e8b\uff0c\u91ab\u7642\u96aa\u512a\u5148\u6311\u91ab\u7642\u5be6\u652f\u5be6\u4ed8<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%98%B2%E7%96%AB%E4%BF%9D%E5%96%AE%E6%80%8E%E9%BA%BC%E6%8C%91%EF%BC%9F%E6%8E%8C%E6%8F%A1%E4%B8%89%E5%A4%A7%E9%97%9C%E9%8D%B5%E5%AD%97%E5%B9%AB%E4%BD%A0%E5%BF%AB%E9%80%9F%E7%AF%A9%E9%81%B8%E5%95%86%E5%93%81\"><\/span>\u9632\u75ab\u4fdd\u55ae\u600e\u9ebc\u6311\uff1f\u638c\u63e1\u4e09\u5927\u95dc\u9375\u5b57\u5e6b\u4f60\u5feb\u901f\u7be9\u9078\u5546\u54c1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8207\u9632\u75ab\u6700\u76f8\u95dc\u7684\u4e09\u500b\u95dc\u9375\u5b57\uff1a<strong>(1) \u9694\u96e2 (2) \u78ba\u8a3a (3) \u75ab\u82d7<\/strong>\uff0c\u9019\u4e09\u500b\u9805\u76ee\u662f\u5927\u5bb6\u5728\u8cfc\u8cb7\u9632\u75ab\u4fdd\u55ae\u6642\u5019\u6700\u5e38\u554f\u7684\uff0c\u300c\u9694\u96e2\u6703\u8ce0\u591a\u5c11\u9322\uff1f\u78ba\u8a3a\u6703\u8ce0\u591a\u5c11\u9322\uff1f\u300d\u5e02\u9762\u4e0a\u7684\u4fdd\u55ae\u6709\u9019\u9ebc\u591a\u5f35\uff0c\u4fdd\u969c\u9805\u76ee\u53c8\u6709\u4e0d\u4e00\u6a23\u7684\u540d\u5b57\uff0c\u8a72\u600e\u9ebc\u6bd4\u8f03\u5462\uff1f<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E9%9A%9C%E6%84%88%E5%96%AE%E7%B4%94%E6%84%88%E5%A5%BD%EF%BC%8C%E7%9B%A1%E9%87%8F%E9%9B%86%E4%B8%AD%E5%9C%A8%E7%89%B9%E5%AE%9A%E7%90%86%E8%B3%A0%E9%A0%85%E7%9B%AE\"><\/span>\u4fdd\u969c\u6108\u55ae\u7d14\u6108\u597d\uff0c\u76e1\u91cf\u96c6\u4e2d\u5728\u7279\u5b9a\u7406\u8ce0\u9805\u76ee<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6311\u9078\u7684\u91cd\u9ede\u5176\u5be6\u8ddf\u6211\u5011\u5728\u6311\u4e00\u822c\u4fdd\u969c\u7684\u4fdd\u96aa\u5546\u54c1\u4e00\u6a23\uff1a\u4fdd\u969c\u6108\u55ae\u7d14\u6108\u597d\u3002\u4e0d\u8981\u628a\u4e94\u82b1\u516b\u9580\u7684\u4fdd\u969c\u9805\u76ee\u901a\u901a\u90fd\u585e\u5728\u4e00\u5f35\u5546\u54c1\u88e1\u9762\uff0c\u9019\u6a23\u53ef\u80fd\u6703\u62c9\u9ad8\u8cfc\u8cb7\u4fdd\u96aa\u6642\u7684\u6210\u672c\uff08\u4e5f\u5c31\u662f\u4f60\u8981\u7e73\u66f4\u591a\u7684\u4fdd\u8cbb\uff09\uff0c\u660e\u660e\u662f\u64d4\u5fc3\u9694\u96e2\u6216\u78ba\u8a3a\uff0c\u537b\u4e0d\u5c0f\u5fc3\u591a\u8cb7\u4e86\u71d2\u71d9\u50b7\u6216\u98df\u7269\u4e2d\u6bd2\u7684\u4fdd\u969c\uff1f\u540c\u6a23\u90fd\u662f\u78ba\u8a3a\u7406\u8ce0 5 \u842c\u5143\uff0c\u4f60\u8cb7\u5230\u7684\u4fdd\u96aa\u53ef\u80fd\u5c31\u6bd4\u5225\u4eba\u8cb4\u4e86\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%93%94%E5%BF%83%E7%96%AB%E8%8B%97%E5%89%AF%E4%BD%9C%E7%94%A8%EF%BC%9F%E4%BD%8F%E9%99%A2%E6%97%A5%E9%A1%8D%E7%82%BA%E4%B8%BB%E8%A6%81%E7%9A%84%E7%90%86%E8%B3%A0%E9%A0%85%E7%9B%AE\"><\/span>\u64d4\u5fc3\u75ab\u82d7\u526f\u4f5c\u7528\uff1f\u4f4f\u9662\u65e5\u984d\u70ba\u4e3b\u8981\u7684\u7406\u8ce0\u9805\u76ee<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u65e2\u7136\u90fd\u95b1\u8b80\u5230\u9019\u7bc7\u6587\u7ae0\uff0c\u4f60\u4e00\u5b9a\u662f\u8981\u60f3\u8981\u627e\u8ddf\u9632\u75ab\u6700\u76f8\u95dc\u7684\u5546\u54c1\u5c0d\u5427\uff1f\u5982\u679c\u4f60\u60f3\u627e\u300c\u78ba\u8a3a\u300d\u3001\u300c\u9694\u96e2\u300d\u5c31\u6703\u7406\u8ce0\u4e00\u7b46\u9322\u7684\u9632\u75ab\u96aa &#8230; \u5f88\u62b1\u6b49\uff0c\u7531\u65bc\u76ee\u524d\u6bcf\u65e5\u78ba\u8a3a\u4eba\u6578\u7834\u842c\uff0c\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u7121\u6cd5\u627f\u64d4\u9019\u7a2e\u98a8\u96aa\uff0c\u6b64\u985e\u5546\u54c1\u5168\u90fd\u505c\u6b62\u8ca9\u552e\u4e86\u3002<\/p>\n\n\n\n<p>\u5e02\u9762\u4e0a\u9084\u80fd\u8cfc\u8cb7\u7684\u9632\u75ab\u4fdd\u55ae\u5927\u591a\u90fd\u662f\u91dd\u5c0d\u65bd\u6253\u75ab\u82d7\u5f8c\u78ba\u8a3a\u4f4f\u9662\u4e00\u5929\u8ce0\u591a\u5c11\u9322\uff0c\u6216\u662f\u65bd\u6253\u75ab\u82d7\u5f8c\u8eab\u6545\u6703\u8ce0\u591a\u5c11\u9322\uff0c\u63a5\u4e0b\u4f86\u5c31\u4f9d\u5e8f\u4ecb\u7d39\u76ee\u524d\u9084\u80fd\u8cfc\u8cb7\u7684\u9632\u75ab\u96aa\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%95%86%E5%93%81%E4%BB%8B%E7%B4%B9\"><\/span>\u5546\u54c1\u4ecb\u7d39<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ee5\u4e0b\u7bc4\u4f8b\u90fd\u4ee5 30 \u6b72\u5973\u6027\u70ba\u4f8b\uff0c\u8a73\u7d30\u7684\u4fdd\u969c\u5167\u5bb9\u53ca\u8cbb\u7387\u53ef\u4ee5\u9ede\u9078\u5546\u54c1\u540d\u7a31\u9032\u53bb\u770b\u770b\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E5%8D%97%E5%B1%B1%E7%94%A2%E7%89%A9\"><\/span>1. \u5357\u5c71\u7522\u7269<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p> \ud83d\udcd1  \u5357\u5c71\u7522\u7269\u300c\u611b\u6ce8\u75ab\u300d\u75ab\u82d7\u4fdd\u96aa \uff0c\u65b9\u6848A\uff0c\u4fdd\u8cbb 182 \u5143<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u65bd\u6253\u75ab\u82d7\u5f8c\u4f4f\u9662\u65e5\u984d\uff1a\u6bcf\u65e5\u7406\u8ce0 3,000 \u5143\uff0c\u4f4f\u9032\u52a0\u8b77\u75c5\u623f\u6bcf\u65e5\u7406\u8ce0 6,000 \u5143\u3002<\/li>\n\n\n\n<li>\u65bd\u6253\u75ab\u82d7\u5f8c\u4f4f\u9662\u8d85\u904e 3 \u5929\u4ee5\u4e0a\uff0c\u7406\u8ce0\u4e00\u6b21 15,000 \u5143\u3002<\/li>\n\n\n\n<li>\u65bd\u6253\u75ab\u82d7\u5f8c\u8eab\u6545\uff1a\u7406\u8ce0 30 \u842c\u5143\u3002<\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E5%8D%97%E5%B1%B1%E4%BA%BA%E5%A3%BD\"><\/span>2. \u5357\u5c71\u4eba\u58fd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p> \ud83d\udcd1 <a href=\"https:\/\/finfo.tw\/products\/1HI-%E5%8D%97%E5%B1%B1%E4%BA%BA%E5%A3%BD%E6%97%A5%E6%BA%A2%E5%B9%B8%E7%A6%8F%E4%BD%8F%E9%99%A2%E6%97%A5%E9%A1%8D%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA-2020-08-17\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u5357\u5c71\u4eba\u58fd\u65e5\u6ea2\u5e78\u798f\u4f4f\u9662\u65e5\u984d\u5065\u5eb7\u4fdd\u96aa (1HI)\uff0c\u4fdd\u984d 2,000 \u5143\uff0c\u4fdd\u8cbb 2,960 \u5143\u3002<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u6cd5\u5b9a\u50b3\u67d3\u75be\u75c5<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f4f\u9662\uff1a\u6bcf\u65e5\u7406\u8ce0 3,000 \u5143\uff0c\u8ca0\u58d3\u9694\u96e2\u75c5\u623f\u6216\u52a0\u8b77\u75c5\u623f\u6bcf\u65e5\u7406\u8ce0 6,000 \u5143\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4e00\u822c\u75be\u75c5<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f4f\u9662\uff1a\u7b2c 1-30 \u65e5\u6bcf\u65e5\u88e1\u8ce0 2,000 \u5143\uff0c\u7b2c 31 \u65e5\u4ee5\u4e0a\u6bcf\u65e5\u7406\u8ce0 4,000 \u5143\u3002<\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">\u5357\u5c71\u4eba\u58fd\u9632\u75ab\u4fdd\u5065\u73fe\u91d1\u56de\u994b\u9644\u52a0\u689d\u6b3e(PHCB)<\/h4>\n\n\n\n<p>\u53ea\u8981\u4f60\u7684\u4fdd\u55ae\u4e2d\u6709\u300c\u5357\u5c71\u4e94\u5c0f\u798f\uff08\u8a3b\u4e09\uff09\u300d\u5546\u54c1\u4e4b\u4e00\u5c31\u6703\u81ea\u52d5\u9644\u52a0\u6b64\u689d\u6b3e\uff0c\u5728\u4fdd\u969c\u671f\u9593\u5167\u5b8c\u6210\u300c\u6307\u5b9a\u75ab\u82d7\u63a5\u7a2e\u300d\u6216\u300c\u6307 \u5b9a\u764c\u75c7\u7be9\u6aa2\u300d\u5c31\u53ef\u4ee5\u7533\u8acb\u9632\u75ab\u4fdd\u5065\u56de\u994b\u91d1\uff0c\u56de\u994b\u7684\u91d1\u984d\u70ba\u300c\u5e74\u7e73\u4fdd\u8cbb x&nbsp;2%\u300d\u3002<\/p>\n\n\n\n<p>\u8a3b\u4e09\uff1a\u5357\u5c71\u4e94\u5c0f\u798f\u5305\u542b\u4ee5\u4e0b\u5546\u54c1<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5357\u5c71\u4eba\u58fd\u65e5\u6ea2\u5e78\u798f\u4f4f\u9662\u65e5\u984d\u5065\u5eb7\u4fdd\u96aa<\/li>\n\n\n\n<li>\u5357\u5c71\u4eba\u58fd\u5be6\u73fe\u5e78\u798f\u90e8\u5206\u8ca0\u64d4\u4f4f\u9662\u91ab\u7642\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04<\/li>\n\n\n\n<li>\u5357\u5c71\u4eba\u58fd\u624b\u63e1\u5e78\u798f\u624b\u8853\u91ab\u7642\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04<\/li>\n\n\n\n<li>\u5357\u5c71\u4eba\u58fd\u7167\u4eae\u5e78\u798f\u9577\u671f\u7167\u9867\u4fdd\u96aa<\/li>\n\n\n\n<li>\u5357\u5c71\u4eba\u58fd\u5361\u6eff\u6ea2\u5e78\u798f\u91cd\u5927\u50b7\u75c5\u4fdd\u96aa\u9644\u7d04<\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%98%B2%E7%96%AB%E4%BF%9D%E5%96%AE%E7%9C%9F%E7%9A%84%E6%9C%89%E9%80%99%E9%BA%BC%E5%A5%BD%E5%97%8E%EF%BC%9F%E8%AB%8B%E5%85%88%E6%83%B3%E4%B8%80%E4%B8%8B%E9%80%99%E4%B8%89%E5%80%8B%E6%83%85%E5%A2%83\"><\/span>\u9632\u75ab\u4fdd\u55ae\u771f\u7684\u6709\u9019\u9ebc\u597d\u55ce\uff1f\u8acb\u5148\u60f3\u4e00\u4e0b\u9019\u4e09\u500b\u60c5\u5883<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%8B%80%E6%B3%81%E4%B8%80%EF%BC%9A%E4%BD%A0%E7%9C%9F%E6%98%AF%E7%9C%9F%E7%9A%84%E9%9C%80%E8%A6%81%EF%BC%9F%E9%82%84%E6%98%AF%E5%A4%A7%E5%AE%B6%E6%90%B6%E8%B3%BC%E4%BD%A0%E5%B0%B1%E8%B7%9F%E8%91%97%E8%B2%B7%EF%BC%9F\"><\/span>\u72c0\u6cc1\u4e00\uff1a\u4f60\u771f\u662f\u771f\u7684\u9700\u8981\uff1f\u9084\u662f\u5927\u5bb6\u6436\u8cfc\u4f60\u5c31\u8ddf\u8457\u8cb7\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u91d0\u6e05\u81ea\u5df1\u7684\u9632\u75ab\u72c0\u614b\uff0c\u5982\u679c\u4f60\u7684\u5de5\u4f5c\u662f\u5c6c\u65bc\u9700\u8981\u8207\u4eba\u983b\u7e41\u63a5\u89f8\u3001\u7121\u6cd5\u9060\u7aef\u5de5\u4f5c\u4ecd\u9700\u51fa\u9580\u7684\u4eba\uff0c\u6216\u662f\u4f4f\u5728\u75ab\u60c5\u6bd4\u8f03\u56b4\u91cd\u7684\u5730\u5340\uff08\u4f8b\u5982\uff1a\u53f0\u5317\u5e02\u8207\u65b0\u5317\u5e02\uff09\u518d\u8003\u616e\u8cfc\u8cb7\uff0c\u4e0d\u8981\u8207\u4eba\u63a5\u89f8\u5c31\u80fd\u5927\u5927\u964d\u4f4e\u67d3\u75ab\u7684\u98a8\u96aa\uff0c\u81ea\u7136\u5c0d\u9632\u75ab\u4fdd\u55ae\u7684\u9700\u6c42\u4e5f\u5c31\u964d\u4f4e\u4e86\u3002<\/p>\n\n\n\n<p>\u771f\u6b63\u91cd\u8981\u7684\u662f\u505a\u597d\u9632\u75ab\u5de5\u4f5c\uff0c\u60f3\u8fa6\u6cd5\u4e0d\u8981\u6210\u70ba\u75ab\u60c5\u50b3\u64ad\u7684\u9014\u5f91\uff0c\u91cd\u8981\u7a0b\u5ea6\u9060\u5927\u65bc\u8cfc\u8cb7\u4e00\u5f35\u9632\u75ab\u4fdd\u55ae\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%8B%80%E6%B3%81%E4%BA%8C%EF%BC%9A%E6%B3%A8%E6%84%8F%EF%BC%81%E4%BF%9D%E9%9A%9C%E9%9A%94%E5%B9%B4%E4%B8%8D%E4%B8%80%E5%AE%9A%E5%8F%AF%E4%BB%A5%E5%BB%B6%E7%BA%8C\"><\/span>\u72c0\u6cc1\u4e8c\uff1a\u6ce8\u610f\uff01\u4fdd\u969c\u9694\u5e74\u4e0d\u4e00\u5b9a\u53ef\u4ee5\u5ef6\u7e8c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9019\u6b21\u7684\u9632\u75ab\u4fdd\u55ae\u5927\u591a\u90fd\u662f\u300c\u7522\u96aa\u300d\u516c\u53f8\u63a8\u51fa\u7684\u5546\u54c1\uff0c\u5c6c\u65bc\u4e00\u5e74\u671f\u7684\u4fdd\u96aa\uff0c\u9694\u5e74\u6c92\u6709\u4fdd\u8b49\u7e8c\u4fdd\uff0c\u6240\u4ee5\uff0c\u4eca\u5e74\u6295\u4fdd\u4ee5\u5f8c\u660e\u5e74\u4e0d\u4e00\u5b9a\u80fd\u5920\u7e7c\u7e8c\u8cfc\u8cb7\u3002\u4f8b\u5982\uff1a\u4eca\u5e74\u8eab\u9ad4\u6c92\u6709\u7167\u9867\u597d\uff0c\u4fdd\u96aa\u516c\u53f8\u9694\u5e74\u89ba\u5f97\u4f60\u597d\u5371\u96aa\uff0c\u4e0d\u60f3\u6536\u4f60\u7684\u9322\u627f\u64d4\u98a8\u96aa\uff1b\u6216\u662f\u9019\u500b\u5546\u54c1\u505c\u552e\u4e86\uff0c\u4fdd\u96aa\u516c\u53f8\u63a8\u51fa\u7684\u65b0\u7684\u5546\u54c1\uff08\u53ef\u80fd\u4fdd\u969c\u964d\u4f4e\u6216\u662f\u4fdd\u8cbb\u8b8a\u9ad8\uff09\uff0c\u9019\u6a23\u7684\u72c0\u6cc1\u4f60\u4e5f\u4e0d\u80fd\u5ef6\u7e8c\u8cfc\u8cb7\u76f8\u540c\u7684\u4fdd\u55ae\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%98%B2%E7%96%AB%E4%BF%9D%E5%96%AE%E5%8F%AA%E7%90%86%E8%B3%A0%E7%89%B9%E5%AE%9A%E7%8B%80%E6%B3%81%EF%BC%8C%E6%A2%9D%E4%BB%B6%E5%8F%88%E4%B8%8D%E4%B8%80%E5%AE%9A%E5%AE%B9%E6%98%93%E9%81%94%E5%88%B0\"><\/span>\u9632\u75ab\u4fdd\u55ae\u53ea\u7406\u8ce0\u7279\u5b9a\u72c0\u6cc1\uff0c\u689d\u4ef6\u53c8\u4e0d\u4e00\u5b9a\u5bb9\u6613\u9054\u5230<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>\u9632\u75ab\u4fdd\u55ae\u4e2d\u7684\u7406\u8ce0\u9805\u76ee\u300c\u78ba\u8a3a\u4f4f\u9662\u6703\u7406\u8ce0\u300d\uff0c\u4f46\u662f\uff0c\u73fe\u5728\u6709\u91ab\u9662\u53ef\u4ee5\u8b93\u4f60\u4f4f\u55ce\uff1f<\/strong><\/p>\n\n\n\n<p>\u56e0\u70ba\u91ab\u7642\u8cc7\u6e90\u4e0d\u8db3\uff0c\u653f\u5e9c\u547c\u7c72\u5373\u4f7f\u662f\u78ba\u8a3a\u7684\u6c11\u773e\uff0c\u75c7\u72c0\u8f15\u8005\u8acb\u81ea\u884c\u5728\u5bb6\u9694\u96e2\uff0c\u6216\u662f\u672a\u4f86\u5fb5\u7528\u65c5\u9928\u4f5c\u70ba\u75c5\u623f\u4e0d\u8db3\u7684\u66ff\u4ee3\u65b9\u6848\uff0c\u9019\u4e9b\u90fd\u4e0d\u7b26\u5408\u300c\u4f4f\u9662\u300d\u7684\u72c0\u6cc1\uff0c\u9019\u6a23\u4e00\u4f86\u5c31\u6c92\u6709\u8fa6\u6cd5\u7533\u8acb\u4f4f\u9662\u4fdd\u96aa\u91d1\u4e86\u3002<\/p>\n\n\n\n<p><strong>\u63a5\u7a2e\u75ab\u82d7\u5f8c\u767c\u751f\u4e0d\u826f\u53cd\u61c9\uff0c\u90a3\u6a23\u7684\u4fdd\u96aa\u6709\u9700\u8981\u4fdd\u55ce\uff1f<\/strong><\/p>\n\n\n\n<p>\u5982\u679c\u63a5\u7a2e\u75ab\u82d7\u5f8c\uff0c\u767c\u751f\u7684\u526f\u4f5c\u7528\u662f\u808c\u8089\u75e0\u75db\u7121\u529b\u3001\u982d\u75db\u75b2\u5026\u7b49\u72c0\u6cc1\uff0c\u751a\u81f3\u9023\u4f4f\u9662\u90fd\u4e0d\u9700\u8981\uff0c\u53ea\u8981\u5728\u5bb6\u4f11\u990a\u5c31\u597d\u4e86\u3002\u60f3\u4e00\u4e0b\u8ddd\u96e2\u4f60\u4f60\u4e0a\u6b21\u63a5\u7a2e\u75ab\u82d7\uff0c\u4f4f\u9662\u7684\u72c0\u6cc1\u662f\u5e7e\u5e74\u4ee5\u524d\uff1f\u751a\u81f3\u6709\u767c\u751f\u904e\u55ce\uff1f\u6709\u7684\u96aa\u7a2e\u4f4f\u9662\u6bcf\u6b21\u6703\u7406\u8ce0 1 \u842c\u5143\uff0c5 \u5929\u4ee5\u4e0a\u984d\u5916\u7406\u8ce0 5 \u842c\u5143\uff0c\u4f46\u4ee5\u73fe\u5728\u7684\u91ab\u5b78\u6280\u8853\u4f86\u770b\uff0c\u4f4f\u9662 5 \u5929\u7684\u96e3\u5ea6\u771f\u7684\u662f\u5f88\u9ad8\uff0c\u7b49\u65bc\u770b\u5f97\u5230\u4f46\u4e0d\u4e00\u5b9a\u7533\u8acb\u5f97\u5230\uff0c<\/p>\n\n\n\n<p>\u5982\u679c\u771f\u7684\u767c\u751f\u8840\u6813\u9019\u7a2e\u56b4\u91cd\u7684\u526f\u4f5c\u7528\uff0c\u90a3\u9700\u8981\u64d4\u5fc3\u7684\u61c9\u8a72\u662f\u624b\u8853\u4e2d\u662f\u5426\u6703\u7528\u5230\u6602\u8cb4\u7684\u91ab\u7642\u6750\u6599\u4ee5\u53ca\u5f8c\u7e8c\u6cbb\u7642\u7684\u85e5\u7269\uff0c\u9019\u90e8\u5206\u5982\u679c\u6709\u91ab\u7642\u5be6\u652f\u5be6\u4ed8\uff0c\u624b\u8853\u904e\u7a0b\u4e2d\u7684\u6602\u8cb4\u6750\u6599\u8cbb\u624d\u53ef\u4ee5\u771f\u6b63\u5f97\u5230\u5e6b\u52a9\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%80%8C%E5%9F%BA%E6%9C%AC%E9%9A%AA%E7%A8%AE%E3%80%8D%E4%BF%9D%E9%9A%9C%E8%B6%B3%E5%A4%A0%E6%89%8D%E6%98%AF%E6%9C%80%E9%87%8D%E8%A6%81%E7%9A%84%E4%BA%8B%EF%BC%8C%E9%86%AB%E7%99%82%E9%9A%AA%E5%84%AA%E5%85%88%E6%8C%91%E9%86%AB%E7%99%82%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98\"><\/span>\u300c\u57fa\u672c\u96aa\u7a2e\u300d\u4fdd\u969c\u8db3\u5920\u624d\u662f\u6700\u91cd\u8981\u7684\u4e8b\uff0c\u91ab\u7642\u96aa\u512a\u5148\u6311\u91ab\u7642\u5be6\u652f\u5be6\u4ed8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7576\u75ab\u60c5\u767c\u751f\u7684\u6642\u5019\u8cb7\u76f8\u5c0d\u61c9\u7684\u96aa\u7a2e\uff0c\u807d\u8d77\u4f86\u5f88\u5408\u7406\uff0c\u4f46\u6211\u5011\u8981\u610f\u8b58\u5230\u4e00\u4ef6\u4e8b\uff1a\u300c\u8cb7\u4fdd\u96aa\u7684\u9810\u7b97\u8981\u63a7\u5236\u597d\uff0c\u4e0d\u8981\u6771\u8cb7\u897f\u8cb7\u6108\u8cb7\u6108\u591a\u300d\u3002\u4fdd\u96aa\u516c\u53f8\u96a8\u8457\u6642\u4e8b\u6703\u4e0d\u65b7\u63a8\u51fa\u65b0\u5546\u54c1\uff0c\u4f46\u6211\u5011\u53ea\u8981\u505a\u597d\u4fdd\u969c\u6700\u5ee3\u7684\u642d\u914d\u65b9\u5f0f\uff0c\u5c31\u4e0d\u6703\u64d4\u5fc3\u9019\u500b\u72c0\u6cc1\u6703\u966a\uff0c\u90a3\u500b\u72c0\u6cc1\u4e0d\u8ce0\u3002<\/p>\n\n\n\n<p>\u5728\u9810\u7b97\u6709\u9650\u7684\u72c0\u6cc1\u4e0b\uff0c\u91ab\u7642\u4fdd\u969c\u5efa\u8b70\u9084\u662f\u4ee5\u300c\u91ab\u7642\u5be6\u652f\u5be6\u4ed8\u300d\u70ba\u4e3b\uff0c\u91ab\u9662\u5167\u9ad8\u7d1a\u7684\u6750\u6599\u8cbb\u7528\u624d\u662f\u6211\u5011\u7121\u6cd5\u8ca0\u64d4\u7684\uff0c\u81f3\u65bc\u300c\u56e0\u6cd5\u5b9a\u50b3\u67d3\u75be\u75c5\u9694\u96e2\u300d\u80fd\u9818\u591a\u5c11\u9322\uff0c\u9019\u7a2e\u9322\u4e26\u4e0d\u6703\u8b93\u4f60\u5927\u5bcc\u5927\u8cb4\uff0c\u4e5f\u4e0d\u6703\u771f\u7684\u81ea\u5df1\u7121\u6cd5\u8ca0\u64d4\u3002<\/p>\n\n\n\n<p>\u8207\u5176\u82b1\u9322\u8cb7\u9632\u75ab\u76f8\u95dc\u7684\u4fdd\u96aa\uff0c\u9084\u662f\u8981\u63d0\u9192\u4e00\u4e0b\uff0c\u91ab\u7642\u5be6\u652f\u5be6\u4ed8\u624d\u662f\u6211\u5011\u7528\u4f86\u61c9\u4ed8\u91ab\u7642\u8cbb\u7528\u7684\u6839\u672c\u4e4b\u9053\u3002\u5982\u679c\u771f\u7684\u64d4\u5fc3\u78ba\u8a3a\u4ee5\u5f8c\u7684\u91ab\u7642\u82b1\u8cbb\uff0c\u90a3\u5c31\u7528\u96d9\u5be6\u652f\u5be6\u4ed8\u642d\u914d\u5c31\u53ef\u4ee5\u4e86\uff0c\u4e0d\u53ea\u4fdd\u969c\u6cd5\u5b9a\u50b3\u67d3\u75be\u75c5\uff0c\u5176\u4ed6\u75be\u75c5\u6216\u610f\u5916\u5c0e\u81f4\u7684\u4f4f\u9662\u3001\u624b\u8853\u90fd\u53ef\u4ee5\u7406\u8ce0\uff0c\u4fdd\u969c\u7bc4\u570d\u5ee3\uff0c\u5927\u591a\u6578\u5be6\u652f\u5be6\u4ed8\u53c8\u6709\u4fdd\u8b49\u7e8c\u4fdd\uff0c\u4e0d\u7528\u64d4\u5fc3\u9694\u5e74\u7684\u4fdd\u969c\uff0c\u9019\u7a2e\u4fdd\u96aa\u624d\u662f\u6211\u5011\u6703\u512a\u5148\u8003\u91cf\u7684\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86?finfo_blog=post_3785\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u91ab\u7642\u96aa\u898f\u5283\uff0c\u6700\u5f37\u5be6\u652f\u5be6\u4ed8\u63a8\u85a6\u7e3d\u6574\u7406<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u524d\u9663\u5b50\uff0c\u81fa\u7063\u7522\u7269\u51fa\u4e86\u4e00\u5f35 500 \u5143\u5c31\u80fd\u8cfc\u8cb7\u7684\u9632\u75ab\u4fdd\u55ae\uff0c\u53ea\u8981\u6536\u5230\u653f\u5e9c\u901a\u77e5\u7684\u9694\u901a\u77e5\u66f8\u5c31\u53ef\u4ee5\u7406\u8ce0 10 \u842c\u5143\uff0c\u56e0\u70ba [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3797,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_finfo_faq_schema":"","_yoast_wpseo_focuskw":"\u9632\u75ab","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"\u8fd1\u65e5\u75ab\u60c5\u55ae\u65e5\u7834\u842c\u7684\u72c0\u6cc1\u4e0b\uff0c\u73fe\u5728\u9084\u6709\u54ea\u4e9b\u9632\u75ab\u76f8\u95dc\u7684\u4fdd\u96aa\u80fd\u5920\u8cfc\u8cb7\u5462\uff1f\u8b93 Finfo \u5e6b\u4f60\u505a\u500b\u7e3d\u6574\u7406\uff0c\u4e00\u6b21\u8490\u96c6\u5e02\u9762\u4e0a\u8a62\u554f\u5ea6\u6700\u9ad8\u7684\u9632\u75ab\u4fdd\u55ae\u3002","_finfo_speakable_schema":"","_finfo_custom_schema":"","_finfo_article_summary":"","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[10],"tags":[57],"class_list":["post-3785","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-planning","tag-57","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2 - Finfo\u4fdd\u96aa\u90e8\u843d\u683c<\/title>\n<meta name=\"description\" content=\"\u8fd1\u65e5\u75ab\u60c5\u55ae\u65e5\u7834\u842c\u7684\u72c0\u6cc1\u4e0b\uff0c\u73fe\u5728\u9084\u6709\u54ea\u4e9b\u9632\u75ab\u76f8\u95dc\u7684\u4fdd\u96aa\u80fd\u5920\u8cfc\u8cb7\u5462\uff1f\u8b93 Finfo \u5e6b\u4f60\u505a\u500b\u7e3d\u6574\u7406\uff0c\u4e00\u6b21\u8490\u96c6\u5e02\u9762\u4e0a\u8a62\u554f\u5ea6\u6700\u9ad8\u7684\u9632\u75ab\u4fdd\u55ae\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u78ba\u8a3a\u80fd\u9818\u591a\u5c11\u9322\u4e00\u5f35\u8868\u5c31\u770b\u61c2\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2 - Finfo\u4fdd\u96aa\u90e8\u843d\u683c\" \/>\n<meta property=\"og:description\" content=\"\u8fd1\u65e5\u75ab\u60c5\u55ae\u65e5\u7834\u842c\u7684\u72c0\u6cc1\u4e0b\uff0c\u73fe\u5728\u9084\u6709\u54ea\u4e9b\u9632\u75ab\u76f8\u95dc\u7684\u4fdd\u96aa\u80fd\u5920\u8cfc\u8cb7\u5462\uff1f\u8b93 Finfo \u5e6b\u4f60\u505a\u500b\u7e3d\u6574\u7406\uff0c\u4e00\u6b21\u8490\u96c6\u5e02\u9762\u4e0a\u8a62\u554f\u5ea6\u6700\u9ad8\u7684\u9632\u75ab\u4fdd\u55ae\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/finfo.tw\/blog\/insurance-planning\/\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u78ba\u8a3a\u80fd\u9818\u591a\u5c11\u9322\u4e00\u5f35\u8868\u5c31\u770b\u61c2\" \/>\n<meta property=\"og:site_name\" content=\"Finfo\u4fdd\u96aa\u90e8\u843d\u683c\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/finfo.tw\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-14T06:16:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-11T06:53:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2021\/05\/photo-1491841573634-28140fc7ced7.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"375\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"jmhuang\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"jmhuang\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\"},\"author\":{\"name\":\"jmhuang\",\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/#\\\/schema\\\/person\\\/37df4c0af7c4d655ed5d976c79566b87\"},\"headline\":\"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2\",\"datePublished\":\"2021-10-14T06:16:00+00:00\",\"dateModified\":\"2026-02-11T06:53:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\"},\"wordCount\":8,\"publisher\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/photo-1491841573634-28140fc7ced7.jpg\",\"keywords\":[\"\u91ab\u7642\u96aa\"],\"articleSection\":[\"\u4fdd\u96aa\u898f\u5283\u5efa\u8b70\"],\"inLanguage\":\"zh-TW\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\",\"url\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\",\"name\":\"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2 - Finfo\u4fdd\u96aa\u90e8\u843d\u683c\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/photo-1491841573634-28140fc7ced7.jpg\",\"datePublished\":\"2021-10-14T06:16:00+00:00\",\"dateModified\":\"2026-02-11T06:53:42+00:00\",\"description\":\"\u8fd1\u65e5\u75ab\u60c5\u55ae\u65e5\u7834\u842c\u7684\u72c0\u6cc1\u4e0b\uff0c\u73fe\u5728\u9084\u6709\u54ea\u4e9b\u9632\u75ab\u76f8\u95dc\u7684\u4fdd\u96aa\u80fd\u5920\u8cfc\u8cb7\u5462\uff1f\u8b93 Finfo \u5e6b\u4f60\u505a\u500b\u7e3d\u6574\u7406\uff0c\u4e00\u6b21\u8490\u96c6\u5e02\u9762\u4e0a\u8a62\u554f\u5ea6\u6700\u9ad8\u7684\u9632\u75ab\u4fdd\u55ae\u3002\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#primaryimage\",\"url\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/photo-1491841573634-28140fc7ced7.jpg\",\"contentUrl\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/photo-1491841573634-28140fc7ced7.jpg\",\"width\":375,\"height\":250,\"caption\":\"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/insurance-planning\\\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/finfo.tw\\\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/\",\"name\":\"Finfo\u4fdd\u96aa\u90e8\u843d\u683c\",\"description\":\"\u8f15\u9b06\u627e\u5230\u6700\u9069\u5408\u7684\u4fdd\u96aa\",\"publisher\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/#organization\",\"name\":\"Finfo\u4fdd\u96aa\u90e8\u843d\u683c\",\"url\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/finfo_logo.png\",\"contentUrl\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/finfo_logo.png\",\"width\":480,\"height\":126,\"caption\":\"Finfo\u4fdd\u96aa\u90e8\u843d\u683c\"},\"image\":{\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/finfo.tw\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/#\\\/schema\\\/person\\\/37df4c0af7c4d655ed5d976c79566b87\",\"name\":\"jmhuang\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d2f1233e7991f012290fb7e738ac9aee8bd6f03c50600be7542be9f525cb0fb1?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d2f1233e7991f012290fb7e738ac9aee8bd6f03c50600be7542be9f525cb0fb1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d2f1233e7991f012290fb7e738ac9aee8bd6f03c50600be7542be9f525cb0fb1?s=96&d=mm&r=g\",\"caption\":\"jmhuang\"},\"url\":\"https:\\\/\\\/finfo.tw\\\/blog\\\/author\\\/jmhuang\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2 - Finfo\u4fdd\u96aa\u90e8\u843d\u683c","description":"\u8fd1\u65e5\u75ab\u60c5\u55ae\u65e5\u7834\u842c\u7684\u72c0\u6cc1\u4e0b\uff0c\u73fe\u5728\u9084\u6709\u54ea\u4e9b\u9632\u75ab\u76f8\u95dc\u7684\u4fdd\u96aa\u80fd\u5920\u8cfc\u8cb7\u5462\uff1f\u8b93 Finfo \u5e6b\u4f60\u505a\u500b\u7e3d\u6574\u7406\uff0c\u4e00\u6b21\u8490\u96c6\u5e02\u9762\u4e0a\u8a62\u554f\u5ea6\u6700\u9ad8\u7684\u9632\u75ab\u4fdd\u55ae\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/finfo.tw\/blog\/insurance-planning\/\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u78ba\u8a3a\u80fd\u9818\u591a\u5c11\u9322\u4e00\u5f35\u8868\u5c31\u770b\u61c2","og_locale":"zh_TW","og_type":"article","og_title":"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2 - Finfo\u4fdd\u96aa\u90e8\u843d\u683c","og_description":"\u8fd1\u65e5\u75ab\u60c5\u55ae\u65e5\u7834\u842c\u7684\u72c0\u6cc1\u4e0b\uff0c\u73fe\u5728\u9084\u6709\u54ea\u4e9b\u9632\u75ab\u76f8\u95dc\u7684\u4fdd\u96aa\u80fd\u5920\u8cfc\u8cb7\u5462\uff1f\u8b93 Finfo \u5e6b\u4f60\u505a\u500b\u7e3d\u6574\u7406\uff0c\u4e00\u6b21\u8490\u96c6\u5e02\u9762\u4e0a\u8a62\u554f\u5ea6\u6700\u9ad8\u7684\u9632\u75ab\u4fdd\u55ae\u3002","og_url":"https:\/\/finfo.tw\/blog\/insurance-planning\/\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u78ba\u8a3a\u80fd\u9818\u591a\u5c11\u9322\u4e00\u5f35\u8868\u5c31\u770b\u61c2","og_site_name":"Finfo\u4fdd\u96aa\u90e8\u843d\u683c","article_publisher":"https:\/\/www.facebook.com\/finfo.tw","article_published_time":"2021-10-14T06:16:00+00:00","article_modified_time":"2026-02-11T06:53:42+00:00","og_image":[{"width":375,"height":250,"url":"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2021\/05\/photo-1491841573634-28140fc7ced7.jpg","type":"image\/jpeg"}],"author":"jmhuang","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005:":"jmhuang","\u9810\u4f30\u95b1\u8b80\u6642\u9593":"1 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#article","isPartOf":{"@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82"},"author":{"name":"jmhuang","@id":"https:\/\/finfo.tw\/blog\/#\/schema\/person\/37df4c0af7c4d655ed5d976c79566b87"},"headline":"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2","datePublished":"2021-10-14T06:16:00+00:00","dateModified":"2026-02-11T06:53:42+00:00","mainEntityOfPage":{"@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82"},"wordCount":8,"publisher":{"@id":"https:\/\/finfo.tw\/blog\/#organization"},"image":{"@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#primaryimage"},"thumbnailUrl":"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2021\/05\/photo-1491841573634-28140fc7ced7.jpg","keywords":["\u91ab\u7642\u96aa"],"articleSection":["\u4fdd\u96aa\u898f\u5283\u5efa\u8b70"],"inLanguage":"zh-TW"},{"@type":"WebPage","@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82","url":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82","name":"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2 - Finfo\u4fdd\u96aa\u90e8\u843d\u683c","isPartOf":{"@id":"https:\/\/finfo.tw\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#primaryimage"},"image":{"@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#primaryimage"},"thumbnailUrl":"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2021\/05\/photo-1491841573634-28140fc7ced7.jpg","datePublished":"2021-10-14T06:16:00+00:00","dateModified":"2026-02-11T06:53:42+00:00","description":"\u8fd1\u65e5\u75ab\u60c5\u55ae\u65e5\u7834\u842c\u7684\u72c0\u6cc1\u4e0b\uff0c\u73fe\u5728\u9084\u6709\u54ea\u4e9b\u9632\u75ab\u76f8\u95dc\u7684\u4fdd\u96aa\u80fd\u5920\u8cfc\u8cb7\u5462\uff1f\u8b93 Finfo \u5e6b\u4f60\u505a\u500b\u7e3d\u6574\u7406\uff0c\u4e00\u6b21\u8490\u96c6\u5e02\u9762\u4e0a\u8a62\u554f\u5ea6\u6700\u9ad8\u7684\u9632\u75ab\u4fdd\u55ae\u3002","breadcrumb":{"@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#primaryimage","url":"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2021\/05\/photo-1491841573634-28140fc7ced7.jpg","contentUrl":"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2021\/05\/photo-1491841573634-28140fc7ced7.jpg","width":375,"height":250,"caption":"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406"},{"@type":"BreadcrumbList","@id":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%98%b2%e7%96%ab%e4%bf%9d%e5%96%ae%e7%b8%bd%e6%95%b4%e7%90%86%ef%bc%8c%e7%a2%ba%e8%a8%ba%e8%83%bd%e9%a0%98%e5%a4%9a%e5%b0%91%e9%8c%a2%e4%b8%80%e5%bc%b5%e8%a1%a8%e5%b0%b1%e7%9c%8b%e6%87%82#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/finfo.tw\/blog"},{"@type":"ListItem","position":2,"name":"\u9632\u75ab\u4fdd\u55ae\u7e3d\u6574\u7406\uff0c\u4f4f\u9662\u80fd\u9818\u591a\u5c11\u9322\u4e00\u6b21\u770b\u61c2"}]},{"@type":"WebSite","@id":"https:\/\/finfo.tw\/blog\/#website","url":"https:\/\/finfo.tw\/blog\/","name":"Finfo\u4fdd\u96aa\u90e8\u843d\u683c","description":"\u8f15\u9b06\u627e\u5230\u6700\u9069\u5408\u7684\u4fdd\u96aa","publisher":{"@id":"https:\/\/finfo.tw\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/finfo.tw\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/finfo.tw\/blog\/#organization","name":"Finfo\u4fdd\u96aa\u90e8\u843d\u683c","url":"https:\/\/finfo.tw\/blog\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/finfo.tw\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/10\/finfo_logo.png","contentUrl":"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/10\/finfo_logo.png","width":480,"height":126,"caption":"Finfo\u4fdd\u96aa\u90e8\u843d\u683c"},"image":{"@id":"https:\/\/finfo.tw\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/finfo.tw"]},{"@type":"Person","@id":"https:\/\/finfo.tw\/blog\/#\/schema\/person\/37df4c0af7c4d655ed5d976c79566b87","name":"jmhuang","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/secure.gravatar.com\/avatar\/d2f1233e7991f012290fb7e738ac9aee8bd6f03c50600be7542be9f525cb0fb1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d2f1233e7991f012290fb7e738ac9aee8bd6f03c50600be7542be9f525cb0fb1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d2f1233e7991f012290fb7e738ac9aee8bd6f03c50600be7542be9f525cb0fb1?s=96&d=mm&r=g","caption":"jmhuang"},"url":"https:\/\/finfo.tw\/blog\/author\/jmhuang"}]}},"_dp_original_post_id":"","_dp_is_rewrite_republish_copy":"","_links":{"self":[{"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/posts\/3785","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/comments?post=3785"}],"version-history":[{"count":1,"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/posts\/3785\/revisions"}],"predecessor-version":[{"id":8430,"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/posts\/3785\/revisions\/8430"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/media\/3797"}],"wp:attachment":[{"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/media?parent=3785"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/categories?post=3785"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finfo.tw\/blog\/wp-json\/wp\/v2\/tags?post=3785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}