{"id":1487,"date":"2022-06-21T12:19:00","date_gmt":"2022-06-21T04:19:00","guid":{"rendered":"https:\/\/finfo.tw\/blog\/?p=1487"},"modified":"2024-01-12T20:44:18","modified_gmt":"2024-01-12T12:44:18","slug":"%e4%bd%a0%e4%b8%80%e5%ae%9a%e8%a6%81%e7%9f%a5%e9%81%93%e3%80%8c%e5%a4%b1%e8%83%bd%e6%89%b6%e5%8a%a9%e9%87%91%e3%80%8d%e7%9a%84%e4%ba%94%e5%a4%a7%e9%87%8d%e9%bb%9e","status":"publish","type":"post","link":"https:\/\/finfo.tw\/blog\/insurance-planning\/%e4%bd%a0%e4%b8%80%e5%ae%9a%e8%a6%81%e7%9f%a5%e9%81%93%e3%80%8c%e5%a4%b1%e8%83%bd%e6%89%b6%e5%8a%a9%e9%87%91%e3%80%8d%e7%9a%84%e4%ba%94%e5%a4%a7%e9%87%8d%e9%bb%9e","title":{"rendered":"\u5931\u80fd\u96aa\u898f\u5283 : 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href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e4%bd%a0%e4%b8%80%e5%ae%9a%e8%a6%81%e7%9f%a5%e9%81%93%e3%80%8c%e5%a4%b1%e8%83%bd%e6%89%b6%e5%8a%a9%e9%87%91%e3%80%8d%e7%9a%84%e4%ba%94%e5%a4%a7%e9%87%8d%e9%bb%9e\/#%E9%87%8D%E9%BB%9E%E4%B8%89%EF%BC%9A%E5%A6%82%E6%9E%9C%E8%83%BD%E3%80%8C%E4%B8%80%E6%AC%A1%E6%8F%90%E5%89%8D%E7%B5%A6%E4%BB%98%E3%80%8D%EF%BC%8C%E4%B8%8D%E7%94%A8%E6%93%94%E5%BF%83%E5%A4%A7%E7%AD%86%E7%94%9F%E6%B4%BB%E9%96%8B%E9%8A%B7%E3%80%82\" >\u91cd\u9ede\u4e09\uff1a\u5982\u679c\u80fd\u300c\u4e00\u6b21\u63d0\u524d\u7d66\u4ed8\u300d\uff0c\u4e0d\u7528\u64d4\u5fc3\u5927\u7b46\u751f\u6d3b\u958b\u92b7\u3002<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e4%bd%a0%e4%b8%80%e5%ae%9a%e8%a6%81%e7%9f%a5%e9%81%93%e3%80%8c%e5%a4%b1%e8%83%bd%e6%89%b6%e5%8a%a9%e9%87%91%e3%80%8d%e7%9a%84%e4%ba%94%e5%a4%a7%e9%87%8d%e9%bb%9e\/#%E9%87%8D%E9%BB%9E%E5%9B%9B%EF%BC%9A%E4%BB%80%E9%BA%BC%E6%99%82%E5%80%99%E8%83%BD%E9%A0%98%E5%A4%B1%E8%83%BD%E6%89%B6%E5%8A%A9%E9%87%91%EF%BC%9F%E5%A4%B1%E8%83%BD%E5%B0%B1%E9%96%8B%E5%A7%8B%E7%90%86%E8%B3%A0%E5%97%8E%EF%BC%9F\" >\u91cd\u9ede\u56db\uff1a\u4ec0\u9ebc\u6642\u5019\u80fd\u9818\u5931\u80fd\u6276\u52a9\u91d1\uff1f\u5931\u80fd\u5c31\u958b\u59cb\u7406\u8ce0\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e4%bd%a0%e4%b8%80%e5%ae%9a%e8%a6%81%e7%9f%a5%e9%81%93%e3%80%8c%e5%a4%b1%e8%83%bd%e6%89%b6%e5%8a%a9%e9%87%91%e3%80%8d%e7%9a%84%e4%ba%94%e5%a4%a7%e9%87%8d%e9%bb%9e\/#%E9%87%8D%E9%BB%9E%E4%BA%94%EF%BC%9A%E6%9C%89%E6%8C%81%E7%BA%8C%E7%90%86%E8%B3%A0%E7%9A%84%E7%89%B9%E6%80%A7%EF%BC%8C%E9%96%93%E9%9A%94%E5%A4%9A%E4%B9%85%E8%83%BD%E4%B8%80%E6%AC%A1%E9%A0%98%E9%8C%A2%EF%BC%9F\" >\u91cd\u9ede\u4e94\uff1a\u6709\u6301\u7e8c\u7406\u8ce0\u7684\u7279\u6027\uff0c\u9593\u9694\u591a\u4e45\u80fd\u4e00\u6b21\u9818\u9322\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B3%A0%E4%BE%9D%E6%93%9A%E5%A4%B1%E8%83%BD%E7%AD%89%E7%B4%9A%E8%A1%A8\"><\/span>\u7406\u8ce0\u4f9d\u64da\u5931\u80fd\u7b49\u7d1a\u8868<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7576\u6211\u5011\u8ac7\u5230\u5931\u80fd\u96aa\uff0c\u4e00\u5b9a\u6703\u7528\u5230\u9019\u5f35 1-11 \u7d1a\u7684\u5931\u80fd\u7b49\u7d1a\u8868\uff1a<\/p>\n\n\n\n<table id=\"tablepress-8-no-2\" class=\"tablepress tablepress-id-8 table-align-right\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">\u5931\u80fd\u7b49\u7d1a<\/th><th class=\"column-2\">\u7406\u8ce0\u6bd4\u4f8b<\/th><th class=\"column-3\">\u5931\u80fd\u7b49\u7d1a<\/th><th class=\"column-4\">\u7406\u8ce0\u6bd4\u4f8b<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong><span style=\"color: \t#FF2200;\">1\u7d1a<\/span><\/strong><\/td><td class=\"column-2\">100%<\/td><td class=\"column-3\">7\u7d1a<\/td><td class=\"column-4\">40%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">2\u7d1a<\/td><td class=\"column-2\">90%<\/td><td class=\"column-3\">8\u7d1a<\/td><td class=\"column-4\">30%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">3\u7d1a<\/td><td class=\"column-2\">80%<\/td><td class=\"column-3\">9\u7d1a<\/td><td class=\"column-4\">20%<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">4\u7d1a<\/td><td class=\"column-2\">70%<\/td><td class=\"column-3\">10\u7d1a<\/td><td class=\"column-4\">10%<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">5\u7d1a<\/td><td class=\"column-2\">60%<\/td><td class=\"column-3\">11\u7d1a<\/td><td class=\"column-4\">5%<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><strong><span style=\"color: \t#FF2200;\">6\u7d1a<\/span><\/strong><\/td><td class=\"column-2\">50%<\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-8-no-2 from cache -->\n\n\n\n<p>\u5176\u4e2d <strong><span style=\"color:#FF2200;\">1 \u7d1a<\/span><\/strong>\u6700\u56b4\u91cd\uff0c\u4f8b\u5982\uff1a\u5931\u53bb\u96d9\u624b\uff0c\u6216\u5931\u53bb\u96d9\u8173\uff1b<strong><span style=\"color:#FF2200;\">6 \u7d1a<\/span><\/strong>\u7a0d\u5fae\u56b4\u91cd\uff0c\u4f8b\u5982\uff1a\u5931\u53bb\u4e00\u96bb\u624b\uff0c\u6216\u5931\u53bb\u4e00\u96bb\u8173\u3002(\u8a73\u7d30\u7684\u5931\u80fd\u9805\u76ee\u53ef\u4ee5\u5728<a aria-label=\" (\u5728\u65b0\u5206\u9801\u4e2d\u958b\u555f)\" rel=\"noreferrer noopener\" href=\"https:\/\/drive.google.com\/file\/d\/1i1xwQbKOhVlmTswLgKUUD-ljIdLd_T4S\/view\" target=\"_blank\">\u5931\u80fd\u96aa\u5546\u54c1\u7684\u7b2c\u4e5d\u9801<\/a>\u770b\u5230\uff0c\u5171\u5206\u621011\u7d1a80\u9805\u3002)<\/p>\n\n\n\n<p>\u7576\u6211\u5011\u767c\u751f <strong><span style=\"color:#FF2200;\">1-6 \u7d1a<\/span><\/strong>\u7684\u5931\u80fd\u72c0\u6cc1\uff0c\u53ef\u80fd\u4e00\u6bb5\u6642\u9593\u90fd\u6c92\u8fa6\u6cd5\u5de5\u4f5c\u9700\u8981\u5728\u5bb6\u4f11\u990a\uff0c\u5931\u80fd\u96aa\u4e2d\u7684\u300c\u5931\u80fd\u6276\u52a9\u91d1\u300d\u6703\u6bcf\u6708\/\u6bcf\u5e74\u6301\u7e8c\u7406\u8ce0\u4e00\u7b46\u9322\u8b93\u4f60\u81ea\u7531\u904b\u7528(\u6c92\u6709\u6307\u5b9a\u8981\u7528\u5728\u91ab\u7642\u884c\u70ba\u4e0a)\u3002<\/p>\n\n\n\n<p>\u60f3\u8981\u627e\u5230 CP \u503c\u9ad8\u7684\u5931\u80fd\u6276\u52a9\u96aa\u5f88\u7c21\u55ae\uff0c\u53ea\u8981\u638c\u63e1\u4e94\u5927\u91cd\u9ede\uff0c\u5c31\u80fd\u8f15\u9b06\u770b\u61c2\u5931\u80fd\u6276\u52a9\u96aa\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E9%BB%9E%E4%B8%80%EF%BC%9A%E5%A6%82%E6%9E%9C%E5%A4%B1%E8%83%BD%E6%89%B6%E5%8A%A9%E9%9A%AA%E4%BF%9D%E9%A1%8D_5_%E8%90%AC%EF%BC%8C%E5%B0%B1%E4%B8%80%E5%AE%9A%E5%8F%AF%E4%BB%A5%E6%AF%8F%E5%80%8B%E6%9C%88%E9%A0%98_5_%E8%90%AC%E5%97%8E%EF%BC%9F\"><\/span>\u91cd\u9ede\u4e00\uff1a\u5982\u679c\u5931\u80fd\u6276\u52a9\u96aa\u4fdd\u984d 5 \u842c\uff0c\u5c31\u4e00\u5b9a\u53ef\u4ee5\u6bcf\u500b\u6708\u9818 5 \u842c\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5f88\u591a\u4eba\u6703\u7528\u81ea\u5df1\u7684\u6708\u85aa\u53bb\u8a55\u4f30\u5931\u80fd\u6276\u52a9\u91d1\u7684\u984d\u5ea6\u8981\u8cb7\u591a\u5c11\uff0c\u5982\u679c\u5931\u80fd\u5f8c\u7121\u6cd5\u5de5\u4f5c\uff0c\u623f\u8cb8\u3001\u8eca\u8cb8\u3001\u751f\u6d3b\u8cbb\u5c31\u9700\u8981\u900f\u904e\u5931\u80fd\u6276\u52a9\u91d1\u4f86\u652f\u4ed8\u3002\u4f46\u4f60\u77e5\u9053\u55ce\uff1f\u4e26\u4e0d\u662f\u4fdd\u984d\u6295\u4fdd 5 \u842c\u5143\uff0c\u6bcf\u500b\u6708\u5c31\u4e00\u5b9a\u6703\u7406\u8ce0 5 \u842c\u5143\uff01<\/p>\n\n\n\n<p>\u5931\u80fd\u6276\u52a9\u91d1\u7684\u7406\u8ce0\u91d1\u984d\uff0c\u4e3b\u8981\u5206\u6210\u4ee5\u4e0b\u5169\u7a2e\uff1a<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"> 1.  \u4f9d\u5931\u80fd\u7b49\u7d1a\u6309\u6bd4\u4f8b\u7406\u8ce0 <\/h4>\n\n\n\n<p>\u8ddf\u4f60\u7684\u5931\u80fd\u7b49\u7d1a\u6709\u95dc\uff0c\u6bd4\u8f03\u56b4\u91cd\u5c31\u9818\u6bd4\u8f03\u591a(1 \u7d1a\u5931\u80fd\uff1a100%)\uff0c\u76f8\u5c0d\u4e0d\u56b4\u91cd\u5c31\u9818\u6bd4\u8f03\u5c11(6 \u7d1a\u5931\u80fd\uff1a50%)\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"> 2. \u7406\u8ce0\u76f8\u540c\u91d1\u984d <\/h4>\n\n\n\n<p>\u8ddf\u4f60\u7684\u5931\u80fd\u7b49\u7d1a\u7121\u95dc\uff0c\u53ea\u8981\u7b26\u5408 1-6 \u7d1a\u7684\u5931\u80fd\u7bc4\u570d\uff0c\u7406\u8ce0\u91d1\u984d\u5747\u4e00\u50f9\u3002<\/p>\n\n\n\n<p>\u5047\u8a2d\u6295\u4fdd\u5931\u80fd\u6276\u52a9\u96aa 5 \u842c\u5143\uff0c\u4ee5\u4e0b\u8a66\u7b97\u8b93\u4f60\u4e86\u89e3\u5b83\u5011\u4e4b\u9593\u7684\u5dee\u7570\uff1a<\/p>\n\n\n\n<table id=\"tablepress-9-no-2\" class=\"tablepress tablepress-id-9 table-align-right\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">\u5931\u80fd\u7b49\u7d1a<\/th><th class=\"column-2\">\u4f9d\u5931\u80fd\u7b49\u7d1a<strong><span style=\"color: \t#FFFF33;\">\u6309\u6bd4\u4f8b<\/span><\/strong><\/th><th class=\"column-3\">1-6\u7d1a\u7406\u8ce0<strong><span style=\"color: \t#FFFF33;\">\u76f8\u540c<\/span><\/strong>\u91d1\u984d<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">1\u7d1a (100%)<\/td><td class=\"column-2\"><strong><span style=\"color: \t#0022FF;\">5.0\u842c<\/span><\/strong><\/td><td class=\"column-3\"><strong><span style=\"color: \t#0022FF;\">5.0\u842c<\/span><\/strong><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">2\u7d1a (90%)<\/td><td class=\"column-2\">4.5\u842c<\/td><td class=\"column-3\">5.0\u842c<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">3\u7d1a (80%)<\/td><td class=\"column-2\">4.0\u842c<\/td><td class=\"column-3\">5.0\u842c<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">4\u7d1a (70%)<\/td><td class=\"column-2\">3.5\u842c<\/td><td class=\"column-3\">5.0\u842c<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">5\u7d1a (60%)<\/td><td class=\"column-2\">3.0\u842c<\/td><td class=\"column-3\">5.0\u842c<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">6\u7d1a (50%)<\/td><td class=\"column-2\"><strong><span style=\"color: \t#0022FF;\">2.5\u842c<\/span><\/strong><\/td><td class=\"column-3\"><strong><span style=\"color: \t#0022FF;\">5.0\u842c<\/span><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-9-no-2 from cache -->\n\n\n\n<p>\u96d6\u7136\u53f3\u5074\u7684\u300c1-6 \u7d1a\u7406\u8ce0\u76f8\u540c\u91d1\u984d\u300d\u770b\u8d77\u4f86\u6bd4\u8f03\u5438\u5f15\u4eba\uff0c\u5931\u53bb\u4e00\u96bb\u8173(<strong><span style=\"color:#0022FF;\">6 \u7d1a<\/span><\/strong>)\u53ef\u4ee5\u9818\u5230\u7684\u91d1\u984d\uff0c\u8ddf\u5931\u53bb\u96d9\u8173(<strong><span style=\"color:#0022FF;\">1 \u7d1a<\/span><\/strong>)\u7684\u7406\u8ce0\u91d1\u984d\u76f8\u540c\uff0c\u4f46\u8981\u7a0d\u5fae\u63d0\u9192\uff0c\u9019\u4e9b\u597d\u8655\u591a\u591a\u5c11\u5c11\u6703\u53cd\u6620\u5728\u4f60\u6240\u7e73\u7684\u4fdd\u8cbb\u4e0a\u3002<\/p>\n\n\n\n<p>\u4f60\u958b\u59cb\u80fd\u770b\u61c2\u4fdd\u96aa\u6703\u8ce0\u591a\u5c11\u9322\u4e86\uff0c\u606d\u559c\u4f60\uff01\u770b\u61c2\u9019\u4e9b\u5546\u54c1\u5c0d\u4f60\u4f86\u8aaa\u597d\u7c21\u55ae\uff1a<\/p>\n\n\n\n<p>\u4f9d\u5931\u80fd\u7b49\u7d1a\u6309\u6bd4\u4f8b\u7406\u8ce0\uff1a<a href=\"https:\/\/finfo.tw\/products\/DCB-%E5%AE%8F%E6%B3%B0%E4%BA%BA%E5%A3%BD%E6%96%B0%E6%A8%82%E6%B4%BB%E4%B8%80%E7%94%9F%E5%A4%B1%E8%83%BD%E7%85%A7%E8%AD%B7%E7%B5%82%E8%BA%AB%E4%BF%9D%E9%9A%AA-2018-09-14\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b8f\u6cf0\u4eba\u58fd\u65b0\u6a02\u6d3b\u4e00\u751f\u5931\u80fd\u7167\u8b77\u7d42\u8eab\u4fdd\u96aa (DCB)<\/a><br>1-6 \u7d1a\u5931\u80fd\u7406\u8ce0\u56fa\u5b9a\u91d1\u984d \uff1a<a href=\"https:\/\/finfo.tw\/products\/LDG-%E5%85%A8%E7%90%83%E4%BA%BA%E5%A3%BD%E5%A4%B1%E6%89%B6%E5%A5%BD%E7%85%A7%E7%B5%82%E8%BA%AB%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AAG%E7%89%88-2020-07-01\" target=\"_blank\" rel=\"noreferrer noopener\">\u5168\u7403\u4eba\u58fd\u5931\u6276\u597d\u7167\u7d42\u8eab\u5065\u5eb7\u4fdd\u96aa (LDG)<\/a> <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"433\" height=\"583\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u7406\u8ce0\u91d1\u984d.png\" alt=\"\" class=\"wp-image-1703\" style=\"width:433px;height:583px\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u7406\u8ce0\u91d1\u984d.png 433w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u7406\u8ce0\u91d1\u984d-223x300.png 223w\" sizes=\"(max-width: 433px) 100vw, 433px\" \/><\/figure>\n<\/div>\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E9%BB%9E%E4%BA%8C%EF%BC%9A%E3%80%8C%E4%BF%9D%E8%AD%89%E7%B5%A6%E4%BB%98_%E6%9C%80%E9%AB%98%E7%B5%A6%E4%BB%98%E3%80%8D%E6%9C%89%E4%BB%80%E9%BA%BC%E5%B7%AE%E5%88%A5%E5%97%8E%EF%BC%9F\"><\/span>\u91cd\u9ede\u4e8c\uff1a\u300c\u4fdd\u8b49\u7d66\u4ed8 \/ 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style=\"color:#0022FF;\">\u4e00\u5b9a\u8981\u4ed8<\/span><\/strong>\u9019 1.5 \u500b\u6708\u7684\u5e74\u7d42\u734e\u91d1\uff1b\u300c\u6700\u9ad8\u300d10 \u500b\u6708\uff0c\u9019\u53e5\u8a71\u5c31\u6709\u5f88\u591a\u60f3\u50cf\u7a7a\u9593\u4e86\uff0c\u4f3c\u4e4e<strong><span style=\"color:#FF2200;\">\u9700\u8981\u7b26\u5408\u4e00\u4e9b\u689d\u4ef6<\/span><\/strong>\u624d\u6709\u6a5f\u6703\u62ff\u5230\uff0c\u4f8b\u5982\uff1a\u52a0\u73ed\u5230 12 \u9ede\u3001\u696d\u7e3e\u9054\u6a19300%\u3002<\/p>\n\n\n\n<p>\u56de\u5230\u5931\u80fd\u96aa\uff0c\u5931\u80fd\u6276\u52a9\u91d1\u5728\u7406\u8ce0\u7684\u6642\u5019\uff0c\u4e5f\u6703\u6709\u300c\u4fdd\u8b49\u300d\u7d66\u4ed8\uff0c\u8207\u300c\u6700\u9ad8\u300d\u7d66\u4ed8\u7684\u5dee\u7570\uff0c\u4ee5\u4e0b\u5206\u5225\u8aaa\u660e\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E8%AD%89%E7%B5%A6%E4%BB%98\"><\/span>\u4fdd\u8b49\u7d66\u4ed8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5b9a\u7fa9\uff1a\u4e00\u65e6\u958b\u59cb\u7406\u8ce0\u5931\u80fd\u6276\u52a9\u91d1\uff0c\u300c\u4e0d\u7ba1\u662f\u751f\u662f\u6b7b\u300d\uff0c\u90fd\u6703\u4ed8\u597d\u4ed8\u6eff\u3002<\/p>\n\n\n\n<p>\u4ee5\u300c\u4fdd\u8b49\u7d66\u4ed8\u300d180 \u500b\u6708\u70ba\u4f8b\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u5b9a\u6703\u4ed8\u597d\u4ed8\u6eff 180 \u500b\u6708\uff0c\u5982\u679c\u9019\u500b\u4eba\u5728\u7b2c 81 \u500b\u6708\u8eab\u6545\u4e86\uff0c\u5c31\u6703\u628a\u300c\u5269\u4e0b\u9084\u6c92\u9818\u7684 100 \u500b\u6708\u300d\u6298\u73fe\u4e00\u6b21\u7406\u8ce0\u7d66\u53d7\u76ca\u4eba\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1024\" height=\"200\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e8c_pic11_4x-1024x200.jpg\" alt=\"\" class=\"wp-image-1736\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e8c_pic11_4x-1024x200.jpg 1024w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e8c_pic11_4x-300x59.jpg 300w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e8c_pic11_4x-768x150.jpg 768w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e8c_pic11_4x.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u5047\u8a2d\u5c1a\u672a\u9818\u53d6\u7684\u671f\u9593\u662f 100 \u500b\u6708\uff0c\u984d\u5ea6 5 \u842c\uff0c\u6298\u73fe\u4e00\u6b21\u7406\u8ce0\u7684\u91d1\u984d\u4e0d\u662f 500 \u842c\uff0c\u6703\u6bd4 500 \u842c\u518d\u5c11\u4e00\u9ede\u3002\u539f\u672c\u8a72\u9818\u53d6\u7684\u5931\u80fd\u6276\u52a9\u91d1\u662f\u6bcf\u6708\/\u6bcf\u5e74\u6162\u6162\u767c\uff0c\u73fe\u5728\u63d0\u524d\u8981\u4e00\u6b21\u9818\u53d6\uff0c\u6703\u900f\u904e\u6298\u73fe\u7387\u7b97\u51fa\u5c0d\u61c9\u7684\u50f9\u503c\u3002<\/p>\n\n\n\n<p>\u4f60\u61c2\u66f4\u591a\u4e86\uff0c\u9019\u500b\u5546\u54c1\u5beb\u7684\u300c\u4fdd\u8b49\u7d66\u4ed8\u300d\u4f60\u4e00\u5b9a\u770b\u5f97\u61c2\uff1a<a href=\"https:\/\/finfo.tw\/products\/DCT-\u5b8f\u6cf0\u4eba\u58fd\u795d\u6276180\u5931\u80fd\u7167\u8b77\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04-2018-09-14\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b8f\u6cf0\u4eba\u58fd\u795d\u6276180\u5931\u80fd\u7167\u8b77\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04&nbsp;(DCT) <\/a><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"860\" height=\"269\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u4fdd\u8b49\u7d66\u4ed8_1.png\" alt=\"\" class=\"wp-image-1704\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u4fdd\u8b49\u7d66\u4ed8_1.png 860w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u4fdd\u8b49\u7d66\u4ed8_1-300x94.png 300w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u4fdd\u8b49\u7d66\u4ed8_1-768x240.png 768w\" sizes=\"(max-width: 860px) 100vw, 860px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"860\" height=\"344\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u4fdd\u8b49\u7d66\u4ed8_2.png\" alt=\"\" class=\"wp-image-1705\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u4fdd\u8b49\u7d66\u4ed8_2.png 860w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u4fdd\u8b49\u7d66\u4ed8_2-300x120.png 300w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u4fdd\u8b49\u7d66\u4ed8_2-768x307.png 768w\" sizes=\"(max-width: 860px) 100vw, 860px\" 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class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5f88\u4eba\u5728\u898f\u5283\u5931\u80fd\u6276\u52a9\u96aa\u6642\uff0c\u6307\u5b9a\u8981\u7528\u6709\u4fdd\u8b49\u7406\u8ce0\u7684\u5546\u54c1\uff0c\u89ba\u5f97\u300c\u4fdd\u8b49\u7d66\u4ed8\u597d\u597d\u5594\uff01\u9084\u6c92\u9818\u5b8c\u7684\u5931\u80fd\u6276\u52a9\u91d1\u5982\u679c\u8eab\u6545\u9084\u80fd\u7559\u7d66\u53d7\u76ca\u4eba\u8036\uff0c\u597d\u8cfa\u5594\uff01\u300d\u8acb\u4f60\u51b7\u975c\uff01\u7f8a\u6bdb\u51fa\u5728\u7f8a\u8eab\u4e0a\uff0c\u300c\u6709\u4fdd\u8b49\u7d66\u4ed8\u300d\u7684\u5931\u80fd\u96aa\u4fdd\u8cbb\u7406\u8ad6\u4e0a\u6703\u6bd4\u300c\u6c92\u6709\u4fdd\u8b49\u7d66\u4ed8\u300d\u7684\u5931\u80fd\u96aa\u8cb4\u3002<\/p>\n\n\n\n<p>\u8981\u63d0\u9192\u4e00\u4e0b\uff0c\u300c\u6c92\u6709\u4fdd\u8b49\u7d66\u4ed8\u300d\u7684\u5931\u80fd\u96aa\u64c1\u6709\u4fbf\u5b9c\u7684\u7279\u6027\uff0c\u4fdd\u8cbb\u4fbf\u5b9c\u4f60\u624d\u80fd\u898f\u5283\u6bd4\u8f03\u9ad8\u7684\u4fdd\u984d\uff0c\u984d\u5ea6\u5920\u9ad8\u624d\u80fd\u61c9\u4ed8\u56b4\u91cd\u7684\u5931\u80fd\u72c0\u6cc1\uff0c\u5176\u5be6\u662f\u5f88\u503c\u5f97\u512a\u5148\u8003\u616e\u7684\u3002<\/p>\n\n\n\n<p>\u6709\u4fdd\u8b49\u7d66\u4ed8\u3001\u6c92\u6709\u4fdd\u8b49\u7d66\u4ed8\u7684\u5dee\u7570\uff0c\u5176\u5be6\u5c31\u5728\u65bc\u8eab\u6545\u4ee5\u5f8c\uff0c\u53d7\u76ca\u4eba\u6709\u6c92\u6709\u6a5f\u6703\u62ff\u5230\u4e00\u7b46\u9322\u3002\u8eab\u6545\u8981\u7559\u591a\u5c11\u9322\u7d66\u5bb6\u4eba\uff0c\u5176\u5be6\u61c9\u8a72\u7368\u7acb\u5728\u300c\u58fd\u96aa\u300d\u898f\u5283\u3002\u9019\u908a\u8981\u7279\u5225\u6ce8\u610f\uff0c\u767c\u751f 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class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5b9a\u7fa9\uff1a\u9700\u8981\u4e00\u76f4\u300c\u6d3b\u8457\u300d\uff0c\u624d\u80fd\u5920\u6301\u7e8c\u9818\u53d6\u5931\u80fd\u6276\u52a9\u91d1\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"184\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic2_4x-1024x184.jpg\" alt=\"\" class=\"wp-image-1737\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic2_4x-1024x184.jpg 1024w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic2_4x-300x54.jpg 300w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic2_4x-768x138.jpg 768w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic2_4x.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"187\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic3_4x-1024x187.jpg\" alt=\"\" class=\"wp-image-1738\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic3_4x-1024x187.jpg 1024w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic3_4x-300x55.jpg 300w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic3_4x-768x140.jpg 768w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u4e09_pic3_4x.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u4ee5\u300c\u6700\u9ad8\u300d\u7d66\u4ed8500\u500b\u6708\u70ba\u4f8b\uff0c\u53ea\u8981\u4e0d\u8981\u8eab\u6545\uff0c\u5c31\u53ef\u4ee5\u5f9e\u7b2c 1, 2, &#8230;\u4e00\u76f4\u5230\u7b2c 500 \u500b\u6708\u6703\u6301\u7e8c\u9818\u5230\u9322\uff0c\u76f8\u7576\u65bc\u53ef\u4ee5\u9023\u7e8c\u9818 48 \u5e74\u3002\u4f46\u5982\u679c\u9818\u5230\u7b2c 200 \u500b\u6708\u6642\u8eab\u6545\uff0c\u90a3\u7b2c 201 \u500b\u6708\u4fdd\u96aa\u516c\u53f8\u5c31\u4e0d\u6703\u518d\u7406\u8ce0\u5931\u80fd\u6276\u52a9\u91d1\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E9%BB%9E%E4%B8%89%EF%BC%9A%E5%A6%82%E6%9E%9C%E8%83%BD%E3%80%8C%E4%B8%80%E6%AC%A1%E6%8F%90%E5%89%8D%E7%B5%A6%E4%BB%98%E3%80%8D%EF%BC%8C%E4%B8%8D%E7%94%A8%E6%93%94%E5%BF%83%E5%A4%A7%E7%AD%86%E7%94%9F%E6%B4%BB%E9%96%8B%E9%8A%B7%E3%80%82\"><\/span>\u91cd\u9ede\u4e09\uff1a\u5982\u679c\u80fd\u300c\u4e00\u6b21\u63d0\u524d\u7d66\u4ed8\u300d\uff0c\u4e0d\u7528\u64d4\u5fc3\u5927\u7b46\u751f\u6d3b\u958b\u92b7\u3002<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5ef6\u7e8c\u91cd\u9ede\u4e8c\uff0c\u5982\u679c\u4f60\u7684\u5931\u80fd\u6276\u52a9\u96aa\u6709\u300c\u4fdd\u8b49\u7d66\u4ed8\u300d\uff0c\u5931\u80fd\u6276\u52a9\u91d1\u9664\u4e86\u6bcf\u6708\/\u6bcf\u5e74\u6162\u6162\u9818\u7684\u9078\u9805\u5916\uff0c\u9084\u53ef\u4ee5\u5728\u6025\u9700\u7528\u9322\u7684\u6642\u5019\u4e00\u6b21\u63d0\u524d\u63d0\u9818\u3002<\/p>\n\n\n\n<p>\u53ea\u8981\u4f60\u5728\u689d\u6b3e\u88e1\u9762\u6709\u770b\u5230\u53ef\u4ee5\u300c\u4e00\u6b21\u63d0\u524d\u7d66\u4ed8\u300d\u7684\u6558\u8ff0\u5c31\u4ee3\u8868\u4fdd\u96aa\u516c\u53f8\u5141\u8a31\u4f60\u300c\u9810\u652f\u300d\u672a\u4f86\u7684\u5931\u80fd\u6276\u52a9\u91d1\uff0c\u751f\u6d3b\u4e2d\u6709\u5927\u7b46\u958b\u92b7\u6216\u9700\u8981\u652f\u4ed8\u5927\u7b46\u91ab\u7642\u8cbb\u7528\u90fd\u4e0d\u7528\u64d4\u5fc3\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"200\" src=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u56db_pic4_4x-1024x200.jpg\" alt=\"\" class=\"wp-image-1739\" srcset=\"https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u56db_pic4_4x-1024x200.jpg 1024w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u56db_pic4_4x-300x59.jpg 300w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u56db_pic4_4x-768x150.jpg 768w, https:\/\/finfo.tw\/blog\/wp-content\/uploads\/2019\/08\/\u91cd\u9ede\u56db_pic4_4x.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u6108\u4f86\u6108\u6e05\u695a\u81ea\u5df1\u82b1\u9322\u5728\u8cb7\u4ec0\u9ebc\u4e86\uff01\u9019\u500b\u5546\u54c1\u7684\u300c\u63d0\u524d\u63d0\u9818\u300d\u4f60\u4e5f\u770b\u5f97\u61c2\uff1a<a href=\"https:\/\/finfo.tw\/products\/YOA02ZYOA-%E5%8F%B0%E7%81%A3%E4%BA%BA%E5%A3%BD%E4%B8%80%E5%B9%B4%E6%9C%9F%E4%B8%80%E8%87%B3%E5%85%AD%E7%B4%9A%E5%A4%B1%E8%83%BD%E6%89%B6%E5%8A%A9%E9%87%91%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2019-05-15\" target=\"_blank\" rel=\"noreferrer noopener\">\u53f0\u7063\u4eba\u58fd\u4e00\u5e74\u671f\u4e00\u81f3\u516d\u7d1a\u5931\u80fd\u6276\u52a9\u91d1\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (YOA02\/ZYOA)<\/a><\/p>\n\n\n\n<p>(\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%E5%A4%B1%E8%83%BD%E9%9A%AA%E4%BF%9D%E9%9A%9C%E7%AF%84%E5%9C%8D%E6%9C%89%E5%A4%9A%E5%BB%A3%EF%BC%9F%E6%84%8F%E5%A4%96%E9%9A%AA%E3%80%81%E9%95%B7%E7%85%A7%E9%9A%AA%EF%BC%8C%E4%B8%8D%E5%A6%82%E8%80%83%E6%85%AE%E5%A4%B1%E8%83%BD%E9%9A%AA\" target=\"_blank\" rel=\"noreferrer noopener\">\u5931\u80fd\u96aa\u4fdd\u969c\u7bc4\u570d\u6709\u591a\u5ee3\uff1f\u610f\u5916\u96aa\u3001\u9577\u7167\u96aa\uff0c\u4e0d\u5982\u8003\u616e\u5931\u80fd\u96aa<\/a>)<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E9%BB%9E%E5%9B%9B%EF%BC%9A%E4%BB%80%E9%BA%BC%E6%99%82%E5%80%99%E8%83%BD%E9%A0%98%E5%A4%B1%E8%83%BD%E6%89%B6%E5%8A%A9%E9%87%91%EF%BC%9F%E5%A4%B1%E8%83%BD%E5%B0%B1%E9%96%8B%E5%A7%8B%E7%90%86%E8%B3%A0%E5%97%8E%EF%BC%9F\"><\/span>\u91cd\u9ede\u56db\uff1a\u4ec0\u9ebc\u6642\u5019\u80fd\u9818\u5931\u80fd\u6276\u52a9\u91d1\uff1f\u5931\u80fd\u5c31\u958b\u59cb\u7406\u8ce0\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6709\u4e9b\u5931\u80fd\u72c0\u6cc1\u91ab\u751f\u53ef\u4ee5\u7acb\u523b\u8a3a\u65b7(\u4f8b\u5982\uff1a\u7f3a\u4e00\u96bb\u624b\u3001\u7f3a\u4e00\u96bb\u8173)\uff0c\u6709\u4e9b\u5931\u80fd\u72c0\u6cc1\u9700\u8981\u4e00\u6bb5\u6642\u9593\u7684\u8a55\u4f30\uff0c\u5728\u5931\u80fd\u96aa\u4e2d\u6703\u770b\u7684\u4e00\u500b\u540d\u8a5e\u53eb\u300c\u5931\u80fd\u78ba\u8a3a\u65e5\u300d\uff0c\u662f\u6307\u91ab\u751f\u958b\u7acb\u5931\u80fd\u8a3a\u65b7\u8b49\u660e\u7684\u65e5\u671f\u3002<\/p>\n\n\n\n<p>\u62ff\u5230\u9019\u500b\u8b49\u660e\u5c31\u53ef\u4ee5\u958b\u59cb\u9818\u53d6\u5931\u80fd\u6276\u52a9\u91d1\u4e86\u55ce\uff1f\u4e0d\u4e00\u5b9a\u5594\uff0c\u7b2c\u4e00\u7b46\u9322\u9032\u5230\u4f60\u5e33\u6236\u7684\u6642\u9593\uff0c\u53ef\u4ee5\u5206\u70ba\u4ee5\u4e0b\u5169\u985e\uff1a<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1. \u5931\u80fd\u78ba\u8a3a\u65e5\uff0c\u7acb\u523b\u958b\u59cb\u7406\u8ce0<\/h4>\n\n\n\n<p>\u5982\u679c\u80fd\u8cb7\u5230\u9019\u6a23\u7684\u5931\u80fd\u96aa\uff0c\u5c0d\u81ea\u5df1\u662f\u6bd4\u8f03\u6709\u5229\u7684\uff0c\u82e5\u4e0d\u5e78\u767c\u751f 1-6 \u7d1a\u7684\u5931\u80fd\u72c0\u614b\uff0c\u53ea\u8981\u9818\u53d6\u5931\u80fd\u8a3a\u65b7\u8b49\u660e\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u7acb\u523b\u958b\u59cb\u7406\u8ce0\u5931\u80fd\u6276\u52a9\u91d1\uff0c\u9019\u6a23\u624d\u4e0d\u9700\u8981\u64d4\u5fc3\u5931\u80fd\u521d\u671f\u7684\u751f\u6d3b\u8cbb\u7528\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"> 2. \u5931\u80fd\u78ba\u8a3a\u5f8c\u300c\u4e00\u6bb5\u6642\u9593\u4ecd\u751f\u5b58\u300d\uff0c\u624d\u958b\u59cb\u7406\u8ce0  (\u5e38\u898b\u70ba 6 \u500b\u6708\u6216 1 \u5e74\u5f8c)<\/h4>\n\n\n\n<p>\u9019\u6a23\u7684\u7406\u8ce0\u65b9\u5f0f\u5c0d\u4f60\u4e0d\u662f\u4ef6\u597d\u6d88\u606f\uff0c\u5728\u62ff\u5230\u91ab\u5e2b\u7684\u5931\u80fd\u8a3a\u65b7\u8b49\u660e\uff0c\u9084\u8981\u7b49 6 \u500b\u6708\u6216 1 \u5e74\u624d\u80fd\u958b\u59cb\u9818\u53d6\u5931\u80fd\u6276\u52a9\u91d1\u3002\u5982\u679c\u4f60\u5df2\u7d93\u8cfc\u8cb7\u7684\u5931\u80fd\u6276\u52a9\u96aa\u6709\u9019\u6a23\u7684\u9650\u5236\uff0c\u5225\u64d4\u5fc3\uff0c\u9019\u88e1\u6559\u4f60\u61c9\u5c0d\u7684\u65b9\u5f0f\u3002<\/p>\n\n\n\n<p>\u53ef\u4ee5\u88dc\u5f37\u4e00\u6b21\u7406\u8ce0\u578b\u7684\u300c\u5931\u80fd\u96aa\u300d\uff0c\u8b93\u4f60\u5728\u5931\u80fd\u8a3a\u65b7\u65e5\u5c31\u80fd\u5920\u7acb\u5373\u9818\u53d6\u4e00\u7b46\u5931\u80fd\u4fdd\u96aa\u91d1\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/finfo.tw\/products\/DR2A-%E5%AE%89%E8%81%AF%E4%BA%BA%E5%A3%BD%E6%96%B0%E5%A4%B1%E8%83%BD%E7%B5%A6%E4%BB%98%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2023-02-09\">\u5b89\u806f\u4eba\u58fd\u65b0\u5931\u80fd\u7d66\u4ed8\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (DR2A)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/finfo.tw\/products\/OIH-%E5%AE%89%E9%81%94%E4%BA%BA%E5%A3%BD%E4%B8%80%E8%B7%AF%E7%9B%B8%E6%8C%BA%E4%B8%80%E5%B9%B4%E5%AE%9A%E6%9C%9F%E5%A4%B1%E8%83%BD%E6%89%B6%E5%8A%A9%E4%BF%9D%E9%9A%AA-2023-02-06\">\u5b89\u9054\u4eba\u58fd\u4e00\u8def\u76f8\u633a\u4e00\u5e74\u5b9a\u671f\u5931\u80fd\u6276\u52a9\u4fdd\u96aa (OIH)<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E9%BB%9E%E4%BA%94%EF%BC%9A%E6%9C%89%E6%8C%81%E7%BA%8C%E7%90%86%E8%B3%A0%E7%9A%84%E7%89%B9%E6%80%A7%EF%BC%8C%E9%96%93%E9%9A%94%E5%A4%9A%E4%B9%85%E8%83%BD%E4%B8%80%E6%AC%A1%E9%A0%98%E9%8C%A2%EF%BC%9F\"><\/span> \u91cd\u9ede\u4e94\uff1a\u6709\u6301\u7e8c\u7406\u8ce0\u7684\u7279\u6027\uff0c\u9593\u9694\u591a\u4e45\u80fd\u4e00\u6b21\u9818\u9322\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u53ea\u8981\u6211\u5011\u6709\u53bb\u5de5\u4f5c\uff0c\u516c\u53f8\u6bcf\u500b\u6708\u6703\u767c\u7684\u53eb\u300c\u85aa\u6c34\u300d\uff0c\u5931\u80fd\u6276\u52a9\u91d1\u7684\u7406\u8ce0\u65b9\u5f0f\u5176\u5be6\u5f88\u76f8\u4f3c\uff0c\u56fa\u5b9a\u6642\u9593\u7d66\u4f60\u9322\uff0c\u53ef\u80fd\u662f\u6bcf\u500b\u6708\u7406\u8ce0\u4e00\u6b21\uff0c\u4e5f\u53ef\u80fd\u662f\u6bcf\u5e74\u7406\u8ce0\u4e00\u6b21\uff0c\u4f9d\u5404\u5546\u54c1\u7684\u5167\u5bb9\u6709\u6240\u4e0d\u540c\u3002<\/p>\n\n\n\n<p>\u300c\u6bcf\u6708\u7406\u8ce0\u4e00\u6b21\u300d\u8207\u300c\u6bcf\u5e74\u7406\u8ce0\u4e00\u6b21\u300d\u7684\u5931\u80fd\u6276\u52a9\u91d1\uff0c\u5176\u5be6\u4e00\u5e74\u5167\u9818\u5230\u7684\u7e3d\u91d1\u984d\u5176\u5be6\u5dee\u7570\u4e0d\u5927\uff0c\u6bcf\u5e74\u7406\u8ce0\u4e00\u6b21\u7684\u984d\u5ea6\u901a\u5e38\u7b49\u65bc\u6bcf\u6708\u7406\u8ce0\u4e00\u6b21 x 12 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href=\"https:\/\/finfo.tw\/products\/NDR1-%E5%AE%89%E8%81%AF%E4%BA%BA%E5%A3%BD%E4%BA%AB%E5%AE%89%E5%BF%83%E5%A4%B1%E8%83%BD%E7%85%A7%E8%AD%B7%E5%81%A5%E5%BA%B7%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2023-02-09\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b89\u806f\u4eba\u58fd\u4eab\u5b89\u5fc3\u5931\u80fd\u7167\u8b77\u5065\u5eb7\u4fdd\u96aa\u9644\u7d04 (NDR1)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/finfo.tw\/products\/OII-%E5%AE%89%E9%81%94%E4%BA%BA%E5%A3%BD%E6%96%B0%E4%B8%80%E8%B7%AF%E7%9B%B8%E6%8C%BA%E4%B8%80%E5%B9%B4%E5%AE%9A%E6%9C%9F%E5%A4%B1%E8%83%BD%E6%89%B6%E5%8A%A9%E4%BF%9D%E9%9A%AA%E9%99%84%E7%B4%84-2022-12-01\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b89\u9054\u4eba\u58fd\u65b0\u4e00\u8def\u76f8\u633a\u4e00\u5e74\u5b9a\u671f\u5931\u80fd\u6276\u52a9\u4fdd\u96aa\u9644\u7d04 (OII)<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">\u66f4\u591a\u4fdd\u96aa\u77e5\u8b58\uff1a<\/h4>\n\n\n\n<p> \ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e5%a6%82%e4%bd%95%e6%90%ad%e9%85%8d%e4%be%bf%e5%ae%9c%e9%ab%98%e4%bf%9d%e9%9a%9c%e7%9a%84%e4%bf%9d%e9%9a%aa%e7%b5%84%e5%90%88%ef%bc%9f\/?finfo_blog=post_1487\" target=\"_blank\" rel=\"noreferrer noopener\">\u65b0\u624b\u4fdd\u96aa\u5b78\u7fd2\u6307\u5357\uff1a\u5982\u4f55\u642d\u914d\u4fbf\u5b9c\u9ad8\u4fdd\u969c\u7684\u4fdd\u96aa\u7d44\u5408\uff1f<\/a><br> \ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/insurance-tutorial\/%e6%88%91%e6%87%89%e8%a9%b2%e8%b2%b7%e4%bb%80%e9%ba%bc%e4%bf%9d%e9%9a%aa%ef%bc%9f\/?finfo_blog=post_1487\" target=\"_blank\" rel=\"noreferrer noopener\">\u65b0\u624b\u4fdd\u96aa\u5b78\u7fd2\u6307\u5357\uff1a\u6211\u61c9\u8a72\u8cb7\u4ec0\u9ebc\u4fdd\u96aa\uff1f<\/a> <br> \ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e6%96%b0%e7%94%9f%e5%85%92%e4%bf%9d%e9%9a%aa%e8%a6%8f%e5%8a%83%e7%b8%bd%e6%95%b4%e7%90%86\/?finfo_blog=post_1487\" target=\"_blank\" rel=\"noreferrer noopener\">2026 \u65b0\u751f\u5152\u4fdd\u96aa\u898f\u5283\u7e3d\u6574\u7406\uff5c\u770b\u5b8c\u641e\u5b9a\u4fdd\u96aa\u5927\u5c0f\u4e8b\u3002<\/a>  <br> \ud83d\udc49 <a href=\"https:\/\/finfo.tw\/blog\/insurance-planning\/%e9%87%8d%e5%a4%a7%e5%82%b7%e7%97%85%e9%98%b2%e7%99%8c%e9%9a%aa%e6%89%8d%e6%98%af%e6%9c%80%e4%bd%b3%e7%b5%84%e5%90%88%ef%bc%81\/?finfo_blog=post_1487\" target=\"_blank\" rel=\"noreferrer noopener\">2026 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