{"id":2672,"date":"2024-07-27T11:30:00","date_gmt":"2024-07-27T03:30:00","guid":{"rendered":"https:\/\/finfo.tw\/blog\/?p=2672"},"modified":"2024-11-11T11:57:24","modified_gmt":"2024-11-11T03:57:24","slug":"%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86","status":"publish","type":"post","link":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86","title":{"rendered":"2026 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href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86\/#%E7%9C%8B%E6%A2%9D%E6%AC%BE%E6%9C%80%E6%BA%96%E7%A2%BA%EF%BC%8C%E4%BD%86%E6%95%B4%E7%90%86%E5%A5%BD%E7%9A%84%E8%B3%87%E8%A8%8A%E6%9B%B4%E6%96%B9%E4%BE%BF\" >\u770b\u689d\u6b3e\u6700\u6e96\u78ba\uff0c\u4f46\u6574\u7406\u597d\u7684\u8cc7\u8a0a\u66f4\u65b9\u4fbf<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86\/#A_%E7%97%85%E6%88%BF%E8%B2%BB\" >A. \u75c5\u623f\u8cbb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86\/#B_%E6%89%8B%E8%A1%93%E8%B2%BB%E3%80%81%E9%9B%9C%E8%B2%BB%EF%BC%88%E6%9D%90%E6%96%99%E8%B2%BB%EF%BC%89\" >B. \u624b\u8853\u8cbb\u3001\u96dc\u8cbb\uff08\u6750\u6599\u8cbb\uff09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86\/#C_%E8%BD%89%E6%8F%9B%E4%BD%8F%E9%99%A2%E6%97%A5%E9%A1%8D\" >C. \u8f49\u63db\u4f4f\u9662\u65e5\u984d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86\/#%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA%E9%A1%8D%E5%BA%A6%E8%A9%B2%E8%B2%B7%E5%A4%9A%E5%B0%91%EF%BC%9F\" >\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u984d\u5ea6\u8a72\u8cb7\u591a\u5c11\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86\/#2026_%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA%E6%B8%85%E5%96%AE%EF%BC%8C%E7%9C%8B%E9%80%99%E5%B9%BE%E5%BC%B5%E5%B0%B1%E5%A4%A0\" >2026 \u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u6e05\u55ae\uff0c\u770b\u9019\u5e7e\u5f35\u5c31\u5920<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86\/#1_%E5%AF%8C%E9%82%A6%E4%BA%BA%E5%A3%BD\" >1. \u5bcc\u90a6\u4eba\u58fd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86\/#2_%E6%96%B0%E5%85%89%E4%BA%BA%E5%A3%BD\" >2. \u65b0\u5149\u4eba\u58fd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%86%ab%e7%99%82%e9%9a%aa%e8%a6%8f%e5%8a%83%ef%bc%8c%e6%9c%80%e5%bc%b7%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e7%b8%bd%e6%95%b4%e7%90%86\/#3_%E5%87%B1%E5%9F%BA%E4%BA%BA%E5%A3%BD\" >3. \u51f1\u57fa\u4eba\u58fd<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BB%80%E9%BA%BC%E6%98%AF%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA%EF%BC%9F%E7%82%BA%E4%BB%80%E9%BA%BC%E9%9C%80%E8%A6%81%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA%EF%BC%9F\"><\/span><strong>\u4ec0\u9ebc\u662f\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\uff1f<\/strong>\u70ba\u4ec0\u9ebc\u9700\u8981\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u96d6\u7136\u81fa\u7063\u7684\u5065\u4fdd\u5f88\u597d\uff0c\u4f46\u662f\u8fd1\u5e74\u4f86\uff0c\u653f\u5e9c\u70ba\u4e86\u907f\u514d\u5065\u4fdd\u8667\u640d\u505a\u4e86\u4e00\u4e9b\u8abf\u6574\u3002\u4f8b\u5982\uff1a\u5be6\u884c DRGs \u5236\u5ea6\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u8b93\u5e73\u5747\u4f4f\u9662\u65e5\u6578\u964d\u4f4e\uff0c\u91ab\u9662\u8b77\u7406\u4eba\u54e1\u7167\u8b77\u75c5\u4eba\u7684\u6578\u91cf\u4e5f\u4e0b\u964d<\/mark><\/strong>\u3002\u540c\u6642\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u9ad8\u7d1a\u3001\u6c92\u6709\u526f\u4f5c\u7528\u7684\u91ab\u7642\u6750\u6599\u4e5f\u958b\u59cb\u8981\u6c11\u773e\u81ea\u8cbb\u4e86<\/mark><\/strong>\u3002\u5982\u679c\u4f60\u9700\u8981\u4f7f\u7528\u9019\u4e9b\u8cbb\u7528\u4e0d\u5728\u5065\u4fdd\u6db5\u84cb\u7bc4\u570d\u5167\u7684\u91ab\u7642\u6750\u6599\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u652f\u4ed8\u66f4\u9ad8\u7684\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u9019\u4e9b<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u5065\u4fdd\u4e0d\u7d66\u4ed8\u7684\u8cbb\u7528\uff0c\u53ef\u4ee5\u900f\u904e\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u4f86\u652f\u4ed8<\/mark><\/strong>\u3002\u56e0\u6b64\uff0c\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u53ef\u4ee5\u5e6b\u52a9\u4f60\u61c9\u5c0d\u75be\u75c5\u6216\u610f\u5916\u767c\u751f\u6642\u53ef\u80fd\u7522\u751f\u7684\u9ad8\u984d\u91ab\u7642\u8cbb\u7528\uff0c\u5e6b\u4f60\u627f\u64d4\u5065\u4fdd\u4e0d\u7d66\u4ed8\u7684\u90e8\u5206\u6216\u5168\u90e8\u91ab\u7642\u8cbb\u7528\uff0c\u6e1b\u8f15\u4f60\u7684\u7d93\u6fdf\u8ca0\u64d4\u3002<\/p>\n\n\n\n<p>\ud83d\udcdd <a href=\"https:\/\/finfo.tw\/compares\/%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u6700\u5f37\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u6bd4\u8f03\u8868<\/a><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%88%E8%AA%8D%E6%B8%85%E4%BB%80%E9%BA%BC%E6%98%AF%E9%86%AB%E9%99%A2%E5%85%A7%E6%9C%80%E4%B8%BB%E8%A6%81%E7%9A%84%E8%8A%B1%E8%B2%BB%EF%BC%8C%E5%86%8D%E6%89%BE%E8%A7%A3%E6%B1%BA%E6%96%B9%E6%A1%88\"><\/span><strong>\u5148\u8a8d\u6e05\u4ec0\u9ebc\u662f\u91ab\u9662\u5167\u6700\u4e3b\u8981\u7684\u82b1\u8cbb\uff0c\u518d\u627e\u89e3\u6c7a\u65b9\u6848<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u9084\u6c92\u5f04\u6e05\u695a\u91ab\u9662\u5167\u4e3b\u8981\u7684\u82b1\u8cbb\u5728\u54ea\u88e1\uff0c\u4e0d\u8981\u96a8\u610f\u5730\u53bb\u8a62\u554f\u4fdd\u96aa\u696d\u52d9\u54e1\uff1a\u300c\u6211\u8a72\u8cb7\u4ec0\u9ebc\u4fdd\u96aa\uff1f\u300d\u4e0d\u7136\u4f60\u8ddf\u696d\u52d9\u54e1\u8a0e\u8ad6\u534a\u5929\uff0c\u4e5f\u662f\u641e\u4e0d\u6e05\u695a\u4ec0\u9ebc\u6a23\u7684\u4fdd\u96aa\u53ef\u4ee5\u771f\u6b63\u89e3\u6c7a\u91ab\u7642\u8cbb\u7528\u7684\u554f\u984c\u3002\u91ab\u9662\u5167\u7522\u751f\u7684\u8cbb\u7528\uff0c\u5927\u81f4\u53ef\u5206\u70ba\u5169\u985e\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u4f4f\u9662<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u75c5\u623f<\/mark><\/strong>\u8cbb\u7528<\/li>\n\n\n\n<li><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u624b\u8853<\/mark><\/strong>\u76f8\u95dc\u8cbb\u7528<\/li>\n<\/ol>\n\n\n\n<p>\u54ea\u500b\u9805\u76ee\u6bd4\u8f03\u6602\u8cb4\u5462\uff1f\u6578\u64da\u6703\u8aaa\u8a71\uff0c\u6211\u5011\u4e00\u8d77\u770b\u5065\u4fdd\u5c40\u7684\u7d71\u8a08\u8cc7\u6599\uff1a<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%97%9C%E6%96%BC%E7%97%85%E6%88%BF%E8%B2%BB%EF%BC%9A%E7%97%85%E6%88%BF%E8%B2%BB%E6%9C%83%E8%8A%B1%E9%8C%A2%EF%BC%8C%E4%BD%86%E8%8A%B1%E8%B2%BB%E6%AF%94%E4%BD%A0%E6%83%B3%E5%83%8F%E5%B0%91\"><\/span>\u95dc\u65bc\u75c5\u623f\u8cbb\uff1a\u75c5\u623f\u8cbb\u6703\u82b1\u9322\uff0c\u4f46\u82b1\u8cbb\u6bd4\u4f60\u60f3\u50cf\u5c11<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6839\u64da\u5065\u4fdd\u5c40\u63d0\u4f9b\u7684\u300c2018 \u5e74\u4f4f\u9662\u8005\u5e73\u5747\u4f4f\u9662\u65e5\u6578\u524d\u4e8c\u5341\u5927\u75be\u75c5\u300d\u7d71\u8a08\u6578\u64da\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">82% \u7684\u4eba\u751f\u75c5\u4f4f\u9662\u4e0d\u6703\u8d85\u904e 14 \u5929<\/mark><\/strong>\uff0c97% \u7684\u4eba\u751f\u75c5\u4f4f\u9662\u4e0d\u6703\u8d85\u904e 30 \u5929\uff0c\u53ea\u6709 3% \u7684\u75c5\u60a3\u624d\u6709\u6a5f\u6703\u4f4f\u8d85\u904e 30 \u5929\u4ee5\u4e0a\u3002<\/p>\n\n\n\n<p>\u5728\u5927\u591a\u6578\u7684\u4eba\u751f\u75c5\u4f4f\u9662\u4e0d\u6703\u8d85\u904e 30 \u65e5\u7684\u72c0\u6cc1\u4e0b\uff0c\u5373\u4f7f\u60f3\u8981\u4f4f\u91ab\u7642\u54c1\u8cea\u6bd4\u8f03\u597d\u7684\u55ae\u4eba\u623f\uff0c\u4f4f\u9662<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u75c5\u623f\u8cbb\u7528<\/mark><\/strong>\u5927\u591a\u6578\u7684\u4eba\u662f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u6709\u80fd\u529b\u8ca0\u64d4\u7684<\/mark><\/strong>\uff0c\u5176\u5be6\u4e0d\u6703\u9020\u6210\u7d93\u6fdf\u58d3\u529b\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%97%9C%E6%96%BC%E6%89%8B%E8%A1%93%E8%B2%BB%EF%BC%9A%E6%89%8B%E8%A1%93%E4%B8%AD%E7%9A%84%E6%9D%90%E6%96%99%E8%B2%BB%EF%BC%8C%E6%89%8D%E6%98%AF%E6%B2%BB%E7%99%82%E9%81%8E%E7%A8%8B%E4%B8%AD%E7%9A%84%E4%B8%BB%E8%A6%81%E6%94%AF%E5%87%BA\"><\/span><strong>\u95dc\u65bc\u624b\u8853\u8cbb\uff1a\u624b\u8853\u4e2d\u7684\u6750\u6599\u8cbb\uff0c\u624d\u662f\u6cbb\u7642\u904e\u7a0b\u4e2d\u7684\u4e3b\u8981\u652f\u51fa<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5728\u624b\u8853\u904e\u7a0b\u4e2d\uff0c\u624b\u8853<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u6750\u6599\u8cbb<\/mark><\/strong>\u7528\u662f\u6700\u8cb4\u7684\u652f\u51fa\u4e4b\u4e00\u3002\u624b\u8853\u8cbb\u7528\u5927\u591a\u5065\u4fdd\u6703\u5e6b\u5fd9\u652f\u4ed8\uff0c\u4f46\u6750\u6599\u8cbb\u7528\u537b\u6709\u8457\u9ad8\u4f4e\u4e4b\u5206\u3002\u4e00\u4e9b<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u9ad8\u7d1a\u6750\u6599\u53ef\u80fd\u6703\u5728\u624b\u8853\u904e\u5f8c\u6e1b\u5c11\u526f\u4f5c\u7528\uff0c\u4f46\u76f8\u5c0d\u7684\u8cbb\u7528\u537b\u8f03\u70ba\u6602\u8cb4<\/mark><\/strong>\u3002\u4ee5<a href=\"https:\/\/www.cgmh.org.tw\/Uploads\/files\/%E4%B8%8A%E7%B7%9A%E7%89%88(NEW).pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u9577\u5e9a\u91ab\u9662\u7684\u81ea\u8cbb\u7bc4\u4f8b\u8868<\/a>\u70ba\u4f8b\uff0c\u4e00\u4e9b\u8f03\u597d\u7684\u81ea\u8cbb\u6750\u6599\u7684\u8cbb\u7528\u53ef\u80fd\u52d5\u8f12\u6578\u842c\u5143\u6216\u6578\u5341\u842c\u5143\uff0c\u624b\u8853\u904e\u7a0b\u4e2d\u53ef\u80fd\u9700\u8981\u591a\u7a2e\u6750\u6599\uff0c\u7d2f\u7a4d\u7684\u8cbb\u7528\u53ef\u80fd\u6703\u975e\u5e38\u9a5a\u4eba\u3002<\/p>\n\n\n\n<p>\u5c0d\u65bc\u4f4f\u9662\u8cbb\u7528\u4ee5\u53ca\u6602\u8cb4\u7684\u624b\u8853\u76f8\u95dc\u8cbb\u7528\uff0c\u53ea\u8981\u6709\u8cb7\u91ab\u7642\u96aa\u5c31\u90fd\u6703\u8ce0\u55ce\uff1f\u9084\u662f\u8981\u7279\u5b9a\u7684\u96aa\u7a2e\u624d\u80fd\u5e6b\u5fd9\u652f\u4ed8\uff1f<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%86%AB%E7%99%82%E9%9A%AA%E5%88%86%E4%B8%89%E9%A1%9E%EF%BC%9A%E4%BD%8F%E9%99%A2%E5%9E%8B%E3%80%81%E6%89%8B%E8%A1%93%E5%9E%8B%E3%80%81%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E5%9E%8B\"><\/span><strong>\u91ab\u7642\u96aa\u5206\u4e09\u985e\uff1a\u4f4f\u9662\u578b\u3001\u624b\u8853\u578b\u3001\u5be6\u652f\u5be6\u4ed8\u578b<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u91ab\u7642\u96aa\u662f\u4e00\u500b\u5f88\u5927\u7684\u96c6\u5408\uff0c\u5e38\u898b\u7684\u91ab\u7642\u96aa\u53ef\u4ee5\u7c21\u55ae\u5206\u6210\u4e09\u985e\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E4%BD%8F%E9%99%A2%E6%97%A5%E9%A1%8D%E5%9E%8B%E9%86%AB%E7%99%82%E9%9A%AA\"><\/span>1. \u4f4f\u9662\u65e5\u984d\u578b\u91ab\u7642\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7121\u8ad6\u4f60\u4f4f\u7684\u662f\u4ec0\u9ebc\u75c5\u623f\uff0c\u56db\u4eba\u4e00\u9593\u7684\u5065\u4fdd\u75c5\u623f\uff0c\u6216\u662f\u5347\u7b49\u88dc\u5dee\u984d\u7684\u55ae\u4eba\u75c5\u623f\uff0c\u4f4f\u9662\u4e00\u5929<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u56fa\u5b9a<\/mark><\/strong>\u7d66\u4f60\u591a\u5c11\u9322\u3002\u4f8b\u5982\uff1a\u4f4f\u9662\u65e5\u984d 1,000 \u5143\uff0c\u5c31\u4ee3\u8868\u4f4f\u9662\u4e00\u5929\u6703\u7406\u8ce0 1,000 \u5143\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E6%89%8B%E8%A1%93%E5%9E%8B%E9%86%AB%E7%99%82%E9%9A%AA\"><\/span>2. \u624b\u8853\u578b\u91ab\u7642\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4f9d\u300c\u624b\u8853\u540d\u7a31\u300d\u7406\u8ce0\u5c0d\u61c9\u500d\u6578\u7684\u9322\uff0c\u4e0d\u7ba1\u624b\u8853\u904e\u7a0b\u4e2d\u7528\u4e86\u4ec0\u9ebc\u6750\u6599\uff0c\u4f8b\u5982\uff1a\u624b\u8853\u96aa 1,000 \u5143\uff0c\u53ea\u8981\u8166\u7624\u5207\u9664\u624b\u8853\uff0c\u4e0d\u7ba1\u904e\u7a0b\u4e2d\u7528\u7684\u6750\u6599\u662f\u8cb4\u6216\u4fbf\u5b9c\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u56fa\u5b9a<\/mark><\/strong>\u7406\u8ce0 6 \u842c\u5143\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA_%E7%9B%AE%E5%89%8D%E8%BC%83%E6%8E%A8%E8%96%A6\"><\/span>3. \u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa (\u76ee\u524d\u8f03\u63a8\u85a6)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7406\u8ce0\u5065\u4fdd\u4e0d\u7d66\u4ed8\u7684\u90e8\u5206\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u91ab\u9662\u6536\u64da\u5beb\u591a\u5c11\u9322\u4fdd\u96aa\u5c31\u8ce0\u591a\u5c11\u9322<\/mark><\/strong>\uff0c\u4f4f\u9662\u8cbb\u3001\u624b\u8853\u8cbb\u3001\u6750\u6599\u8cbb\u90fd\u53ef\u4ee5\u7533\u8acb\uff1b\u6536\u64da\u91d1\u984d\u4f4e\u5c31\u7406\u8ce0\u6bd4\u8f03\u5c11\uff0c\u6536\u64da\u91d1\u984d\u9ad8\u5c31\u8ce0\u5f97\u9ad8\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u524d\u9762\u6709\u63d0\u5230\uff0c\u96a8\u8457\u653f\u5e9c DRGs \u7684\u653f\u7b56\uff0c\u4ee5\u53ca\u91ab\u7642\u6280\u8853\u6108\u4f86\u6108\u9032\u6b65\uff0c\u4f4f\u9662\u5929\u6578\u7684\u8da8\u52e2\u662f\u4e0b\u964d\uff0c\u6240\u4ee5\u4f4f\u9662\u8cbb\u7528\u4e0d\u6703\u662f\u6574\u500b\u91ab\u7642\u884c\u70ba\u4e2d\u6700\u6602\u8cb4\u7684\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u518d\u6b21\u63d0\u9192\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u6cbb\u7642\u904e\u7a0b\u4e2d\u6700\u5927\u7b46\u7684\u8cbb\u7528\u53ef\u80fd\u6703\u51fa\u73fe\u5728\u624b\u8853\u904e\u7a0b\u4e2d\u7684\u6750\u6599\u8cbb<\/mark><\/strong>\uff0c\u624b\u8853\u578b\u7684\u91ab\u7642\u96aa\u4e26\u4e0d\u6703\u56e0\u70ba\u4f60\u9078\u7528\u6bd4\u8f03\u8cb4\u7684\u6750\u6599\u5c31\u8ce0\u6bd4\u8f03\u591a\u9322\u7d66\u4f60\uff0c\u4ee5\u76ee\u524d\u5065\u4fdd\u7684\u74b0\u5883\u4f86\u770b\uff0c\u91ab\u7642\u96aa\u6700\u4f73\u7684\u9078\u64c7\u662f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa<\/mark><\/strong>\uff0c\u624d\u80fd\u5e6b\u5fd9\u4f60\u5206\u64d4\u5065\u4fdd\u4e0d\u7d66\u4ed8\u7684\u91ab\u7642\u8cbb\u7528\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8C%91%E9%81%B8%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E6%8E%8C%E6%8F%A1%E5%9B%9B%E5%A4%A7%E9%87%8D%E9%BB%9E\"><\/span><strong>\u6311\u9078\u5be6\u652f\u5be6\u4ed8\u638c\u63e1\u56db\u5927\u91cd\u9ede<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud83d\udcdd <a href=\"https:\/\/finfo.tw\/compares\/%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u6700\u5f37\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u6bd4\u8f03\u8868<\/a><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E9%BB%9E_1%EF%BC%9A%E3%80%8C%E6%A6%82%E6%8B%AC%E5%BC%8F%E3%80%8D%E5%84%AA%E7%A7%80%EF%BC%8C%E3%80%8C%E5%88%97%E8%88%89%E5%BC%8F%E3%80%8D%E4%B8%8D%E8%80%83%E6%85%AE\"><\/span>\u91cd\u9ede 1\uff1a\u300c\u6982\u62ec\u5f0f\u300d\u512a\u79c0\uff0c\u300c\u5217\u8209\u5f0f\u300d\u4e0d\u8003\u616e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u6982\u62ec\u5f0f<\/mark><\/strong>\u7684\u5be6\u652f\u5be6\u4ed8\u7406\u8ce0\u7bc4\u570d\u5ee3\uff0c\u672a\u4f86\u6709\u65b0\u7684\u91ab\u7642\u8017\u6750\uff0c\u4e5f\u6703\u88ab\u6db5\u84cb\u9032\u7406\u8ce0\u7bc4\u570d\u5167\uff0c\u53ea\u8981\u4f60\u7684\u4fdd\u55ae\u5167\u6709\u5beb\u5230\u300c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u8d85\u904e\u5168\u6c11\u5065\u4fdd\u7d66\u4ed8\u4e4b\u4f4f\u9662\u91ab\u7642\u8cbb\u7528<\/mark><\/strong>\u300d\u5c31\u662f\u6982\u62ec\u5f0f\uff0c\u6c92\u6709\u9019\u689d\u7684\u6211\u5011\u6703\u7a31\u70ba\u5217\u8209\u5f0f\uff08\u7406\u8ce0\u689d\u4ef6\u6bd4\u8f03\u56b4\u683c\uff09\uff1b\u5982\u679c\u4f60\u627e\u5230\u4e00\u5f35\u6982\u62ec\u5f0f\u7684\u5be6\u652f\u5be6\u4ed8\uff0c\u606d\u559c\u4f60\uff0c\u4f60\u7684\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u5df2\u7d93\u6709 60 \u5206\u4e86\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"239\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u6982\u62ec\u5f0f\u689d\u6b3e\u5beb\u6cd5.png\" alt=\"\u5be6\u652f\u5be6\u4ed8\u6982\u62ec\u5f0f\u689d\u6b3e\" class=\"wp-image-2675\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u6982\u62ec\u5f0f\u689d\u6b3e\u5beb\u6cd5.png 768w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u6982\u62ec\u5f0f\u689d\u6b3e\u5beb\u6cd5-300x93.png 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E9%BB%9E_2%EF%BC%9A%E3%80%8C%E6%9C%89%E5%8C%85%E5%90%AB%E9%96%80%E8%A8%BA%E6%89%8B%E8%A1%93%E3%80%8D%E7%9A%84%E6%AF%94%E8%BC%83%E5%A5%BD\"><\/span>\u91cd\u9ede 2\uff1a\u300c\u6709\u5305\u542b\u9580\u8a3a\u624b\u8853\u300d\u7684\u6bd4\u8f03\u597d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u91ab\u7642\u6280\u8853\u6108\u4f86\u6108\u767c\u9054\uff0c\u5f88\u591a\u4ee5\u524d\u9700\u8981\u4f4f\u9662\u624d\u80fd\u5b8c\u6210\u7684\u624b\u8853\uff0c\u73fe\u5728\u7684\u6280\u8853\u9032\u6b65\u5230\u624b\u8853\u7576\u5929\u5c31\u53ef\u4ee5\u51fa\u9662\u4e86\uff0c\u9019\u4e9b\u53ef\u4ee5<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u7576\u5929\u51fa\u9662\u7684\u624b\u8853\u6703\u88ab\u7d71\u7a31\u70ba\u300c\u9580\u8a3a\u624b\u8853\u300d<\/mark><\/strong>\u3002\u91ab\u7642\u5728\u9032\u6b65\uff0c\u4f46\u4e26\u4e0d\u662f\u6bcf\u5bb6\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u5546\u54c1\u90fd\u6709\u8ddf\u8457\u9032\u6b65\uff0c\u6311\u9078\u300c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u6709\u7406\u8ce0\u9580\u8a3a\u624b\u8853<\/mark><\/strong>\u300d\u5be6\u652f\u5be6\u4ed8\uff0c\u4f60\u7684\u4fdd\u969c\u5c31\u5df2\u7d93\u4f86\u5230\u4e86 80 \u5206\uff0c\u6c92\u5305\u542b\u9580\u8a3a\u624b\u8853\u7684\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u5c31\u2026\u2026\u8b1d\u8b1d\u518d\u806f\u7d61\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E9%BB%9E_3%EF%BC%9A%E6%89%8B%E8%A1%93%E7%AF%84%E5%9C%8D%E4%BF%9D%E9%9A%9C%E5%BB%A3%EF%BC%8C%E3%80%8C%E4%B8%8D%E8%A6%81%E3%80%8D%E5%8F%AA%E8%B3%A0%E5%81%A5%E4%BF%9D_227\"><\/span>\u91cd\u9ede 3\uff1a\u624b\u8853\u7bc4\u570d\u4fdd\u969c\u5ee3\uff0c\u300c\u4e0d\u8981\u300d\u53ea\u8ce0\u5065\u4fdd 227<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8cb7\u4fdd\u96aa\u6700\u8a0e\u53ad\u7684\u5c31\u662f\u7533\u8acb\u7406\u8ce0\u8cbb\u7528\u7684\u6642\u5019\uff0c\u6536\u5230\u7684\u56de\u8986\u662f\uff1a\u300c\u9019\u500b\u4e0d\u8ce0\u5594\uff0c\u4e0d\u5305\u542b\u5728\u7406\u8ce0\u7bc4\u570d\u5167\u3002\u300d\u6211\u5011\u8981\u76e1\u91cf<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u627e\u9650\u5236\u6108\u5c11\u7684<\/mark><\/strong>\uff0c\u672a\u4f86\u5728\u7533\u8acb\u7406\u8ce0\u7684\u6642\u5019\u624d\u4e0d\u5bb9\u6613\u9047\u5230\u9019\u500b\u4e0d\u8ce0\u3001\u90a3\u500b\u4e0d\u8ce0\u7684\u72c0\u6cc1\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4e00\u5f35\u91ab\u7642\u96aa\u7684\u5546\u54c1\uff0c\u689d\u6b3e\u5167\u624b\u8853\u7684\u5b9a\u7fa9\u6709\u7279\u5225\u5beb\u5230\u300c\u70ba\u5065\u4fdd\u652f\u4ed8\u6a19\u6e96 2-2-7\u300e\u624b\u8853\u7bc7\u300f\u4e2d\u7684\u624b\u8853\u300d\uff0c\u7406\u8ce0\u7bc4\u570d\u5c31\u6703\u6bd4\u8f03\u7a84\uff0c\u6311\u9078\u5be6\u652f\u5be6\u4ed8\u7684\u6642\u5019\uff0c\u76e1\u91cf\u907f\u958b\u689d\u6b3e\u5167\u6709\u9650\u5236\u300c\u5065\u4fdd\u624b\u8853 227\u300d\u7684\uff0c\u7533\u8acb\u7406\u8ce0\u6703\u6bd4\u8f03\u9806\u5229\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E9%BB%9E_4%EF%BC%9A%E6%98%AF%E5%90%A6%E5%8F%AF%E4%BB%A5%E5%89%AF%E6%9C%AC%E7%90%86%E8%B3%A0\"><\/span>\u91cd\u9ede 4\uff1a\u662f\u5426\u53ef\u4ee5\u526f\u672c\u7406\u8ce0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u6703\u8981\u6c42\u6536\u64da\u6b63\u672c\uff0c\u6709\u4e9b\u5247\u6c92\u6709\u7279\u5225\u8981\u6c42\u8981\u6536\u64da\u6b63\u672c\u88e1\u8ce0\uff0c\u4e00\u822c\u6703\u7a31\u9019\u7a2e\u300c\u6c92\u6709\u8981\u6c42\u6536\u64da\u6b63\u672c\u300d\u7684\u53eb\u505a\u300c\u526f\u672c\u7406\u8ce0\u300d\uff0c\u610f\u601d\u662f\u8aaa\uff0c\u5982\u679c\u4f60\u7684\u8eab\u4e0a\u6709\u5169\u5f35\u4ee5\u4e0a\u7684\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\uff0c\u4f60\u53ef\u62ff\u4f60\u7684\u6536\u64da\u5728 A \u4fdd\u96aa\u516c\u53f8\u7528\u6536\u64da\u6b63\u672c\u7533\u8acb\u4e00\u4efd\u9322\uff0c\u540c\u6642\u5728 B \u4fdd\u96aa\u516c\u53f8\u7528\u5f71\u672c\u7533\u8acb\u4e00\u4efd\u9322\uff0c\u9019\u6a23\u5c31\u6709\u96d9\u91cd\u7684\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u63d0\u9192\u6b63\u5728\u505a\u529f\u8ab2\u7684\u4f60\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u5982\u679c\u81ea\u5df1\u6703\u898f\u5283\u5169\u5bb6\u4ee5\u4e0a\u7684\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa<\/mark><\/strong>\uff0c\u8981\u6ce8\u610f\u4e0d\u8981\u9078\u5230\u5169\u5f35\u90fd\u6311\u5230\u8981\u6b63\u672c\u7406\u8ce0\u7684\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u81f3\u5c11\u8981\u9078\u4e00\u5bb6\u662f\u53ef\u4ee5\u526f\u672c\u7406\u8ce0<\/mark><\/strong>\uff0c\u7533\u8acb\u7406\u8ce0\u8cbb\u7528\u7684\u6642\u5019\u6703\u6bd4\u8f03\u65b9\u4fbf\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9C%8B%E6%A2%9D%E6%AC%BE%E6%9C%80%E6%BA%96%E7%A2%BA%EF%BC%8C%E4%BD%86%E6%95%B4%E7%90%86%E5%A5%BD%E7%9A%84%E8%B3%87%E8%A8%8A%E6%9B%B4%E6%96%B9%E4%BE%BF\"><\/span>\u770b\u689d\u6b3e\u6700\u6e96\u78ba\uff0c\u4f46\u6574\u7406\u597d\u7684\u8cc7\u8a0a\u66f4\u65b9\u4fbf<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4f60\u53ef\u4ee5\u4e0d\u7528\u8dd1\u5230\u6bcf\u9593\u4fdd\u96aa\u516c\u53f8\u7684\u5b98\u7db2\uff0c\u9010\u4e00\u641c\u5c0b\u5404\u5bb6\u4fdd\u96aa\u516c\u53f8\u5be6\u652f\u5be6\u4ed8\u7684\u689d\u6b3e\uff0c\u900f\u904e<a href=\"https:\/\/insprod.tii.org.tw\/Query.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fdd\u767c\u4e2d\u5fc3<\/a>\u5c31\u53ef\u4ee5\u4e00\u6b21\u67e5\u5230\u5404\u5546\u54c1\u7684\u689d\u6b3e\u3001\u8cbb\u7387\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"591\" height=\"354\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u4fdd\u767c\u4e2d\u5fc3.png\" alt=\"\u67e5\u8a62\u4fdd\u96aa\u8cc7\u6599\u7684\u5730\u65b9\" class=\"wp-image-2676\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u4fdd\u767c\u4e2d\u5fc3.png 591w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u4fdd\u767c\u4e2d\u5fc3-300x180.png 300w\" sizes=\"(max-width: 591px) 100vw, 591px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u689d\u6b3e\u88e1\u9762\u70ba\u8981\u628a\u7528\u8a5e\u5b9a\u7fa9\u6e05\u695a\u4ee5\u514d\u7406\u8ce0\u7cfe\u7d1b\uff0c\u6240\u4ee5<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u6587\u5b57\u6558\u8ff0\u6703\u8ddf\u6211\u5011\u5e73\u5e38\u5728\u8b1b\u8a71\u7528\u7684\u5b57\u53e5\u6709\u5f88\u5927\u7684\u5dee\u7570<\/mark><\/strong>\uff0c\u4e00\u822c\u4eba\u95b1\u8b80\u689d\u6b3e\u9700\u8981\u591a\u82b1\u6bd4\u8f03\u9577\u7684\u6642\u9593\uff0c\u5f88\u591a\u4eba\u8b80\u4e00\u5169\u9801\u5c31\u653e\u68c4\u4e86\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\uff0c\u4f60\u4e5f\u53ef\u4ee5\u4f7f\u7528 <a href=\"https:\/\/finfo.tw\/products\/HNRC-%E5%8F%B0%E7%81%A3%E4%BA%BA%E5%A3%BD%E6%96%B0%E4%BD%8F%E9%99%A2%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%8485-2023-02-09\" target=\"_blank\" rel=\"noreferrer noopener\">Finfo<\/a> \u5e6b\u5fd9<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u6574\u7406\u597d\u7684\u6bd4\u8f03\u8868\u683c<\/mark><\/strong>\uff0c\u4e00\u773c\u5c31\u53ef\u4ee5\u6e05\u695a\u770b\u51fa\u6709\u7406\u8ce0\u54ea\u4e9b\u9805\u76ee\uff0c\u4e0d\u7528\u518d\u82b1\u6642\u9593\u5f9e\u5bc6\u5bc6\u9ebb\u9ebb\u7684\u689d\u6b3e\u4e2d\u5c0b\u627e\u6bd4\u8f03\u4ec0\u9ebc\u6703\u8ce0\u3001\u4ec0\u9ebc\u4e0d\u8ce0\u3002<\/p>\n\n\n\n<p>\u4ee5<a href=\"https:\/\/finfo.tw\/products\/HNRCNTYH0103-%E5%8F%B0%E7%81%A3%E4%BA%BA%E5%A3%BD%E6%96%B0%E4%BD%8F%E9%99%A2%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%8485-2023-02-09\" target=\"_blank\" rel=\"noreferrer noopener\">\u53f0\u7063\u4eba\u58fd\u65b0\u4f4f\u9662\u91ab\u7642\u4fdd\u96aa\u9644\u7d04&nbsp;(85) (NTYH0103)<\/a>\u70ba\u4f8b\uff1a<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"849\" height=\"601\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u7406\u8ce0\u9805\u76ee.png\" alt=\"\u7406\u8ce0\u9805\u76ee\u7e3d\u6574\u7406\" class=\"wp-image-2677\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u7406\u8ce0\u9805\u76ee.png 849w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u7406\u8ce0\u9805\u76ee-300x212.png 300w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2020\/02\/\u7406\u8ce0\u9805\u76ee-768x544.png 768w\" sizes=\"(max-width: 849px) 100vw, 849px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_%E7%97%85%E6%88%BF%E8%B2%BB\"><\/span>A. \u75c5\u623f\u8cbb<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9019\u500b\u7406\u8ce0\u9805\u76ee\u5f88\u7c21\u55ae\uff0c\u5c31\u662f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u4f4f\u9662\u4e00\u5929<\/mark><\/strong>\u7684\u75c5\u623f\u8cbb\u5065\u4fdd\u4e0d\u7d66\u4ed8\u7684<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u5dee\u984d\u6700\u591a\u53ef\u4ee5\u7406\u8ce0\u591a\u5c11\u9322<\/mark><\/strong>\u3002\u4ee5\u9019\u5f35\u5be6\u652f\u5be6\u4ed8\u76ee\u524d\u986f\u793a\u7684\u662f\u75c5\u623f\u8cbb\u4e0a\u9650\u70ba 2,000 \u5143\u70ba\u4f8b\uff0c\u5982\u679c\u5347\u7b49\u6210\u96d9\u4eba\u623f\u6bcf\u65e5\u8981\u591a\u82b1 1,500 \u5143\uff0c\u9084\u5728\u7406\u8ce0\u4e0a\u9650\u5167\uff0c\u5c31\u662f\u82b1\u591a\u5c11\u8ce0\u591a\u5c11\uff0c\u9019\u5f35\u5be6\u652f\u5be6\u4ed8\u6703\u6bcf\u65e5\u7406\u8ce0 1,500 \u5143\uff1b\u5982\u679c\u5347\u7b49\u70ba\u55ae\u4eba\u623f\u9700\u8981\u82b1 4,500 \u5143\uff0c\u8d85\u904e\u4e0a\u9650 2,000 \u5143\u7684\u7406\u8ce0\u91d1\u984d\u4e86\uff0c\u6bcf\u65e5\u6700\u9ad8\u7684\u7406\u8ce0\u91d1\u984d\u5c31\u662f 2,000 \u5143\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"B_%E6%89%8B%E8%A1%93%E8%B2%BB%E3%80%81%E9%9B%9C%E8%B2%BB%EF%BC%88%E6%9D%90%E6%96%99%E8%B2%BB%EF%BC%89\"><\/span>B. \u624b\u8853\u8cbb\u3001\u96dc\u8cbb\uff08\u6750\u6599\u8cbb\uff09<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u52d5\u624b\u8853\u7684\u6642\u5019\u6703\u884d\u751f\u51fa\u5169\u7a2e\u8cbb\u7528\uff1a<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u624b\u8853\u8cbb\u8207\u96dc\u8cbb\uff08\u6750\u6599\u8cbb\uff09<\/mark><\/strong>\uff0c\u624b\u8853\u8cbb\u6703\u4f9d\u624b\u8853\u96e3\u5ea6\u7684\u7b49\u7d1a\u4ed8\u4e0d\u540c\u91d1\u984d\uff0c\u4f8b\u5982\uff1a\u76ae\u819a\u7e2b\u5408\u624b\u8853\u624b\u8853\u7c21\u55ae\uff0c\u5065\u4fdd\u7d66\u4ed8\u5e7e\u4e4e\u4e0d\u7528\u984d\u5916\u82b1\u9322\uff0c\u52d5\u5fc3\u81df\u7684\u624b\u8853\u7b49\u7d1a\u9ad8\uff0c\u5c31\u8981\u81ea\u5df1\u8ca0\u64d4\u90e8\u5206\u624b\u8853\u8cbb\u3002<\/p>\n\n\n\n<p>\u96dc\u8cbb\uff08\u6750\u6599\u8cbb\uff09\u7684\u5dee\u7570\u5c31\u6709\u5f88\u5927\u7684\u7a7a\u9593\uff0c\u5e74\u9577\u8005\u5982\u679c\u8981\u63db\u4eba\u5de5\u6c34\u6676\u9ad4\uff0c\u53ef\u4ee5\u9078\u7528\u5065\u4fdd\u7684\u4e0d\u7528\u81ea\u5df1\u51fa\u9322\uff0c\u4e5f\u53ef\u4ee5\u9078\u64c7 5 \u842c\u300110 \u842c\u300115 \u842c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u6bd4\u8f03\u597d\u7684\u6750\u6599\uff0c\u624b\u8853\u5f8c\u53ef\u80fd\u51fa\u73fe\u7684\u526f\u4f5c\u7528\u5c31\u6bd4\u8f03\u5c11<\/mark><\/strong>\u3002\u9019\u500b\u9805\u76ee\u662f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u6311\u9078\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u7684\u91cd\u9ede\uff0c\u96dc\u8cbb\u984d\u5ea6\u9ad8\u5728\u624b\u8853\u904e\u7a0b\u624d\u80fd\u653e\u5fc3\u7684\u9078\u7528\u6bd4\u8f03\u597d\u7684\u6750\u6599<\/mark><\/strong>\uff0c\u4e0d\u7528\u64d4\u5fc3\u91ab\u7642\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u52d5\u7684\u624b\u8853\u7576\u5929\u5c31\u53ef\u4ee5\u51fa\u9662\uff0c\u5b8c\u5168\u4e0d\u7528\u4f4f\u9662\uff0c\u7528\u5230\u7684\u5c31\u662f\u9580\u8a3a\u624b\u8853\u7684\u984d\u5ea6\uff1b\u4f4f\u9662\u624b\u8853\u7684\u984d\u5ea6\u662f\u81f3\u5c11\u8981\u4f4f\u9662\u4e00\u5929\u624d\u4ee5\u4e0a\u624d\u6703\u7528\u5230\uff0c\u6240\u4ee5\u5efa\u8b70\u5728\u6311\u9078\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u7684\u6642\u5019\uff0c\u6700\u597d\u8981\u6709\u300c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u9580\u8a3a\u624b\u8853\u3001\u9580\u8a3a\u624b\u8853\u96dc\u8cbb<\/mark><\/strong>\u300d\uff0c\u4fdd\u969c\u7bc4\u570d\u624d\u6703\u6bd4\u8f03\u5ee3\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"C_%E8%BD%89%E6%8F%9B%E4%BD%8F%E9%99%A2%E6%97%A5%E9%A1%8D\"><\/span>C. \u8f49\u63db\u4f4f\u9662\u65e5\u984d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5047\u8a2d\u6709\u4e00\u500b\u4eba\u56e0\u70ba\u809a\u5b50\u75db\u4f4f\u9662\u6aa2\u67e5\uff0c\u4f4f\u7684\u75c5\u623f\u53ea\u4f4f\u4fbf\u5b9c\u7684\u5065\u4fdd\u56db\u4eba\u623f\uff0c\u6aa2\u67e5\u904e\u7a0b\u4e2d\u4e5f\u6c92\u6709\u82b1\u592a\u591a\u9322\uff0c\u610f\u601d\u662f A + B \u7684\u90e8\u5206\u5e7e\u4e4e\u90fd\u6c92\u6709\u7528\u5230\uff0c\u90a3\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u7406\u8ce0 C \u9019\u500b\u9805\u76ee\u7d66\u4fdd\u6236\uff0c\u6bcf\u9662\u4f4f\u4e00\u5929\u56fa\u5b9a\u7406\u8ce0 2,000 \u5143\uff0c\u624d\u4e0d\u8b93\u4fdd\u6236\u89ba\u5f97\u5728\u91ab\u9662\u5167\u6c92\u82b1\u9322(\uff08A + B \u7684\u90e8\u5206\uff09\u5c31\u6c92\u7406\u8ce0\uff0c\u597d\u50cf\u5f88\u5403\u8667\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA%E9%A1%8D%E5%BA%A6%E8%A9%B2%E8%B2%B7%E5%A4%9A%E5%B0%91%EF%BC%9F\"><\/span><strong>\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u984d\u5ea6\u8a72\u8cb7\u591a\u5c11\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4ee5\u76ee\u524d\u6700\u8cb4\u7684\u9054\u6587\u897f\u624b\u8853\u70ba\u4f8b\uff0c\u6750\u6599\u8cbb\u7684\u90e8\u5206\u53ef\u80fd\u9700\u8981\u82b1 30 \u842c\u5143\uff0c\u901a\u5e38\u5728<strong>\u6750\u6599\u8cbb\uff08\u4e5f\u7a31\u96dc\u8cbb\uff09\u7684\u90e8\u5206\u90fd\u6703\u898f\u5283 <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">15-20 \u842c\u7684\u4fdd\u969c\u984d\u5ea6<\/mark><\/strong>\uff0c\u5c31\u53ef\u4ee5\u61c9\u4ed8\u5927\u591a\u6578\u7684\u624b\u8853\u72c0\u6cc1\u3002<\/p>\n\n\n\n<p>\u4f4f\u9662\u8cbb\u7528\u5247\u4f9d\u5404\u5bb6\u91ab\u9662\u6709\u6240\u4e0d\u540c\uff0c\u4ee5\u53f0\u5317\u69ae\u7e3d\u70ba\u4f8b\uff0c\u5047\u8a2d\u4f60\u5e0c\u671b\u6709\u597d\u4e00\u9ede\u7684\u91ab\u7642\u54c1\u8cea\uff0c\u5e0c\u671b\u4ee5\u5065\u4fdd\u88dc\u5dee\u984d\u7684\u65b9\u5f0f\u4f4f\u9032\u55ae\u4eba\u623f\uff0c\u6bcf\u65e5\u6700\u9ad8\u70ba 4,500 \u5143\u7684\u4f4f\u9662\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u4f46\u9084\u662f\u8981\u63d0\u9192\uff0c\u4f4f\u9662\u8cbb\u7528\u4e0d\u6703\u662f\u6700\u4e3b\u8981\u7684\u91ab\u7642\u652f\u51fa\u8cbb\u7528\uff0c\u6750\u6599\u8cbb\uff08\u53c8\u7a31\u96dc\u8cbb\uff09\u624d\u662f\uff0c\u6240\u4ee5\u4e00\u822c\u4eba\u5728\u898f\u5283\u4f4f\u9662\u8cbb\u7528\u901a\u5e38\u6703\u898f\u5283\u5230 3,000 \u5143\u5de6\u53f3\u7684\u75c5\u623f\u8cbb\uff0c\u5c31\u7b97\u6eff\u5920\u7528\u7684\u3002<\/p>\n\n\n\n<p>\u300c\u96d9\u5be6\u652f\u5be6\u4ed8\u300d\u4e5f\u662f\u5f88\u5e38\u898b\u7684\u898f\u5283\u65b9\u5f0f\uff0c<strong>\u4e00\u5bb6\u6709\u9ad8\u984d\u6750\u6599\u8cbb\u7684\u512a\u9ede\uff0c\u53e6\u4e00\u5bb6\u5c31\u9078\u7528\u9ad8\u984d\u4f4f\u9662\u75c5\u623f\u8cbb\u7684\u512a\u9ede<\/strong>\uff0c\u8b93\u5169\u9593\u4fdd\u96aa\u516c\u53f8\u7684\u5be6\u652f\u5be6\u4ed8\u80fd\u5920\u4e92\u76f8\u88dc\u5f37\uff0c\u5c31\u4e0d\u7528\u64d4\u5fc3\u6750\u6599\u8cbb\u4ee5\u53ca\u75c5\u623f\u8cbb\u4e86\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u9810\u7b97\u6709\u9650\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u53ea\u60f3\u898f\u5283\u55ae\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u7684\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\uff0c\u9084\u662f\u5efa\u8b70\u512a\u5148\u898f\u5283\u300c\u6750\u6599\u8cbb\uff08\u53c8\u7a31\u96dc\u8cbb\uff09\u984d\u5ea6\u9ad8\u300d<\/mark><\/strong>\u7684\u5be6\u652f\u5be6\u4ed8\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/11%E6%9C%888%E6%97%A5%E5%BE%8C%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%99%90%E8%B3%BC%E4%B8%89%E5%BC%B5%EF%BC%8C%E5%A6%82%E4%BD%95%E6%90%AD%E9%85%8D%E6%9C%80%E4%BD%B3%E4%BF%9D%E5%96%AE%EF%BC%9F?finfo_blog=post_2672\" target=\"_blank\" rel=\"noreferrer noopener\">\u5be6\u652f\u5be6\u4ed8\u9650\u8cfc\u4e09\u5f35\uff0c\u5982\u4f55\u642d\u914d\u6700\u4f73\u4fdd\u55ae\u7d44\u5408\uff1f<\/a><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2026_%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA%E6%B8%85%E5%96%AE%EF%BC%8C%E7%9C%8B%E9%80%99%E5%B9%BE%E5%BC%B5%E5%B0%B1%E5%A4%A0\"><\/span>2026 \u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u6e05\u55ae\uff0c\u770b\u9019\u5e7e\u5f35\u5c31\u5920<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u505a\u529f\u8ab2\u4e0d\u7528\u4e00\u9593\u4e00\u9593\u4fdd\u96aa\u516c\u53f8\u6162\u6162\u67e5\uff0c\u82b1\u6642\u9593\u53c8\u4e0d\u77e5\u9053\u5f9e\u4f55\u6bd4\u8f03\uff0c\u5404\u5bb6\u7684\u8cbb\u7387\u3001\u4fdd\u969c\u3001\u512a\u7f3a\u9ede\u7684\u8cc7\u8a0a <a href=\"https:\/\/finfo.tw\/compares\/%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA\" target=\"_blank\" rel=\"noreferrer noopener\">Finfo <\/a>\u5df2\u7d93\u5e6b\u4f60\u6574\u7406\u597d\u4e86\uff01<\/p>\n\n\n\n<p>\ud83d\udcdd <a href=\"https:\/\/finfo.tw\/compares\/%E5%AF%A6%E6%94%AF%E5%AF%A6%E4%BB%98%E9%86%AB%E7%99%82%E9%9A%AA\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u6700\u5f37\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u6bd4\u8f03\u8868<\/a><\/p>\n\n\n\n<p>\u63a5\u4e0b\u4f86\uff0c\u5e6b\u4f60\u5217\u51fa\u5404\u5bb6\u5be6\u652f\u5be6\u4ed8\u4fdd\u969c\u7684\u512a\u7f3a\u9ede\uff0c\u8b93\u4f60\u80fd\u82b1\u66f4\u5c11\u6642\u9593\uff0c\u627e\u5230\u66f4\u597d\u7684\u5be6\u652f\u5be6\u4ed8\uff1a<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E5%AF%8C%E9%82%A6%E4%BA%BA%E5%A3%BD\"><\/span>1. \u5bcc\u90a6\u4eba\u58fd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a 2025 target=\"_blank\" rel=\"noreferrer noopener\">\u5bcc\u90a6\u4eba\u58fd\u4f73\u5be6\u5728\u4e00\u5e74\u671f\u4f4f\u9662\u91ab\u7642\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (HSV)<\/a><\/p>\n\n\n\n<p>\u512a\u9ede\uff1a\u6750\u6599\u8cbb\uff08\u96dc\u8cbb\uff09\u984d\u5ea6\u9ad8\uff0c\u9580\u8a3a\u624b\u8853\u6703\u7406\u8ce0\uff0c\u505a\u70ba\u55ae\u4e00\u5bb6\u898f\u5283\u7684\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u6c92\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u8a55\u5206\uff1a\u2605\u2605\u2605\u2605\u2605<\/p>\n\n\n\n<p>\u4fdd\u55ae\u898f\u5283\u91cd\u9ede\uff1a\u5e02\u9762\u4e0a\u7684\u5be6\u652f\u5be6\u4ed8\u5546\u54c1\u6108\u4f86\u6108\u5c11\u4e86\uff0c\u800c\u5c0d\u65bc\u300c\u9580\u8a3a\u624b\u8853\u300d\u7684\u7406\u8ce0\u7bc4\u570d\u6c92\u6709\u7279\u6b8a\u9650\u5236\u7684\u5546\u54c1\u53c8\u662f\u5c11\u4e4b\u53c8\u5c11\uff0c\u800c\u5bcc\u90a6\u4eba\u58fd\u7684\u9019\u5f35\u5546\u54c1\u5728\u7406\u8ce0\u9580\u8a3a\u624b\u8853\u7684\u90e8\u5206\u662f\u76f8\u7576\u512a\u79c0\u7684\uff0c\u6c92\u6709\u4ec0\u9ebc\u7279\u6b8a\u7684\u7406\u8ce0\u9650\u5236\uff0c\u5c0d\u65bc\u4fdd\u6236\u4f86\u8aaa\u662f\u53ef\u4ee5\u5b89\u5fc3\u6295\u4fdd\u7684\uff0c\u4e0d\u7528\u64d4\u5fc3\u767c\u751f\u4e8b\u60c5\u6703\u56e0\u689d\u6b3e\u9650\u5236\u800c\u9020\u6210\u90e8\u5206\u624b\u8853\u4e0d\u7406\u8ce0\u3002<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/finfo.tw\/assortments\/599444cbdf05e937\" style=\"background-color:#ffa73b\" target=\"_blank\" rel=\"noreferrer noopener\">\u67e5\u770b\u5bcc\u90a6\u4fdd\u969c\u5167\u5bb9<\/a><\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E6%96%B0%E5%85%89%E4%BA%BA%E5%A3%BD\"><\/span>2. <strong>\u65b0\u5149\u4eba\u58fd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a 2025 target=\"_blank\" rel=\"noreferrer noopener\">\u65b0\u5149\u4eba\u58fd\u5475\u8b77\u5b89\u5fc3\u4f4f\u9662\u91ab\u7642\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (U1)<\/a><\/p>\n\n\n\n<p>\u512a\u9ede\uff1a\u9580\u8a3a\u624b\u8853\u6703\u7406\u8ce0\uff0c\u6b64\u5916\uff0c\u689d\u6b3e\u4e2d<strong>\u6c92\u6709<\/strong>\u300c\u6bcf\u5e74\u4fdd\u96aa\u91d1\u7d66\u4ed8\u7e3d\u9650\u984d\u300d\u7684\u72c0\u6cc1\uff0c\u4e0d\u7528\u64d4\u5fc3\u4e00\u5e74\u5167\u82e5\u505a\u591a\u6b21\u624b\u8853\u800c\u9020\u6210\u7406\u8ce0\u91d1\u984d\u9054\u5230\u4e0a\u9650\u3002<\/p>\n\n\n\n<p>\u8a55\u5206\uff1a\u2605\u2605\u2605\u2605\u2605<\/p>\n\n\n\n<p>\u4fdd\u55ae\u898f\u5283\u91cd\u9ede\uff1a\u5f88\u9069\u5408\u7576\u7b2c\u4e00\u9593\u5be6\u652f\u5be6\u4ed8\uff0c\u4e26\u642d\u914d\u4e00\u5e74\u671f\u7684\u9632\u764c\u96aa\u3001\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u7d44\u51fa\u4e00\u5f35\u4fdd\u969c\u5b8c\u6574\u7684\u4fdd\u55ae\u3002<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/finfo.tw\/assortments\/52103a484c038dd7\" style=\"background-color:#ffa73b\" target=\"_blank\" rel=\"noreferrer noopener\">\u67e5\u770b\u65b0\u5149\u4fdd\u969c\u5167\u5bb9<\/a><\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E5%87%B1%E5%9F%BA%E4%BA%BA%E5%A3%BD\"><\/span>3. \u51f1\u57fa\u4eba\u58fd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a 2025 target=\"_blank\" rel=\"noreferrer noopener\">\u51f1\u57fa\u4eba\u58fd\u5fc3\u5eb7\u6cf0\u4f4f\u9662\u91ab\u7642\u9650\u984d\u7d66\u4ed8\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 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class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">\u66f4\u591a\u4fdd\u96aa\u77e5\u8b58\uff1a<\/h4>\n\n\n\n<p>\ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/%e4%bf%9d%e9%9a%aa%e5%b7%a5%e5%85%b7%e7%ae%b1\/%e8%ae%93%e4%bd%a0%e4%b8%80%e8%b3%a0%e5%86%8d%e8%b3%a0%e7%9a%84%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e5%a4%a7%e7%b5%95%e6%8b%9b%e3%80%8c%e5%89%af%e6%9c%ac%e7%90%86%e8%b3%a0%e3%80%8d?finfo_blog=post_2672\" target=\"_blank\" rel=\"noreferrer noopener\">\u8b93\u4f60\u4e00\u8ce0\u518d\u8ce0\u7684\u5be6\u652f\u5be6\u4ed8\u5927\u7d55\u62db\u300c\u526f\u672c\u7406\u8ce0\u300d<\/a><br>\ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e5%af%a6%e6%94%af%e5%af%a6%e4%bb%98%e9%80%b2%e4%be%86%ef%bc%8c%e7%b5%82%e8%ba%ab%e9%86%ab%e7%99%82%e8%b5%b0%e9%96%8b?finfo_blog=post_2672\" target=\"_blank\" rel=\"noreferrer noopener\">2026 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